The National Bank of Rockwell City in Rockwell City, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1996

  • The National Bank of Rockwell City in Rockwell City, Iowa (IA)
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The National Bank of Rockwell City - Overview

  • General
  • FDIC Certificate #: 11633
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Alliance Bank (#9296)
    Federal Reserve ID: 471543
    Date Established: March 20, 1920
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7437
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1996
    Last Structure Change Process Date: January 24, 1996
    Last Data Update: January 24, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 417 Fourth Street, Rockwell City, IA 50579
    County: Calhoun
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $36.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $36,224Cash and due from depository institutions
  • $2,103Interest-bearing balances
  • $0Securities
  • $9,033Federal funds sold & reverse repurchase agreements
  • $3,600Net loans & leases
  • $20,544Loan loss allowance
  • $531Trading account assets
  • $0Bank premises and fixed assets
  • $151Other real estate owned
  • $0Goodwill and other intangibles
  • $793Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $36,224Total liabilities
  • $32,856Total deposits
  • $32,304Interest-bearing deposits
  • $28,402Deposits held in domestic offices
  • 32304.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $131Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $421Total equity capital
  • $421Total bank equity capital
  • $3,368Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $300Undivided profits
  • Memoranda
  • $2,768Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $72Income earned, not collected on loans
  • $558Earning assets
  • $33,177Long-term assets (5+ years)
  • $808Average Assets, year-to-date
  • $35,780Average Assets, quarterly
  • $36,196Volatile liabilities
  • $977Insider loans
  • $530FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,501Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,381Total risk weighted assets
  • $22,102Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,688Total interest expense
  • $1,199Net interest income
  • $1,489Provision for loan and lease losses
  • $4Total noninterest income
  • $237Fiduciary activities
  • $0Service charges on deposit accounts
  • $40Trading account gains & fees
  • $0Additional noninterest income
  • $197Total noninterest expense
  • $1,115Salaries and employee benefits
  • $513Premises and equipment expense
  • $97Additional noninterest expense
  • $505Pre-tax net operating income
  • $607Securities gains (losses)
  • $0Applicable income taxes
  • $214Income before extraordinary items
  • $393Extraordinary gains - net
  • $0Net income attributable to bank
  • $393Net charge-offs
  • -$6Cash dividends
  • $190Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.13%Cost of funding earning assets
  • 3.63%Net interest margin
  • 4.50%Noninterest income to earning assets
  • 0.72%Noninterest expense to earning assets
  • 3.37%Net operating income to assets
  • 1.10%Return on assets (ROA)
  • 1.10%Pretax return on assets
  • 1.70%Return on equity (ROE)
  • 12.08%Retained earnings to average equity (YTD only)
  • 6.24%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • -66.67%Efficiency ratio
  • 64,600Assets per employee
  • 2.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.35%Loss allowance to loans
  • 2.52%Loss allowance to noncurrent loans
  • 737.50%Noncurrent assets plus other real estate owned to assets
  • 0.20%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 63.60%Net loans and leases to core deposits
  • 65.31%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 9.26%Tier 1 risk-based capital ratio
  • 15.30%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $35,780Average earning assets
  • $3,253Average equity
  • $33,052Average loans

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