The National Bank of Texas at Fort Worth in Fort Worth, Texas (TX)

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The National Bank of Texas at Fort Worth routing number info

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The National Bank of Texas at Fort Worth
GeneralFDIC Certificate #: 21329
Status: Active
Federal Reserve ID: 406059
Bank Holding Company (Regulatory Top Holder): Horizon Bankshares, Inc. (RSSDID: 1133026, Location: Fort Worth, TX)
Date Established: November 29, 1973
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 14760
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 29, 1973
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 2535 N.E. 28th Street, Fort Worth, TX 76106
County: Tarrant
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $148.6 mil
Equity capital: $16.7 mil
Deposits held in domestic offices: $130.0 mil
Return on assets (ROA): 0.53% ($0.8 mil)
Quarterly return on assets: 0.62% ($0.9 mil)
Return on Equity (ROE): 4.80% ($0.8 mil)
Quarterly return on equity: 5.59% ($1.0 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.53% ($787.3 mil)
Quarterly Pretax return on assets: 0.62% ($921.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)49
Total assets$148,555
Cash and due from depository institutions$8,594
Interest-bearing balances$2,511
Federal funds sold & reverse repurchase agreements$220
Net loans & leases$51,968
Loan loss allowance $1,044
Trading account assets$0
Bank premises and fixed assets$4,177
Other real estate owned$602
Goodwill and other intangibles$0
All other assets$1,333
Life insurance assets$148,555
Total liabilities and capital$131,824
Total liabilities$130,000
Total deposits$84,287
Interest-bearing deposits$130,000
Deposits held in domestic offices$85
% insured (estimated)1443.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $381
All other liabilities $16,731
Total equity capital$16,731
Total bank equity capital$16,731
Perpetual preferred stock$0
Common stock$557
Undivided profits $15,431
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $113
Earning assets $0
Long-term assets (5+ years) $450
Average Assets, year-to-date $136,360
Average Assets, quarterly $67,951
Volatile liabilities $145,137
Insider loans $151,318
FHLB advances $67,351
Loans and leases held for sale $150,016
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $15,126
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,420
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $5,408
Total interest expense $666
Net interest income $4,742
Provision for loan and lease losses $339
Total noninterest income $1,526
Fiduciary activities $0
Service charges on deposit accounts $1,039
Trading account gains & fees $0
Additional noninterest income $487
Total noninterest expense $5,375
Salaries and employee benefits $2,951
Premises and equipment expense $659
Additional noninterest expense $1,765
Pre-tax net operating income $554
Securities gains (losses) $214
Applicable income taxes $0
Income before extraordinary items $768
Extraordinary gains - net $0
Net income attributable to bank $768
Net charge-offs $0
Cash dividends $768
Sale, conversion, retirement of capital stock, net $238
Net operating income $268
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.06%
Cost of funding earning assets 0.50%
Net interest margin 3.56%
Noninterest income to earning assets 1.15%
Noninterest expense to earning assets 4.04%
Net operating income to assets 0.38%
Return on assets (ROA) 0.53%
Pretax return on assets 0.53%
Return on equity (ROE) 4.80%
Retained earnings to average equity (YTD only) 3.13%
Net charge-offs to loans 0.46%
Credit loss provision to net charge-offs 142.44%
Efficiency ratio3.75%
Assets per employee$85,753
Cash dividends to net income (YTD only)3.03%
Condition Ratios (%)
Loss allowance to loans 34.90%
Loss allowance to noncurrent loans 1.97%
Noncurrent assets plus other real estate owned to assets 923.89%
Noncurrent loans to loans 0.48%
Net loans and leases to deposits0.21%
Net loans and leases to core deposits 39.98%
Equity capital to assets 44.74%
Core capital (leverage) ratio 11.26%
Tier 1 risk-based capital ratio 10.08%
Total risk-based capital ratio 22.46%
Average assets$24
Average earning assets$145,137
Average equity $15,986
Average loans $133,085
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4 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
014760The National Bank Of Texas At Fort W2535 N.E. 28th Street, Fort Worth, TX 76106November 29, 1973Full Service Brick and Mortar
1252665Precinct Line Branch2080 Precinct Line Road, Hurst, TX 76054August 15, 1998Full Service Brick and Mortar
2365326Burleson Branch400 E Renfro, Burleson, TX 76028June 30, 2002Full Service Brick and Mortar
3521880Azle Branch405 Commerce, Azle, TX 76020December 13, 2010Full Service Brick and Mortar
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