The National Bank of Texas at Fort Worth in Fort Worth, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The National Bank of Texas at Fort Worth in Fort Worth, Texas (TX)
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The National Bank of Texas at Fort Worth - Overview

  • General
  • FDIC Certificate #: 21329
    Status: Active
    Federal Reserve ID: 406059
    Bank Holding Company (Regulatory Top Holder): Horizon Bankshares, Inc. (RSSDID: 1133026, Location: Fort Worth, TX)
    Date Established: November 29, 1973
    WWW: http://www.nationalbanktexas.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 14760
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 29, 1973
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2535 N.E. 28th Street, Fort Worth, TX 76106
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $148.6 mil
    Equity capital: $16.7 mil
    Deposits held in domestic offices: $130.0 mil
    Return on assets (ROA): 0.53% ($0.8 mil)
    Quarterly return on assets: 0.62% ($0.9 mil)
    Return on Equity (ROE): 4.80% ($0.8 mil)
    Quarterly return on equity: 5.59% ($1.0 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.53% ($787.3 mil)
    Quarterly Pretax return on assets: 0.62% ($921.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $148,555Total assets
  • $8,594Cash and due from depository institutions
  • $2,511Interest-bearing balances
  • $81,661Securities
  • $220Federal funds sold & reverse repurchase agreements
  • $51,968Net loans & leases
  • $1,044Loan loss allowance
  • $0Trading account assets
  • $4,177Bank premises and fixed assets
  • $602Other real estate owned
  • $0Goodwill and other intangibles
  • $148,555Life insurance assets
  • $1,333All other assets
  • $131,824Total liabilities and capital
  • $130,000Total liabilities
  • $84,287Total deposits
  • $130,000Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 1443.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $381Subordinated debt
  • $16,731All other liabilities
  • $16,731Total equity capital
  • $16,731Total bank equity capital
  • $0Perpetual preferred stock
  • $557Common stock
  • $743Surplus
  • $15,431Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $113Income earned, not collected on loans
  • $0Earning assets
  • $450Long-term assets (5+ years)
  • $136,360Average Assets, year-to-date
  • $67,951Average Assets, quarterly
  • $145,137Volatile liabilities
  • $151,318Insider loans
  • $67,351FHLB advances
  • $150,016Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,126Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,420Restructured Loans and leases
  • $1,523Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,408Total interest income
  • $666Total interest expense
  • $4,742Net interest income
  • $339Provision for loan and lease losses
  • $1,526Total noninterest income
  • $0Fiduciary activities
  • $1,039Service charges on deposit accounts
  • $0Trading account gains & fees
  • $487Additional noninterest income
  • $5,375Total noninterest expense
  • $2,951Salaries and employee benefits
  • $659Premises and equipment expense
  • $1,765Additional noninterest expense
  • $554Pre-tax net operating income
  • $214Securities gains (losses)
  • $0Applicable income taxes
  • $768Income before extraordinary items
  • $0Extraordinary gains - net
  • $768Net income attributable to bank
  • $0Net charge-offs
  • $768Cash dividends
  • $238Sale, conversion, retirement of capital stock, net
  • $268Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.06%Yield on earning assets
  • 0.50%Cost of funding earning assets
  • 3.56%Net interest margin
  • 1.15%Noninterest income to earning assets
  • 4.04%Noninterest expense to earning assets
  • 0.38%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 4.80%Return on equity (ROE)
  • 3.13%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 142.44%Credit loss provision to net charge-offs
  • 3.75%Efficiency ratio
  • 85,753Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.90%Loss allowance to loans
  • 1.97%Loss allowance to noncurrent loans
  • 923.89%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 39.98%Net loans and leases to core deposits
  • 44.74%Equity capital to assets
  • 11.26%Core capital (leverage) ratio
  • 10.08%Tier 1 risk-based capital ratio
  • 22.46%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $145,137Average earning assets
  • $15,986Average equity
  • $133,085Average loans

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014760The National Bank Of Texas At Fort W2535 N.E. 28th Street, Fort Worth, TX 76106November 29, 1973Full Service Brick and Mortar
    1252665Precinct Line Branch2080 Precinct Line Road, Hurst, TX 76054August 15, 1998Full Service Brick and Mortar
    2365326Burleson Branch400 E Renfro, Burleson, TX 76028June 30, 2002Full Service Brick and Mortar
    3521880Azle Branch405 Commerce, Azle, TX 76020December 13, 2010Full Service Brick and Mortar

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