The National Capital Bank of Washington in Washington, District Of Columbia (DC)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The National Capital Bank of Washington in Washington, District Of Columbia (DC)
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The National Capital Bank of Washington - Overview

  • General
  • FDIC Certificate #: 2093
    Status: Active
    Federal Reserve ID: 791821
    Date Established: August 30, 1889
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 1380
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 30, 2006
    Last Structure Change Process Date: October 30, 2006
    Last Data Update: October 30, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 316 Pennsylvania Avenue, S.E., Washington, DC 20003
    County: District Of Columbia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $368.5 mil
    Equity capital: $40.0 mil
    Deposits held in domestic offices: $311.7 mil
    Return on assets (ROA): 1.18% ($4.4 mil)
    Quarterly return on assets: 1.07% ($3.9 mil)
    Return on Equity (ROE): 10.76% ($4.3 mil)
    Quarterly return on equity: 9.69% ($3.9 mil)
    Net income: $4.1 mil
    Quarterly Net income: $1.0 mil
    Pretax return on assets: 1.96% ($7,223.0 mil)
    Quarterly Pretax return on assets: 1.77% ($6,522.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $368,522Total assets
  • $23,712Cash and due from depository institutions
  • $17,780Interest-bearing balances
  • $83,558Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $256,822Net loans & leases
  • $1,927Loan loss allowance
  • $0Trading account assets
  • $2,625Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $368,522Life insurance assets
  • $1,805All other assets
  • $328,493Total liabilities and capital
  • $311,731Total liabilities
  • $174,473Total deposits
  • $311,731Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 16449.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $313Subordinated debt
  • $40,029All other liabilities
  • $40,029Total equity capital
  • $40,029Total bank equity capital
  • $0Perpetual preferred stock
  • $360Common stock
  • $1,438Surplus
  • $38,231Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $901Long-term assets (5+ years)
  • $358,160Average Assets, year-to-date
  • $185,811Average Assets, quarterly
  • $349,231Volatile liabilities
  • $359,079Insider loans
  • $208,103FHLB advances
  • $360,577Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $39,499Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $62,784Restructured Loans and leases
  • $14,389Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,280Total interest income
  • $1,168Total interest expense
  • $13,112Net interest income
  • $428Provision for loan and lease losses
  • $1,429Total noninterest income
  • $0Fiduciary activities
  • $428Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,001Additional noninterest income
  • $7,253Total noninterest expense
  • $4,607Salaries and employee benefits
  • -$279Premises and equipment expense
  • $2,925Additional noninterest expense
  • $6,860Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,727Applicable income taxes
  • $4,133Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,133Net income attributable to bank
  • $0Net charge-offs
  • $4,133Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $1,933Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.20%Yield on earning assets
  • 0.34%Cost of funding earning assets
  • 3.86%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 2.13%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.96%Pretax return on assets
  • 10.76%Return on equity (ROE)
  • 5.73%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 42800.00%Credit loss provision to net charge-offs
  • 7288.00%Efficiency ratio
  • 49,880Assets per employee
  • 7.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.77%Loss allowance to loans
  • 0.74%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 82.39%Net loans and leases to core deposits
  • 91.15%Equity capital to assets
  • 10.86%Core capital (leverage) ratio
  • 10.95%Tier 1 risk-based capital ratio
  • 18.98%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $349,231Average earning assets
  • $38,428Average equity
  • $339,795Average loans

List of branches

  • 2 District Of Columbia Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01380The National Capital Bank Of Washing316 Pennsylvania Avenue, S.E., Washington, DC 20003August 30, 1889Full Service Brick and Mortar
    2360635Friendship Heights Branch5228 44th Street, Nw, Washington, DC 20015October 06, 1997Full Service Brick and Mortar

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