The National Republic Bank of Chicago in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The National Republic Bank of Chicago - Overview

  • General
  • FDIC Certificate #: 916
    Status: Active
    Federal Reserve ID: 215130
    Bank Holding Company (Regulatory Top Holder): Nrbc Holding Corporation (RSSDID: 3232688, Location: Chicago, IL)
    Date Established: Febuary 01, 1897
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 591
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1201 West Harrison, Chicago, IL 60607
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,298.7 mil
    Equity capital: $139.6 mil
    Deposits held in domestic offices: $1,136.1 mil
    Return on assets (ROA): 2.56% ($33.3 mil)
    Quarterly return on assets: 2.67% ($34.7 mil)
    Return on Equity (ROE): 25.77% ($36.1 mil)
    Quarterly return on equity: 25.31% ($35.4 mil)
    Net income: $33.0 mil
    Quarterly Net income: $8.6 mil
    Pretax return on assets: 2.58% ($33,507.6 mil)
    Quarterly Pretax return on assets: 2.67% ($34,676.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 63Total employees (full-time equivalent)
  • $1,298,746Total assets
  • $75,937Cash and due from depository institutions
  • $70,246Interest-bearing balances
  • $72,646Securities
  • $42,004Federal funds sold & reverse repurchase agreements
  • $1,081,040Net loans & leases
  • $14,201Loan loss allowance
  • $0Trading account assets
  • $2,632Bank premises and fixed assets
  • $10,968Other real estate owned
  • $0Goodwill and other intangibles
  • $1,298,746Life insurance assets
  • $13,519All other assets
  • $1,159,141Total liabilities and capital
  • $1,136,088Total liabilities
  • $1,100,407Total deposits
  • $1,136,088Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $15,000Other borrowed funds
  • $8,053Subordinated debt
  • $139,605All other liabilities
  • $139,605Total equity capital
  • $139,605Total bank equity capital
  • $0Perpetual preferred stock
  • $6,695Common stock
  • $18,806Surplus
  • $114,104Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $48,049Income earned, not collected on loans
  • $0Earning assets
  • $6,605Long-term assets (5+ years)
  • $1,265,936Average Assets, year-to-date
  • $54,264Average Assets, quarterly
  • $1,286,422Volatile liabilities
  • $1,295,618Insider loans
  • $1,147,233FHLB advances
  • $1,303,680Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $139,431Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22,126Restructured Loans and leases
  • $1,963Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $87,093Total interest income
  • $30,965Total interest expense
  • $56,128Net interest income
  • $9,400Provision for loan and lease losses
  • -$1,359Total noninterest income
  • $0Fiduciary activities
  • $386Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$1,745Additional noninterest income
  • $17,012Total noninterest expense
  • $4,748Salaries and employee benefits
  • $1,630Premises and equipment expense
  • $10,634Additional noninterest expense
  • $28,357Pre-tax net operating income
  • $4,780Securities gains (losses)
  • $170Applicable income taxes
  • $32,967Income before extraordinary items
  • $0Extraordinary gains - net
  • $32,967Net income attributable to bank
  • $0Net charge-offs
  • $32,967Cash dividends
  • $8,753Sale, conversion, retirement of capital stock, net
  • $16,081Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.97%Yield on earning assets
  • 2.48%Cost of funding earning assets
  • 4.50%Net interest margin
  • -0.11%Noninterest income to earning assets
  • 1.36%Noninterest expense to earning assets
  • 2.19%Net operating income to assets
  • 2.56%Return on assets (ROA)
  • 2.58%Pretax return on assets
  • 25.77%Return on equity (ROE)
  • 13.20%Retained earnings to average equity (YTD only)
  • 0.81%Net charge-offs to loans
  • 107.39%Credit loss provision to net charge-offs
  • 4.31%Efficiency ratio
  • 31,061Assets per employee
  • 20.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.78%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 29.56%Noncurrent assets plus other real estate owned to assets
  • 4.54%Noncurrent loans to loans
  • 4.39%Net loans and leases to deposits
  • 95.15%Net loans and leases to core deposits
  • 261.26%Equity capital to assets
  • 10.75%Core capital (leverage) ratio
  • 10.70%Tier 1 risk-based capital ratio
  • 12.15%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $1,286,422Average earning assets
  • $127,915Average equity
  • $1,248,673Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0591The National Republic Bank Of Chicag1201 West Harrison, Chicago, IL 60607Febuary 01, 1897Full Service Brick and Mortar
    1186652Devon Branch2615 West Devon, Chicago, IL 60659August 11, 1991Full Service Brick and Mortar

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