The Neodesha Savings and Loan Association, FSA in Neodesha, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 1999

  • The Neodesha Savings and Loan Association, FSA in Neodesha, Kansas (KS)
  • Show street view No street view available for this location

The Neodesha Savings and Loan Association, FSA - Overview

  • General
  • FDIC Certificate #: 30046
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Federal Savings and Loan Association of Independence (#27852)
    Federal Reserve ID: 736073
    Date Established: January 01, 1887
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4626
    FDIC's unique #: 42880
    Numeric code: 38
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 27, 1939
    Last Structure Change Effective Date: January 06, 1999
    Last Structure Change Process Date: March 18, 1999
    Last Data Update: March 18, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Main Street, Neodesha, KS 66757
    County: Wilson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $14.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $14,003Total assets
  • $2,155Cash and due from depository institutions
  • $1,828Interest-bearing balances
  • $2,220Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $8,958Net loans & leases
  • $81Loan loss allowance
  • $0Trading account assets
  • $377Bank premises and fixed assets
  • $12Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $281All other assets
  • $14,003Total liabilities and capital
  • $12,830Total liabilities
  • $12,740Total deposits
  • $12,516Interest-bearing deposits
  • $12,740Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $90All other liabilities
  • $1,173Total equity capital
  • $1,173Total bank equity capital
  • $1,173Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $1,173Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $142Earning assets
  • $0Long-term assets (5+ years)
  • $70Average Assets, year-to-date
  • $13,006Average Assets, quarterly
  • $0Volatile liabilities
  • $13,628Insider loans
  • $13,539FHLB advances
  • $1,996Loans and leases held for sale
  • $2Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $7,343Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $962Total interest income
  • $524Total interest expense
  • $438Net interest income
  • $12Provision for loan and lease losses
  • $152Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $493Total noninterest expense
  • $251Salaries and employee benefits
  • $114Premises and equipment expense
  • $128Additional noninterest expense
  • $85Pre-tax net operating income
  • $0Securities gains (losses)
  • $32Applicable income taxes
  • $53Income before extraordinary items
  • $0Extraordinary gains - net
  • $53Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $21Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.59%Yield on earning assets
  • 4.13%Cost of funding earning assets
  • 3.46%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.62%Pretax return on assets
  • 4.63%Return on equity (ROE)
  • 4.63%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 57.14%Credit loss provision to net charge-offs
  • 4.62%Efficiency ratio
  • 83,559Assets per employee
  • 2.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 57.04%Noncurrent assets plus other real estate owned to assets
  • 1.10%Noncurrent loans to loans
  • 1.57%Net loans and leases to deposits
  • 70.31%Net loans and leases to core deposits
  • 83.38%Equity capital to assets
  • 8.38%Core capital (leverage) ratio
  • 8.38%Tier 1 risk-based capital ratio
  • 15.97%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $13,628Average earning assets
  • $1,144Average equity
  • $12,675Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Neodesha Savings and Loan Association, FSA.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents