The Oakley National Bank of Buffalo in Buffalo, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 02, 2005

  • The Oakley National Bank of Buffalo in Buffalo, Minnesota (MN)
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The Oakley National Bank of Buffalo - Overview

  • General
  • FDIC Certificate #: 14948
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: KleinBank (#1414)
    Federal Reserve ID: 108250
    Date Established: December 15, 1886
    WWW: http://www.kleinet.comoakley/
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 10079
    FDIC's unique #: 9363
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 14, 1934
    Last Structure Change Effective Date: April 02, 2005
    Last Structure Change Process Date: April 26, 2005
    Last Data Update: April 26, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 15 Division Street, Buffalo, MN 55313
    County: Wright
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $161.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $165,865Total assets
  • $4,288Cash and due from depository institutions
  • $15Interest-bearing balances
  • $36,570Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $118,968Net loans & leases
  • $1,567Loan loss allowance
  • $0Trading account assets
  • $2,381Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,658All other assets
  • $165,865Total liabilities and capital
  • $150,142Total liabilities
  • $135,343Total deposits
  • $110,689Interest-bearing deposits
  • $135,343Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $7,250Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,590Other borrowed funds
  • $0Subordinated debt
  • $959All other liabilities
  • $15,723Total equity capital
  • $15,723Total bank equity capital
  • $15,723Perpetual preferred stock
  • $0Common stock
  • $345Surplus
  • $555Undivided profits
  • Memoranda
  • $14,823Noncurrent loans and leases
  • $29,882Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,584Earning assets
  • $0Long-term assets (5+ years)
  • $749Average Assets, year-to-date
  • $155,553Average Assets, quarterly
  • $19,527Volatile liabilities
  • $161,562Insider loans
  • $164,936FHLB advances
  • $21,772Loans and leases held for sale
  • $37Unused loan commitments
  • $6,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,161Total risk weighted assets
  • $29,882Total unused commitments
  • $0Restructured Loans and leases
  • $1,567Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $7,607Total interest income
  • $1,763Total interest expense
  • $5,844Net interest income
  • $435Provision for loan and lease losses
  • $2,080Total noninterest income
  • $0Fiduciary activities
  • $1,070Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,010Additional noninterest income
  • $4,570Total noninterest expense
  • $2,352Salaries and employee benefits
  • $445Premises and equipment expense
  • $1,773Additional noninterest expense
  • $2,919Pre-tax net operating income
  • $8Securities gains (losses)
  • $17Applicable income taxes
  • $2,910Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,910Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $264Sale, conversion, retirement of capital stock, net
  • $1,322Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.07%Yield on earning assets
  • 1.18%Cost of funding earning assets
  • 3.90%Net interest margin
  • 1.39%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 1.80%Net operating income to assets
  • 1.80%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 19.41%Return on equity (ROE)
  • 10.59%Retained earnings to average equity (YTD only)
  • 0.24%Net charge-offs to loans
  • 164.77%Credit loss provision to net charge-offs
  • 12.70%Efficiency ratio
  • 57,673Assets per employee
  • 5.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.43%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 98.93%Noncurrent assets plus other real estate owned to assets
  • 0.95%Noncurrent loans to loans
  • 1.31%Net loans and leases to deposits
  • 87.90%Net loans and leases to core deposits
  • 97.59%Equity capital to assets
  • 9.48%Core capital (leverage) ratio
  • 9.37%Tier 1 risk-based capital ratio
  • 11.25%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $161,562Average earning assets
  • $14,991Average equity
  • $149,954Average loans

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