The Peoples' Bank of Arlington Heights in Arlington Heights, Illinois (IL)



Show street view No street view available for this location

The Peoples' Bank of Arlington Heights routing number info

Table of contents:
The Peoples' Bank of Arlington Heights
GeneralFDIC Certificate #: 35195
Status: Active
Federal Reserve ID: 2813491
Bank Holding Company (Regulatory Top Holder): Peoples Bancorp, Inc. (RSSDID: 2813503, Location: Arlington Heights, IL)
Date Established: October 12, 1999
WWW: http://www.peoplesbanc.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 76160
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 12, 1999
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 10 South Vail Street, Arlington Heights, IL 60005
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $114.2 mil
Equity capital: $11.6 mil
Deposits held in domestic offices: $102.3 mil
Return on assets (ROA): 0.52% ($0.6 mil)
Quarterly return on assets: 0.73% ($0.8 mil)
Return on Equity (ROE): 5.55% ($0.7 mil)
Quarterly return on equity: 7.35% ($0.9 mil)
Net income: $0.6 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.80% ($913.8 mil)
Quarterly Pretax return on assets: 1.15% ($1,313.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)16
Total assets$114,222
Cash and due from depository institutions$4,675
Interest-bearing balances$3,829
Securities$33,411
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$69,960
Loan loss allowance $1,982
Trading account assets$0
Bank premises and fixed assets$4,667
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,509
Life insurance assets$114,222
Total liabilities and capital$102,630
Total liabilities$102,318
Total deposits$87,376
Interest-bearing deposits$102,318
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $312
All other liabilities $11,592
Total equity capital$11,592
Total bank equity capital$11,592
Perpetual preferred stock$0
Common stock$118
Surplus$9,034
Undivided profits $2,440
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $6,051
Earning assets $0
Long-term assets (5+ years) $317
Average Assets, year-to-date $107,200
Average Assets, quarterly $16,316
Volatile liabilities $118,981
Insider loans $115,652
FHLB advances $79,200
Loans and leases held for sale $115,910
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $11,124
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $13,922
Derivatives$4,949
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,897
Total interest expense $1,082
Net interest income $3,815
Provision for loan and lease losses $520
Total noninterest income $161
Fiduciary activities $0
Service charges on deposit accounts $110
Trading account gains & fees $0
Additional noninterest income $51
Total noninterest expense $2,905
Salaries and employee benefits $1,330
Premises and equipment expense $429
Additional noninterest expense $1,146
Pre-tax net operating income $551
Securities gains (losses) $399
Applicable income taxes $336
Income before extraordinary items $614
Extraordinary gains - net $0
Net income attributable to bank $614
Net charge-offs $0
Cash dividends $614
Sale, conversion, retirement of capital stock, net $93
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.38%
Cost of funding earning assets 0.97%
Net interest margin 3.41%
Noninterest income to earning assets 0.14%
Noninterest expense to earning assets 2.60%
Net operating income to assets 0.30%
Return on assets (ROA) 0.52%
Pretax return on assets 0.80%
Return on equity (ROE) 5.55%
Retained earnings to average equity (YTD only) 5.55%
Net charge-offs to loans 0.12%
Credit loss provision to net charge-offs 559.14%
Efficiency ratio11.52%
Assets per employee$73,063
Cash dividends to net income (YTD only)7.14%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.75%
Noncurrent assets plus other real estate owned to assets 32.75%
Noncurrent loans to loans 5.30%
Net loans and leases to deposits8.41%
Net loans and leases to core deposits 68.38%
Equity capital to assets 69.91%
Core capital (leverage) ratio 10.15%
Tier 1 risk-based capital ratio 9.60%
Total risk-based capital ratio 14.05%
Memoranda
Average assets$15
Average earning assets$118,981
Average equity $11,065
Average loans $111,725
Back to page top, Back to table top

2 Illinois Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
076160The Peoples' Bank Of Arlington Heigh10 South Vail Street, Arlington Heights, IL 60005October 12, 1999Full Service Brick and Mortar
14788511104 S Arlington Hts Rd Branch1104 South Arlington Heights Rd, Arlington Heights, IL 60005June 02, 2008Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Peoples' Bank of Arlington Heights.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.