The Peoples' Bank of Arlington Heights in Arlington Heights, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Peoples' Bank of Arlington Heights - Overview

  • General
  • FDIC Certificate #: 35195
    Status: Active
    Federal Reserve ID: 2813491
    Bank Holding Company (Regulatory Top Holder): Peoples Bancorp, Inc. (RSSDID: 2813503, Location: Arlington Heights, IL)
    Date Established: October 12, 1999
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 76160
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 12, 1999
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 South Vail Street, Arlington Heights, IL 60005
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $114.2 mil
    Equity capital: $11.6 mil
    Deposits held in domestic offices: $102.3 mil
    Return on assets (ROA): 0.52% ($0.6 mil)
    Quarterly return on assets: 0.73% ($0.8 mil)
    Return on Equity (ROE): 5.55% ($0.7 mil)
    Quarterly return on equity: 7.35% ($0.9 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.80% ($913.8 mil)
    Quarterly Pretax return on assets: 1.15% ($1,313.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $114,222Total assets
  • $4,675Cash and due from depository institutions
  • $3,829Interest-bearing balances
  • $33,411Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $69,960Net loans & leases
  • $1,982Loan loss allowance
  • $0Trading account assets
  • $4,667Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $114,222Life insurance assets
  • $1,509All other assets
  • $102,630Total liabilities and capital
  • $102,318Total liabilities
  • $87,376Total deposits
  • $102,318Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $312Subordinated debt
  • $11,592All other liabilities
  • $11,592Total equity capital
  • $11,592Total bank equity capital
  • $0Perpetual preferred stock
  • $118Common stock
  • $9,034Surplus
  • $2,440Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,051Income earned, not collected on loans
  • $0Earning assets
  • $317Long-term assets (5+ years)
  • $107,200Average Assets, year-to-date
  • $16,316Average Assets, quarterly
  • $118,981Volatile liabilities
  • $115,652Insider loans
  • $79,200FHLB advances
  • $115,910Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,124Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,922Restructured Loans and leases
  • $4,949Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,897Total interest income
  • $1,082Total interest expense
  • $3,815Net interest income
  • $520Provision for loan and lease losses
  • $161Total noninterest income
  • $0Fiduciary activities
  • $110Service charges on deposit accounts
  • $0Trading account gains & fees
  • $51Additional noninterest income
  • $2,905Total noninterest expense
  • $1,330Salaries and employee benefits
  • $429Premises and equipment expense
  • $1,146Additional noninterest expense
  • $551Pre-tax net operating income
  • $399Securities gains (losses)
  • $336Applicable income taxes
  • $614Income before extraordinary items
  • $0Extraordinary gains - net
  • $614Net income attributable to bank
  • $0Net charge-offs
  • $614Cash dividends
  • $93Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.38%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 3.41%Net interest margin
  • 0.14%Noninterest income to earning assets
  • 2.60%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 0.80%Pretax return on assets
  • 5.55%Return on equity (ROE)
  • 5.55%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 559.14%Credit loss provision to net charge-offs
  • 11.52%Efficiency ratio
  • 73,063Assets per employee
  • 7.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.75%Loss allowance to noncurrent loans
  • 32.75%Noncurrent assets plus other real estate owned to assets
  • 5.30%Noncurrent loans to loans
  • 8.41%Net loans and leases to deposits
  • 68.38%Net loans and leases to core deposits
  • 69.91%Equity capital to assets
  • 10.15%Core capital (leverage) ratio
  • 9.60%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $118,981Average earning assets
  • $11,065Average equity
  • $111,725Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    076160The Peoples' Bank Of Arlington Heigh10 South Vail Street, Arlington Heights, IL 60005October 12, 1999Full Service Brick and Mortar
    14788511104 S Arlington Hts Rd Branch1104 South Arlington Heights Rd, Arlington Heights, IL 60005June 02, 2008Full Service Brick and Mortar

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