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- Banks in Oklahoma (OK)
- The Peoples National Bank
The Peoples National Bank in Kingfisher, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of September 22, 1997
- The Peoples National Bank in Kingfisher, Oklahoma (OK)
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The Peoples National Bank - Overview
- General
- FDIC Certificate #: 4128
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Gold BANK (#413)
Federal Reserve ID: 821755
Date Established: March 01, 1891
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Interstate: No)
FDIC's unique #: 2692
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 22, 1997
Last Structure Change Process Date: October 03, 1997
Last Data Update: October 03, 1997
Data Source Date: April 05, 2012 - Location
- Address: 320 North Main Street, Kingfisher, OK 73750
County: Kingfisher
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West - Financial Summary
- Total assets: $150.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1996)
- Dollar figures in thousands
- 0Total employees (full-time equivalent)
- $67Total assets
- $154,254Cash and due from depository institutions
- $5,060Interest-bearing balances
- $0Securities
- $30,658Federal funds sold & reverse repurchase agreements
- $15,500Net loans & leases
- $94,857Loan loss allowance
- $1,725Trading account assets
- $0Bank premises and fixed assets
- $4,158Other real estate owned
- $280Goodwill and other intangibles
- $1,553Life insurance assets
- $2,188All other assets
- $0Total liabilities and capital
- $154,254Total liabilities
- $139,538Total deposits
- $136,167Interest-bearing deposits
- $121,738Deposits held in domestic offices
- 136167.00%% insured (estimated)
- $86Federal funds purchased & repurchase agreements
- $1,049Trading liabilities
- $0Other borrowed funds
- $805Subordinated debt
- $0All other liabilities
- $1,517Total equity capital
- $1,517Total bank equity capital
- $14,716Perpetual preferred stock
- $0Common stock
- $2,200Surplus
- $12,022Undivided profits
- Memoranda
- $494Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $1,785Income earned, not collected on loans
- $1,253Earning assets
- $141,015Long-term assets (5+ years)
- $6,691Average Assets, year-to-date
- $145,415Average Assets, quarterly
- $148,584Volatile liabilities
- $12,449Insider loans
- $0FHLB advances
- $0Loans and leases held for sale
- $0Unused loan commitments
- $15,352Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $12,430Total risk weighted assets
- $102,980Total unused commitments
- $0Restructured Loans and leases
- $0Derivatives
Income and Expense (December 31, 1996)
- Dollar figures in thousands
- $0Total interest income
- $2,871Total interest expense
- $1,326Net interest income
- $1,545Provision for loan and lease losses
- $120Total noninterest income
- $315Fiduciary activities
- $19Service charges on deposit accounts
- $199Trading account gains & fees
- $0Additional noninterest income
- $97Total noninterest expense
- $1,114Salaries and employee benefits
- $611Premises and equipment expense
- $182Additional noninterest expense
- $321Pre-tax net operating income
- $626Securities gains (losses)
- $0Applicable income taxes
- $230Income before extraordinary items
- $396Extraordinary gains - net
- $0Net income attributable to bank
- $396Net charge-offs
- -$97Cash dividends
- $400Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1996)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.00%Yield on earning assets
- 2.14%Cost of funding earning assets
- 0.99%Net interest margin
- 1.15%Noninterest income to earning assets
- 0.23%Noninterest expense to earning assets
- 0.83%Net operating income to assets
- 0.27%Return on assets (ROA)
- 0.27%Pretax return on assets
- 0.43%Return on equity (ROE)
- 3.44%Retained earnings to average equity (YTD only)
- -0.03%Net charge-offs to loans
- -0.10%Credit loss provision to net charge-offs
- -123.71%Efficiency ratio
- 57,903Assets per employee
- 2.30%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 101.01%Loss allowance to loans
- 1.79%Loss allowance to noncurrent loans
- 96.64%Noncurrent assets plus other real estate owned to assets
- 1.34%Noncurrent loans to loans
- 1.85%Net loans and leases to deposits
- 69.66%Net loans and leases to core deposits
- 75.54%Equity capital to assets
- 9.54%Core capital (leverage) ratio
- 8.18%Tier 1 risk-based capital ratio
- 12.07%Total risk-based capital ratio
- Memoranda
- $13Average assets
- $145,415Average earning assets
- $11,495Average equity
- $134,445Average loans
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- Banks in Oklahoma (OK)
- The Peoples National Bank
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