The Peoples National Bank of Grayville in Grayville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 08, 1998

  • The Peoples National Bank of Grayville in Grayville, Illinois (IL)
  • Show street view No street view available for this location

The Peoples National Bank of Grayville - Overview

  • General
  • FDIC Certificate #: 15495
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 832845
    Date Established: May 27, 1937
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 13418
    FDIC's unique #: 9797
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 27, 1937
    Last Structure Change Effective Date: August 08, 1998
    Last Structure Change Process Date: November 05, 1998
    Last Data Update: November 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 119 South Middle Street, Grayville, IL 62844
    County: White
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $34.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $37,758Total assets
  • $2,418Cash and due from depository institutions
  • $10Interest-bearing balances
  • $9,404Securities
  • $2,540Federal funds sold & reverse repurchase agreements
  • $22,164Net loans & leases
  • $278Loan loss allowance
  • $0Trading account assets
  • $417Bank premises and fixed assets
  • $13Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $802All other assets
  • $37,758Total liabilities and capital
  • $34,543Total liabilities
  • $32,083Total deposits
  • $28,240Interest-bearing deposits
  • $32,083Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,131Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $329All other liabilities
  • $3,215Total equity capital
  • $3,215Total bank equity capital
  • $3,215Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $800Undivided profits
  • Memoranda
  • $1,615Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $149Earning assets
  • $45Long-term assets (5+ years)
  • $533Average Assets, year-to-date
  • $34,118Average Assets, quarterly
  • $11,429Volatile liabilities
  • $36,525Insider loans
  • $37,070FHLB advances
  • $5,848Loans and leases held for sale
  • $1,088Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,627Total unused commitments
  • $0Restructured Loans and leases
  • $24,436Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,653Total interest income
  • $1,216Total interest expense
  • $1,437Net interest income
  • $141Provision for loan and lease losses
  • $173Total noninterest income
  • $0Fiduciary activities
  • $80Service charges on deposit accounts
  • $0Trading account gains & fees
  • $93Additional noninterest income
  • $1,030Total noninterest expense
  • $567Salaries and employee benefits
  • $119Premises and equipment expense
  • $344Additional noninterest expense
  • $439Pre-tax net operating income
  • $38Securities gains (losses)
  • $37Applicable income taxes
  • $440Income before extraordinary items
  • $0Extraordinary gains - net
  • $440Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $88Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.97%Yield on earning assets
  • 3.65%Cost of funding earning assets
  • 4.31%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.20%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 14.31%Return on equity (ROE)
  • -1.95%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 160.23%Credit loss provision to net charge-offs
  • 6.59%Efficiency ratio
  • 63,975Assets per employee
  • 2.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 113.64%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 186.58%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 69.08%Net loans and leases to core deposits
  • 78.14%Equity capital to assets
  • 8.51%Core capital (leverage) ratio
  • 8.82%Tier 1 risk-based capital ratio
  • 12.72%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $36,525Average earning assets
  • $3,075Average equity
  • $33,305Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Peoples National Bank of Grayville.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents