The Peoples National Bank of Grayville in Grayville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 08, 1998

  • The Peoples National Bank of Grayville in Grayville, Illinois (IL)
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The Peoples National Bank of Grayville - Overview

  • General
  • FDIC Certificate #: 15495
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 832845
    Date Established: May 27, 1937
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 13418
    FDIC's unique #: 9797
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 27, 1937
    Last Structure Change Effective Date: August 08, 1998
    Last Structure Change Process Date: November 05, 1998
    Last Data Update: November 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 119 South Middle Street, Grayville, IL 62844
    County: White
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $34.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $37,758Total assets
  • $2,418Cash and due from depository institutions
  • $10Interest-bearing balances
  • $9,404Securities
  • $2,540Federal funds sold & reverse repurchase agreements
  • $22,164Net loans & leases
  • $278Loan loss allowance
  • $0Trading account assets
  • $417Bank premises and fixed assets
  • $13Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $802All other assets
  • $37,758Total liabilities and capital
  • $34,543Total liabilities
  • $32,083Total deposits
  • $28,240Interest-bearing deposits
  • $32,083Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,131Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $329All other liabilities
  • $3,215Total equity capital
  • $3,215Total bank equity capital
  • $3,215Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $800Undivided profits
  • Memoranda
  • $1,615Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $149Earning assets
  • $45Long-term assets (5+ years)
  • $533Average Assets, year-to-date
  • $34,118Average Assets, quarterly
  • $11,429Volatile liabilities
  • $36,525Insider loans
  • $37,070FHLB advances
  • $5,848Loans and leases held for sale
  • $1,088Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,627Total unused commitments
  • $0Restructured Loans and leases
  • $24,436Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,653Total interest income
  • $1,216Total interest expense
  • $1,437Net interest income
  • $141Provision for loan and lease losses
  • $173Total noninterest income
  • $0Fiduciary activities
  • $80Service charges on deposit accounts
  • $0Trading account gains & fees
  • $93Additional noninterest income
  • $1,030Total noninterest expense
  • $567Salaries and employee benefits
  • $119Premises and equipment expense
  • $344Additional noninterest expense
  • $439Pre-tax net operating income
  • $38Securities gains (losses)
  • $37Applicable income taxes
  • $440Income before extraordinary items
  • $0Extraordinary gains - net
  • $440Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $88Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.97%Yield on earning assets
  • 3.65%Cost of funding earning assets
  • 4.31%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.20%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 14.31%Return on equity (ROE)
  • -1.95%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 160.23%Credit loss provision to net charge-offs
  • 6.59%Efficiency ratio
  • 63,975Assets per employee
  • 2.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 113.64%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 186.58%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 69.08%Net loans and leases to core deposits
  • 78.14%Equity capital to assets
  • 8.51%Core capital (leverage) ratio
  • 8.82%Tier 1 risk-based capital ratio
  • 12.72%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $36,525Average earning assets
  • $3,075Average equity
  • $33,305Average loans

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