The Perryton National Bank in Perryton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Perryton National Bank - Overview

  • General
  • FDIC Certificate #: 3388
    Status: Active
    Federal Reserve ID: 8462
    Bank Holding Company (Regulatory Top Holder): Perryton Bancshares, Inc. (RSSDID: 2454773, Location: Perryton, TX)
    Date Established: January 01, 1921
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2203
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 825 South Main Street, Perryton, TX 79070
    County: Ochiltree
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $153.3 mil
    Equity capital: $16.2 mil
    Deposits held in domestic offices: $136.9 mil
    Return on assets (ROA): 1.35% ($2.1 mil)
    Quarterly return on assets: 1.19% ($1.8 mil)
    Return on Equity (ROE): 11.80% ($1.9 mil)
    Quarterly return on equity: 10.46% ($1.7 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.35% ($2,069.4 mil)
    Quarterly Pretax return on assets: 1.19% ($1,824.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $153,292Total assets
  • $28,262Cash and due from depository institutions
  • $5,037Interest-bearing balances
  • $81,129Securities
  • $5,550Federal funds sold & reverse repurchase agreements
  • $36,956Net loans & leases
  • $494Loan loss allowance
  • $0Trading account assets
  • $396Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $153,292Life insurance assets
  • $999All other assets
  • $137,090Total liabilities and capital
  • $136,942Total liabilities
  • $91,648Total deposits
  • $136,942Interest-bearing deposits
  • $73Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $148Subordinated debt
  • $16,202All other liabilities
  • $16,202Total equity capital
  • $16,202Total bank equity capital
  • $0Perpetual preferred stock
  • $350Common stock
  • $350Surplus
  • $15,502Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $32Income earned, not collected on loans
  • $0Earning assets
  • $656Long-term assets (5+ years)
  • $128,672Average Assets, year-to-date
  • $62,209Average Assets, quarterly
  • $136,025Volatile liabilities
  • $145,624Insider loans
  • $58,389FHLB advances
  • $146,078Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,428Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,579Restructured Loans and leases
  • $1,666Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,843Total interest income
  • $455Total interest expense
  • $3,388Net interest income
  • $40Provision for loan and lease losses
  • $622Total noninterest income
  • $0Fiduciary activities
  • $328Service charges on deposit accounts
  • $0Trading account gains & fees
  • $294Additional noninterest income
  • $2,256Total noninterest expense
  • $1,286Salaries and employee benefits
  • $260Premises and equipment expense
  • $710Additional noninterest expense
  • $1,714Pre-tax net operating income
  • $128Securities gains (losses)
  • $0Applicable income taxes
  • $1,842Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,842Net income attributable to bank
  • $0Net charge-offs
  • $1,842Cash dividends
  • $15Sale, conversion, retirement of capital stock, net
  • $1,005Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.24%Yield on earning assets
  • 0.38%Cost of funding earning assets
  • 2.86%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 1.90%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 11.80%Return on equity (ROE)
  • 5.36%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 266.67%Credit loss provision to net charge-offs
  • 116.93%Efficiency ratio
  • 56,259Assets per employee
  • 7.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.56%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 1543.75%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 26.99%Net loans and leases to core deposits
  • 31.47%Equity capital to assets
  • 10.57%Core capital (leverage) ratio
  • 9.88%Tier 1 risk-based capital ratio
  • 24.71%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $136,025Average earning assets
  • $15,609Average equity
  • $118,502Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02203The Perryton National Bank825 South Main Street, Perryton, TX 79070January 01, 1921Full Service Brick and Mortar

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