FDIC Certificate #: 3388 Status: Active Federal Reserve ID: 8462 Bank Holding Company (Regulatory Top Holder): Perryton Bancshares, Inc. (RSSDID: 2454773, Location: Perryton, TX) Date Established: January 01, 1921 WWW:http://www.perrytonbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 2203 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 825 South Main Street, Perryton, TX 79070 County: Ochiltree Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Lubbock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Change in Geographic Region/Area/Territory/Field Office
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $153.3 mil Equity capital: $16.2 mil Deposits held in domestic offices: $136.9 mil Return on assets (ROA): 1.35% ($2.1 mil) Quarterly return on assets: 1.19% ($1.8 mil) Return on Equity (ROE): 11.80% ($1.9 mil) Quarterly return on equity: 10.46% ($1.7 mil) Net income: $1.8 mil Quarterly Net income: $0.4 mil Pretax return on assets: 1.35% ($2,069.4 mil) Quarterly Pretax return on assets: 1.19% ($1,824.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
21Total employees (full-time equivalent)
$153,292Total assets
$28,262Cash and due from depository institutions
$5,037Interest-bearing balances
$81,129Securities
$5,550Federal funds sold & reverse repurchase agreements
$36,956Net loans & leases
$494Loan loss allowance
$0Trading account assets
$396Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$153,292Life insurance assets
$999All other assets
$137,090Total liabilities and capital
$136,942Total liabilities
$91,648Total deposits
$136,942Interest-bearing deposits
$73Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$148Subordinated debt
$16,202All other liabilities
$16,202Total equity capital
$16,202Total bank equity capital
$0Perpetual preferred stock
$350Common stock
$350Surplus
$15,502Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$32Income earned, not collected on loans
$0Earning assets
$656Long-term assets (5+ years)
$128,672Average Assets, year-to-date
$62,209Average Assets, quarterly
$136,025Volatile liabilities
$145,624Insider loans
$58,389FHLB advances
$146,078Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$14,428Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,579Restructured Loans and leases
$1,666Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$3,843Total interest income
$455Total interest expense
$3,388Net interest income
$40Provision for loan and lease losses
$622Total noninterest income
$0Fiduciary activities
$328Service charges on deposit accounts
$0Trading account gains & fees
$294Additional noninterest income
$2,256Total noninterest expense
$1,286Salaries and employee benefits
$260Premises and equipment expense
$710Additional noninterest expense
$1,714Pre-tax net operating income
$128Securities gains (losses)
$0Applicable income taxes
$1,842Income before extraordinary items
$0Extraordinary gains - net
$1,842Net income attributable to bank
$0Net charge-offs
$1,842Cash dividends
$15Sale, conversion, retirement of capital stock, net
$1,005Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.24%Yield on earning assets
0.38%Cost of funding earning assets
2.86%Net interest margin
0.52%Noninterest income to earning assets
1.90%Noninterest expense to earning assets
1.26%Net operating income to assets
1.35%Return on assets (ROA)
1.35%Pretax return on assets
11.80%Return on equity (ROE)
5.36%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
266.67%Credit loss provision to net charge-offs
116.93%Efficiency ratio
56,259Assets per employee
7.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.56%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
1543.75%Noncurrent assets plus other real estate owned to assets
0.02%Noncurrent loans to loans
0.09%Net loans and leases to deposits
26.99%Net loans and leases to core deposits
31.47%Equity capital to assets
10.57%Core capital (leverage) ratio
9.88%Tier 1 risk-based capital ratio
24.71%Total risk-based capital ratio
Memoranda
$26Average assets
$136,025Average earning assets
$15,609Average equity
$118,502Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2203
The Perryton National Bank
825 South Main Street, Perryton, TX 79070
January 01, 1921
Full Service Brick and Mortar
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