The Perryton National Bank in Perryton, Texas (TX)
| The Perryton National Bank | |
|---|---|
| General | FDIC Certificate #: 3388 Status: Active Federal Reserve ID: 8462 Bank Holding Company (Regulatory Top Holder): Perryton Bancshares, Inc. (RSSDID: 2454773, Location: Perryton, TX) Date Established: January 01, 1921 WWW: http://www.perrytonbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 2203 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 825 South Main Street, Perryton, TX 79070 County: Ochiltree Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Lubbock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West |
| History of Changes | Change in Geographic Region/Area/Territory/Field Office Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $153.3 mil Equity capital: $16.2 mil Deposits held in domestic offices: $136.9 mil Return on assets (ROA): 1.35% ($2.1 mil) Quarterly return on assets: 1.19% ($1.8 mil) Return on Equity (ROE): 11.80% ($1.9 mil) Quarterly return on equity: 10.46% ($1.7 mil) Net income: $1.8 mil Quarterly Net income: $0.4 mil Pretax return on assets: 1.35% ($2,069.4 mil) Quarterly Pretax return on assets: 1.19% ($1,824.2 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 21 |
| Total assets | $153,292 |
| Cash and due from depository institutions | $28,262 |
| Interest-bearing balances | $5,037 |
| Securities | $81,129 |
| Federal funds sold & reverse repurchase agreements | $5,550 |
| Net loans & leases | $36,956 |
| Loan loss allowance | $494 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $396 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $999 |
| Life insurance assets | $153,292 |
| Total liabilities and capital | $137,090 |
| Total liabilities | $136,942 |
| Total deposits | $91,648 |
| Interest-bearing deposits | $136,942 |
| Deposits held in domestic offices | $73 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $148 |
| All other liabilities | $16,202 |
| Total equity capital | $16,202 |
| Total bank equity capital | $16,202 |
| Perpetual preferred stock | $0 |
| Common stock | $350 |
| Surplus | $350 |
| Undivided profits | $15,502 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $32 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $656 |
| Average Assets, year-to-date | $128,672 |
| Average Assets, quarterly | $62,209 |
| Volatile liabilities | $136,025 |
| Insider loans | $145,624 |
| FHLB advances | $58,389 |
| Loans and leases held for sale | $146,078 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $14,428 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $5,579 |
| Derivatives | $1,666 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $3,843 |
| Total interest expense | $455 |
| Net interest income | $3,388 |
| Provision for loan and lease losses | $40 |
| Total noninterest income | $622 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $328 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $294 |
| Total noninterest expense | $2,256 |
| Salaries and employee benefits | $1,286 |
| Premises and equipment expense | $260 |
| Additional noninterest expense | $710 |
| Pre-tax net operating income | $1,714 |
| Securities gains (losses) | $128 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $1,842 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $1,842 |
| Net charge-offs | $0 |
| Cash dividends | $1,842 |
| Sale, conversion, retirement of capital stock, net | $15 |
| Net operating income | $1,005 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 3.24% |
| Cost of funding earning assets | 0.38% |
| Net interest margin | 2.86% |
| Noninterest income to earning assets | 0.52% |
| Noninterest expense to earning assets | 1.90% |
| Net operating income to assets | 1.26% |
| Return on assets (ROA) | 1.35% |
| Pretax return on assets | 1.35% |
| Return on equity (ROE) | 11.80% |
| Retained earnings to average equity (YTD only) | 5.36% |
| Net charge-offs to loans | 0.04% |
| Credit loss provision to net charge-offs | 266.67% |
| Efficiency ratio | 116.93% |
| Assets per employee | $56,259 |
| Cash dividends to net income (YTD only) | 7.30% |
| Condition Ratios (%) | |
| Loss allowance to loans | 54.56% |
| Loss allowance to noncurrent loans | 1.32% |
| Noncurrent assets plus other real estate owned to assets | 1543.75% |
| Noncurrent loans to loans | 0.02% |
| Net loans and leases to deposits | 0.09% |
| Net loans and leases to core deposits | 26.99% |
| Equity capital to assets | 31.47% |
| Core capital (leverage) ratio | 10.57% |
| Tier 1 risk-based capital ratio | 9.88% |
| Total risk-based capital ratio | 24.71% |
| Memoranda | |
| Average assets | $26 |
| Average earning assets | $136,025 |
| Average equity | $15,609 |
| Average loans | $118,502 |
| 1 Texas Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 2203 | The Perryton National Bank | 825 South Main Street, Perryton, TX 79070 | January 01, 1921 | Full Service Brick and Mortar |  |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.