The Planters Bank in Osceola, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1999

  • The Planters Bank in Osceola, Arkansas (AR)
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The Planters Bank - Overview

  • General
  • FDIC Certificate #: 16155
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 581741
    Date Established: May 15, 1944
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 14702
    FDIC's unique #: 10367
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 15, 1944
    Last Structure Change Effective Date: September 10, 1999
    Last Structure Change Process Date: October 13, 1999
    Last Data Update: October 13, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 1300 West Keiser Avenue, Osceola, AR 72370
    County: Mississippi
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Blytheville, AR (#14180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $58.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $56,137Total assets
  • $2,146Cash and due from depository institutions
  • $0Interest-bearing balances
  • $10,631Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $40,771Net loans & leases
  • $427Loan loss allowance
  • $0Trading account assets
  • $1,174Bank premises and fixed assets
  • $58Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,357All other assets
  • $56,137Total liabilities and capital
  • $51,741Total liabilities
  • $50,583Total deposits
  • $41,880Interest-bearing deposits
  • $50,583Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $750Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $408All other liabilities
  • $4,396Total equity capital
  • $4,396Total bank equity capital
  • $4,396Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $1,400Undivided profits
  • Memoranda
  • $2,896Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $143Earning assets
  • $0Long-term assets (5+ years)
  • $949Average Assets, year-to-date
  • $51,402Average Assets, quarterly
  • $190Volatile liabilities
  • $55,440Insider loans
  • $55,678FHLB advances
  • $12,970Loans and leases held for sale
  • $643Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,737Total unused commitments
  • $0Restructured Loans and leases
  • $40,338Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $4,376Total interest income
  • $2,072Total interest expense
  • $2,304Net interest income
  • $110Provision for loan and lease losses
  • $622Total noninterest income
  • $0Fiduciary activities
  • $467Service charges on deposit accounts
  • $0Trading account gains & fees
  • $155Additional noninterest income
  • $1,303Total noninterest expense
  • $572Salaries and employee benefits
  • $170Premises and equipment expense
  • $561Additional noninterest expense
  • $1,513Pre-tax net operating income
  • $0Securities gains (losses)
  • $542Applicable income taxes
  • $971Income before extraordinary items
  • $0Extraordinary gains - net
  • $971Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $122Sale, conversion, retirement of capital stock, net
  • $1,193Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.64%Yield on earning assets
  • 4.09%Cost of funding earning assets
  • 4.55%Net interest margin
  • 1.23%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 1.75%Net operating income to assets
  • 1.75%Return on assets (ROA)
  • 2.73%Pretax return on assets
  • 21.47%Return on equity (ROE)
  • -4.91%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 90.16%Credit loss provision to net charge-offs
  • 13.30%Efficiency ratio
  • 44,532Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 122.86%Loss allowance to loans
  • 1.04%Loss allowance to noncurrent loans
  • 298.60%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 80.60%Net loans and leases to core deposits
  • 106.28%Equity capital to assets
  • 7.83%Core capital (leverage) ratio
  • 7.84%Tier 1 risk-based capital ratio
  • 10.88%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $55,440Average earning assets
  • $4,522Average equity
  • $50,633Average loans

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