The Pleasant Hope Bank in Pleasant Hope, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 1995

  • The Pleasant Hope Bank in Pleasant Hope, Missouri (MO)
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The Pleasant Hope Bank - Overview

  • General
  • FDIC Certificate #: 16872
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Empire Bank (#17633)
    Federal Reserve ID: 336053
    Date Established: August 21, 1905
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 10967
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 06, 1950
    Last Structure Change Effective Date: November 13, 1995
    Last Structure Change Process Date: December 07, 1995
    Last Data Update: Febuary 09, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street And Highway H, Pleasant Hope, MO 65725
    County: Polk
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $65.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $32Total assets
  • $59,342Cash and due from depository institutions
  • $2,696Interest-bearing balances
  • $445Securities
  • $15,604Federal funds sold & reverse repurchase agreements
  • $1,700Net loans & leases
  • $37,323Loan loss allowance
  • $399Trading account assets
  • $0Bank premises and fixed assets
  • $1,020Other real estate owned
  • $0Goodwill and other intangibles
  • $999Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $59,342Total liabilities
  • $54,164Total deposits
  • $53,883Interest-bearing deposits
  • $47,410Deposits held in domestic offices
  • 53883.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $281Total equity capital
  • $281Total bank equity capital
  • $5,178Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $250Undivided profits
  • Memoranda
  • $4,828Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $371Income earned, not collected on loans
  • $322Earning assets
  • $55,072Long-term assets (5+ years)
  • $4,717Average Assets, year-to-date
  • $57,386Average Assets, quarterly
  • $59,145Volatile liabilities
  • $6,149Insider loans
  • $15FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,823Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,226Total risk weighted assets
  • $37,198Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,415Total interest expense
  • $1,634Net interest income
  • $2,781Provision for loan and lease losses
  • $30Total noninterest income
  • $256Fiduciary activities
  • $0Service charges on deposit accounts
  • $192Trading account gains & fees
  • $0Additional noninterest income
  • $64Total noninterest expense
  • $1,800Salaries and employee benefits
  • $1,155Premises and equipment expense
  • $238Additional noninterest expense
  • $407Pre-tax net operating income
  • $1,207Securities gains (losses)
  • -$8Applicable income taxes
  • $366Income before extraordinary items
  • $833Extraordinary gains - net
  • $0Net income attributable to bank
  • $833Net charge-offs
  • -$37Cash dividends
  • $402Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.37%Cost of funding earning assets
  • 3.10%Net interest margin
  • 5.27%Noninterest income to earning assets
  • 0.49%Noninterest expense to earning assets
  • 3.41%Net operating income to assets
  • 1.46%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 2.09%Return on equity (ROE)
  • 16.73%Retained earnings to average equity (YTD only)
  • 8.66%Net charge-offs to loans
  • -0.10%Credit loss provision to net charge-offs
  • -81.08%Efficiency ratio
  • 59,269Assets per employee
  • 1.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.26%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 107.55%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 0.98%Net loans and leases to deposits
  • 69.27%Net loans and leases to core deposits
  • 78.19%Equity capital to assets
  • 8.73%Core capital (leverage) ratio
  • 8.80%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $57,386Average earning assets
  • $4,979Average equity
  • $52,750Average loans

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