The PrivateBank and Trust Company in Chicago, Illinois (IL), GA, MI, MO, KS
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The PrivateBank and Trust Company in Chicago, Illinois (IL), GA, MI, MO, KS
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The PrivateBank and Trust Company - Overview

  • General
  • FDIC Certificate #: 33306
    Status: Active
    Federal Reserve ID: 1842065
    Bank Holding Company (Regulatory Top Holder): Privatebancorp, Inc. (RSSDID: 1839319, Location: Chicago, IL)
    Date Established: Febuary 06, 1991
    WWW: http://www.theprivatebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 30 (Domestic: 30, Interstate: Yes)
    OTS Docket #: 10042
    FDIC's unique #: 46854
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 06, 1991
    Last Structure Change Effective Date: November 01, 2010
    Last Structure Change Process Date: November 19, 2010
    Last Data Update: November 19, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 70 West Madison , Suite 200, Chicago, IL 60602
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $12,392.4 mil
    Equity capital: $1,357.9 mil
    Deposits held in domestic offices: $10,542.5 mil
    Return on assets (ROA): 0.58% ($71.9 mil)
    Quarterly return on assets: 0.63% ($78.1 mil)
    Return on Equity (ROE): 5.43% ($73.7 mil)
    Quarterly return on equity: 5.66% ($76.9 mil)
    Net income: $70.9 mil
    Quarterly Net income: $19.1 mil
    Pretax return on assets: 0.90% ($111,531.3 mil)
    Quarterly Pretax return on assets: 1.03% ($127,641.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,045Total employees (full-time equivalent)
  • $12,392,366Total assets
  • $356,716Cash and due from depository institutions
  • $200,585Interest-bearing balances
  • $2,273,608Securities
  • $5,024Federal funds sold & reverse repurchase agreements
  • $9,061,382Net loans & leases
  • $217,532Loan loss allowance
  • $101,676Trading account assets
  • $36,969Bank premises and fixed assets
  • $156,071Other real estate owned
  • $110,237Goodwill and other intangibles
  • $12,392,366Life insurance assets
  • $290,683All other assets
  • $11,034,515Total liabilities and capital
  • $10,542,517Total liabilities
  • $7,288,852Total deposits
  • $10,542,517Interest-bearing deposits
  • $55Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $104,140Federal funds purchased & repurchase agreements
  • $171,000Trading liabilities
  • $120,000Other borrowed funds
  • $96,858Subordinated debt
  • $1,357,851All other liabilities
  • $1,357,851Total equity capital
  • $1,357,851Total bank equity capital
  • $0Perpetual preferred stock
  • $1,769Common stock
  • $1,082,590Surplus
  • $273,492Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $32,049Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $279,747Income earned, not collected on loans
  • $0Earning assets
  • $34,948Long-term assets (5+ years)
  • $11,540,599Average Assets, year-to-date
  • $2,033,626Average Assets, quarterly
  • $12,274,537Volatile liabilities
  • $12,191,003Insider loans
  • $11,166,490FHLB advances
  • $12,194,723Loans and leases held for sale
  • $50,966Unused loan commitments
  • $31,257Tier 1 (core) risk-based capital
  • $1,201,229Tier 2 risk-based capital
  • $19,709Total risk weighted assets
  • $0Total unused commitments
  • $4,107,169Restructured Loans and leases
  • $19,272Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $481,136Total interest income
  • $57,503Total interest expense
  • $423,633Net interest income
  • $132,897Provision for loan and lease losses
  • $70,830Total noninterest income
  • $12,741Fiduciary activities
  • $19,411Service charges on deposit accounts
  • $19,341Trading account gains & fees
  • $19,337Additional noninterest income
  • $256,576Total noninterest expense
  • $138,680Salaries and employee benefits
  • $29,147Premises and equipment expense
  • $88,749Additional noninterest expense
  • $104,990Pre-tax net operating income
  • $5,798Securities gains (losses)
  • $39,709Applicable income taxes
  • $71,079Income before extraordinary items
  • $0Extraordinary gains - net
  • $70,909Net income attributable to bank
  • $170Net charge-offs
  • $71,079Cash dividends
  • $161,575Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.20%Yield on earning assets
  • 0.50%Cost of funding earning assets
  • 3.70%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 5.43%Return on equity (ROE)
  • 5.43%Retained earnings to average equity (YTD only)
  • 1.76%Net charge-offs to loans
  • 82.25%Credit loss provision to net charge-offs
  • 1.47%Efficiency ratio
  • 51,589Assets per employee
  • 11.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.34%Loss allowance to noncurrent loans
  • 77.76%Noncurrent assets plus other real estate owned to assets
  • 3.52%Noncurrent loans to loans
  • 3.01%Net loans and leases to deposits
  • 85.95%Net loans and leases to core deposits
  • 101.60%Equity capital to assets
  • 10.96%Core capital (leverage) ratio
  • 9.85%Tier 1 risk-based capital ratio
  • 10.76%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $12,274,537Average earning assets
  • $1,306,520Average equity
  • $11,448,413Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,015,265Managed Assets
  • 1Number of Accounts
  • $1,989,756Personal trust and agency accounts
  • $441,602Employee benefit-defined contribution accounts
  • $52,197Employee benefit-defined benefit accounts
  • $72,247Other retirement accounts
  • $74,635Corporate trust and agency accounts
  • $32,111Investment management agency accounts
  • $1,267,843Other fiduciary accounts
  • $49,121Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1249Number of Accounts
  • $0Personal trust and agency accounts
  • $74,635Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $25,509Other retirement accounts
  • $14,014Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Georgia Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    9359653The Privatebank Branch3423 Piedmont Road, Suite 125, Atlanta, GA 30305October 09, 2001Full Service Brick and Mortar
    10461029Peachtree Corners Banking Center3169 Holcomb Bridge Road, Norcross, GA 30071March 17, 2006Full Service Retail
    11480092North Fulton Branch5895 Windward Parkway, Suite 150, Alpharetta, GA 30005November 12, 2007Full Service Retail
  • 19 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    046854The Privatebank And Trust Company70 West Madison , Suite 200, Chicago, IL 60602Febuary 06, 1991Full Service Brick and Mortar
    1289431Wilmette Branch517 Green Bay Road, Wilmette, IL 60091October 11, 1994Full Service Brick and Mortar
    2289432Oak Brook Branch1110 Jorie Boulevard, Oak Brook, IL 60523January 06, 1997Full Service Brick and Mortar
    3289433Saint Charles Branch24 South Second Stereet, Saint Charles, IL 60174January 31, 2000Full Service Brick and Mortar
    447126Lake Forest Branch920 South Waukegan Road, Lake Forest, IL 60045June 28, 1991Full Service Brick and Mortar
    5289622Winnetka Branch1000 Green Bay Road, Winnetka, IL 60093November 16, 1993Full Service Brick and Mortar
    7442454Gold Coast Branch149 East Walton 2nd Floor, Chicago, IL 60611January 27, 2005Full Service Brick and Mortar
    8452352Geneva Branch501 West State Street, Suite 101, Geneva, IL 60134May 15, 2006Full Service Brick and Mortar
    1512298Founders Bank Branch6825 West 111th Street, Worth, IL 60482June 03, 1961Full Service Brick and Mortar
    16245190Palos Heights Facility11850 South Harlem Avenue, Palos Heights, IL 60463May 12, 1981Full Service Brick and Mortar
    17245191Peace Memorial Facility10300 Village Circle Drive, Palos Park, IL 60464November 01, 1989Limited Service Facility
    1811113Mount Greenwood Branch3052 West 111th Street, Chicago, IL 60655September 27, 1951Full Service Brick and Mortar
    19240247Oak Lawn Facility105th Place And Cicero Avenue, Oak Lawn, IL 60453August 06, 1984Full Service Brick and Mortar
    2012920Minooka BranchMinooka And Ridge Roads, Minooka, IL 60447April 11, 1964Full Service Brick and Mortar
    21247283Channahon Branch23840 West Eames Street, Channahon, IL 60410December 27, 1994Full Service Brick and Mortar
    22245192Tinley Park Branch17865 S. 80th Avenue, Tinley Park,, IL 60477April 17, 1999Full Service Brick and Mortar
    24420292Homer Glen Branch14102 South Bell Road, Homer Glen, IL 60441August 02, 2002Full Service Brick and Mortar
    25420293Joliet Branch1550 Essington Road, Joliet, IL 60435June 09, 2003Full Service Brick and Mortar
    26466613Orland Park Branch14497 John Humphries Drive, Orland Park, IL 60462October 30, 2006Full Service Brick and Mortar
  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    29491837Overland Park, Ks Branch7500 College Boulevard, Suite 1200, Overland Park, KS 66210May 01, 2009Full Service Brick and Mortar
  • 3 Michigan Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1240435Privatebank Michigan Branch38505 Woodward Avenue, Suite 1300, Bloomfield Hills, MI 48304October 03, 1989Full Service Brick and Mortar
    1373833Bank Of Rochester Branch440 Main Street, Rochester, MI 48307July 01, 1999Full Service Brick and Mortar
    14419822The Bank Of Grosse Pointe Branch63 Kercheval, Grosse Pointe Farms, MI 48236January 02, 2003Full Service Brick and Mortar
  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    2780577The Privatgebank St. Louis Branch1401 South Brentwood Blvd, 2nd Floor, Saint Louis, MO 63144June 26, 2000Full Service Brick and Mortar
    28464464Chesterfield Branch500 Chesterfield Center Drive, Chesterfield, MO 63017March 01, 2006Full Service Brick and Mortar
    30511689Main Street Branch4801 Main Street Suite 600, Kansas City, MO 64112July 01, 2009Full Service Brick and Mortar
  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    31452185743 North Water Street Branch743 North Water Street, Milwaukee, WI 53202January 02, 2007Full Service Brick and Mortar

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