The Security State Bank in Bird City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 21, 2002

  • The Security State Bank in Bird City, Kansas (KS)
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The Security State Bank - Overview

  • General
  • FDIC Certificate #: 9655
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: First National Bank (#14420)
    Federal Reserve ID: 1959
    Date Established: November 01, 1929
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 6175
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 21, 2002
    Last Structure Change Process Date: April 08, 2002
    Last Data Update: April 08, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Bird City, KS 67731
    County: Cheyenne
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $17.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $16,958Total assets
  • $2,009Cash and due from depository institutions
  • $700Interest-bearing balances
  • $8,445Securities
  • $1,450Federal funds sold & reverse repurchase agreements
  • $4,782Net loans & leases
  • $179Loan loss allowance
  • $0Trading account assets
  • $4Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $268All other assets
  • $16,958Total liabilities and capital
  • $14,969Total liabilities
  • $14,806Total deposits
  • $10,613Interest-bearing deposits
  • $14,806Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $163All other liabilities
  • $1,989Total equity capital
  • $1,989Total bank equity capital
  • $1,989Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $400Undivided profits
  • Memoranda
  • $1,514Noncurrent loans and leases
  • $747Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $285Earning assets
  • $0Long-term assets (5+ years)
  • $257Average Assets, year-to-date
  • $15,377Average Assets, quarterly
  • $404Volatile liabilities
  • $17,369Insider loans
  • $17,160FHLB advances
  • $627Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $747Total unused commitments
  • $0Restructured Loans and leases
  • $90Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $1,191Total interest income
  • $439Total interest expense
  • $752Net interest income
  • $250Provision for loan and lease losses
  • $33Total noninterest income
  • $0Fiduciary activities
  • $28Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5Additional noninterest income
  • $489Total noninterest expense
  • $340Salaries and employee benefits
  • $31Premises and equipment expense
  • $118Additional noninterest expense
  • $46Pre-tax net operating income
  • $0Securities gains (losses)
  • $4Applicable income taxes
  • $42Income before extraordinary items
  • $0Extraordinary gains - net
  • $42Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $395Sale, conversion, retirement of capital stock, net
  • $1,575Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.32%Yield on earning assets
  • 2.70%Cost of funding earning assets
  • 4.62%Net interest margin
  • 0.20%Noninterest income to earning assets
  • 3.00%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 1.44%Return on equity (ROE)
  • -52.72%Retained earnings to average equity (YTD only)
  • 6.64%Net charge-offs to loans
  • 63.29%Credit loss provision to net charge-offs
  • 0.75%Efficiency ratio
  • 62,293Assets per employee
  • 2.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3750.00%Loss allowance to loans
  • 3.61%Loss allowance to noncurrent loans
  • 62.81%Noncurrent assets plus other real estate owned to assets
  • 1.68%Noncurrent loans to loans
  • 5.74%Net loans and leases to deposits
  • 32.30%Net loans and leases to core deposits
  • 33.73%Equity capital to assets
  • 11.73%Core capital (leverage) ratio
  • 10.96%Tier 1 risk-based capital ratio
  • 26.69%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $17,369Average earning assets
  • $2,908Average equity
  • $16,274Average loans

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