The Service Bank of Tonkawa in Tonkawa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1996

  • The Service Bank of Tonkawa in Tonkawa, Oklahoma (OK)
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The Service Bank of Tonkawa - Overview

  • General
  • FDIC Certificate #: 19860
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Farmers Exchange Bank (#15118)
    Federal Reserve ID: 1427761
    Date Established: October 08, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13651
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 08, 1968
    Last Structure Change Effective Date: August 01, 1996
    Last Structure Change Process Date: August 23, 1996
    Last Data Update: October 28, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 East Grand Street, Tonkawa, OK 74653
    County: Kay
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Ponca City, OK (#38620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $18.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $18,745Cash and due from depository institutions
  • $856Interest-bearing balances
  • $100Securities
  • $1,616Federal funds sold & reverse repurchase agreements
  • $1,500Net loans & leases
  • $13,812Loan loss allowance
  • $123Trading account assets
  • $0Bank premises and fixed assets
  • $226Other real estate owned
  • $0Goodwill and other intangibles
  • $735Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $18,745Total liabilities
  • $17,089Total deposits
  • $16,751Interest-bearing deposits
  • $14,168Deposits held in domestic offices
  • 16751.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $59Subordinated debt
  • $0All other liabilities
  • $279Total equity capital
  • $279Total bank equity capital
  • $1,656Perpetual preferred stock
  • $0Common stock
  • $215Surplus
  • $460Undivided profits
  • Memoranda
  • $981Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2Income earned, not collected on loans
  • $259Earning assets
  • $17,028Long-term assets (5+ years)
  • $131Average Assets, year-to-date
  • $19,139Average Assets, quarterly
  • $19,170Volatile liabilities
  • $2,599Insider loans
  • $170FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,137Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,650Total risk weighted assets
  • $13,633Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,605Total interest expense
  • $678Net interest income
  • $927Provision for loan and lease losses
  • $20Total noninterest income
  • $174Fiduciary activities
  • $0Service charges on deposit accounts
  • $131Trading account gains & fees
  • $0Additional noninterest income
  • $43Total noninterest expense
  • $765Salaries and employee benefits
  • $453Premises and equipment expense
  • $78Additional noninterest expense
  • $234Pre-tax net operating income
  • $316Securities gains (losses)
  • $0Applicable income taxes
  • $134Income before extraordinary items
  • $182Extraordinary gains - net
  • $0Net income attributable to bank
  • $182Net charge-offs
  • $45Cash dividends
  • $135Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.25%Cost of funding earning assets
  • 3.91%Net interest margin
  • 5.34%Noninterest income to earning assets
  • 1.00%Noninterest expense to earning assets
  • 4.41%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 0.95%Pretax return on assets
  • 1.65%Return on equity (ROE)
  • 11.33%Retained earnings to average equity (YTD only)
  • 2.93%Net charge-offs to loans
  • 0.32%Credit loss provision to net charge-offs
  • 44.44%Efficiency ratio
  • 69,482Assets per employee
  • 1.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.18%Loss allowance to loans
  • 0.88%Loss allowance to noncurrent loans
  • 6150.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 82.45%Net loans and leases to core deposits
  • 97.19%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 8.68%Tier 1 risk-based capital ratio
  • 12.10%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $19,139Average earning assets
  • $1,607Average equity
  • $17,360Average loans

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