The State Bank of Allerton in Allerton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 12, 2004

  • The State Bank of Allerton in Allerton, Illinois (IL)
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The State Bank of Allerton - Overview

  • General
  • FDIC Certificate #: 12094
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Philo Exchange Bank (#5722)
    Federal Reserve ID: 650834
    Date Established: January 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 7684
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 12, 2004
    Last Structure Change Process Date: December 21, 2004
    Last Data Update: December 21, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Allerton, IL 61810
    County: Vermilion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Danville, IL (#19180)
    CBSA Metro Statistical Area: Danville, IL (#19180)
  • Financial Summary
  • Total assets: $19.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $18,736Total assets
  • $2,992Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,783Securities
  • $2,474Federal funds sold & reverse repurchase agreements
  • $8,223Net loans & leases
  • $56Loan loss allowance
  • $0Trading account assets
  • $53Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $211All other assets
  • $18,736Total liabilities and capital
  • $17,135Total liabilities
  • $17,076Total deposits
  • $12,319Interest-bearing deposits
  • $17,076Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $59All other liabilities
  • $1,601Total equity capital
  • $1,601Total bank equity capital
  • $1,601Perpetual preferred stock
  • $0Common stock
  • $44Surplus
  • $690Undivided profits
  • Memoranda
  • $867Noncurrent loans and leases
  • $1,231Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $194Average Assets, year-to-date
  • $15,480Average Assets, quarterly
  • $659Volatile liabilities
  • $18,286Insider loans
  • $17,723FHLB advances
  • $1,417Loans and leases held for sale
  • $195Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,231Total unused commitments
  • $0Restructured Loans and leases
  • $56Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $773Total interest income
  • $210Total interest expense
  • $563Net interest income
  • $0Provision for loan and lease losses
  • $36Total noninterest income
  • $0Fiduciary activities
  • $31Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5Additional noninterest income
  • $419Total noninterest expense
  • $247Salaries and employee benefits
  • $64Premises and equipment expense
  • $108Additional noninterest expense
  • $180Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $180Income before extraordinary items
  • $0Extraordinary gains - net
  • $180Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $157Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.89%Yield on earning assets
  • 1.33%Cost of funding earning assets
  • 3.56%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.65%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 10.79%Return on equity (ROE)
  • 1.38%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 69,950Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.22%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 48.16%Net loans and leases to core deposits
  • 52.51%Equity capital to assets
  • 8.55%Core capital (leverage) ratio
  • 8.68%Tier 1 risk-based capital ratio
  • 14.03%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $18,286Average earning assets
  • $1,669Average equity
  • $15,819Average loans

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