The State Bank of Allerton in Allerton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 12, 2004

  • The State Bank of Allerton in Allerton, Illinois (IL)
  • Show street view No street view available for this location

The State Bank of Allerton - Overview

  • General
  • FDIC Certificate #: 12094
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Philo Exchange Bank (#5722)
    Federal Reserve ID: 650834
    Date Established: January 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 7684
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 12, 2004
    Last Structure Change Process Date: December 21, 2004
    Last Data Update: December 21, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Allerton, IL 61810
    County: Vermilion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Danville, IL (#19180)
    CBSA Metro Statistical Area: Danville, IL (#19180)
  • Financial Summary
  • Total assets: $19.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $18,736Total assets
  • $2,992Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,783Securities
  • $2,474Federal funds sold & reverse repurchase agreements
  • $8,223Net loans & leases
  • $56Loan loss allowance
  • $0Trading account assets
  • $53Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $211All other assets
  • $18,736Total liabilities and capital
  • $17,135Total liabilities
  • $17,076Total deposits
  • $12,319Interest-bearing deposits
  • $17,076Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $59All other liabilities
  • $1,601Total equity capital
  • $1,601Total bank equity capital
  • $1,601Perpetual preferred stock
  • $0Common stock
  • $44Surplus
  • $690Undivided profits
  • Memoranda
  • $867Noncurrent loans and leases
  • $1,231Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $194Average Assets, year-to-date
  • $15,480Average Assets, quarterly
  • $659Volatile liabilities
  • $18,286Insider loans
  • $17,723FHLB advances
  • $1,417Loans and leases held for sale
  • $195Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,231Total unused commitments
  • $0Restructured Loans and leases
  • $56Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $773Total interest income
  • $210Total interest expense
  • $563Net interest income
  • $0Provision for loan and lease losses
  • $36Total noninterest income
  • $0Fiduciary activities
  • $31Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5Additional noninterest income
  • $419Total noninterest expense
  • $247Salaries and employee benefits
  • $64Premises and equipment expense
  • $108Additional noninterest expense
  • $180Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $180Income before extraordinary items
  • $0Extraordinary gains - net
  • $180Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $157Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.89%Yield on earning assets
  • 1.33%Cost of funding earning assets
  • 3.56%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.65%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 10.79%Return on equity (ROE)
  • 1.38%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 69,950Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.22%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 48.16%Net loans and leases to core deposits
  • 52.51%Equity capital to assets
  • 8.55%Core capital (leverage) ratio
  • 8.68%Tier 1 risk-based capital ratio
  • 14.03%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $18,286Average earning assets
  • $1,669Average equity
  • $15,819Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The State Bank of Allerton.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents