The State Bank of Blue Rapids in Blue Rapids, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The State Bank of Blue Rapids - Overview

  • General
  • FDIC Certificate #: 15057
    Status: Active
    Federal Reserve ID: 7157
    Bank Holding Company (Regulatory Top Holder): Blue Rapids Bancshares, Inc. (RSSDID: 1248760, Location: Blue Rapids, KS)
    Date Established: August 02, 1871
    WWW: http://www.statebankbr.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9443
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: March 20, 1935
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 21 Public Square, Blue Rapids, KS 66411
    County: Marshall
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $48.8 mil
    Equity capital: $4.4 mil
    Deposits held in domestic offices: $44.2 mil
    Return on assets (ROA): 0.68% ($0.3 mil)
    Quarterly return on assets: 0.54% ($0.3 mil)
    Return on Equity (ROE): 7.93% ($0.3 mil)
    Quarterly return on equity: 5.95% ($0.2 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.73% ($356.1 mil)
    Quarterly Pretax return on assets: 0.55% ($268.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $48,779Total assets
  • $672Cash and due from depository institutions
  • $0Interest-bearing balances
  • $18,039Securities
  • $2,574Federal funds sold & reverse repurchase agreements
  • $26,703Net loans & leases
  • $370Loan loss allowance
  • $0Trading account assets
  • $176Bank premises and fixed assets
  • $29Other real estate owned
  • $0Goodwill and other intangibles
  • $48,779Life insurance assets
  • $586All other assets
  • $44,389Total liabilities and capital
  • $44,151Total liabilities
  • $37,565Total deposits
  • $44,151Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $238Subordinated debt
  • $4,390All other liabilities
  • $4,390Total equity capital
  • $4,390Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $200Surplus
  • $3,990Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $141Income earned, not collected on loans
  • $0Earning assets
  • $369Long-term assets (5+ years)
  • $47,316Average Assets, year-to-date
  • $1,144Average Assets, quarterly
  • $49,244Volatile liabilities
  • $48,468Insider loans
  • $27,662FHLB advances
  • $48,175Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,284Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $713Restructured Loans and leases
  • $98Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,782Total interest income
  • $522Total interest expense
  • $1,260Net interest income
  • $20Provision for loan and lease losses
  • $173Total noninterest income
  • $0Fiduciary activities
  • $169Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4Additional noninterest income
  • $1,052Total noninterest expense
  • $609Salaries and employee benefits
  • $73Premises and equipment expense
  • $370Additional noninterest expense
  • $361Pre-tax net operating income
  • $0Securities gains (losses)
  • $26Applicable income taxes
  • $335Income before extraordinary items
  • $0Extraordinary gains - net
  • $335Net income attributable to bank
  • $0Net charge-offs
  • $335Cash dividends
  • $36Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 1.10%Cost of funding earning assets
  • 2.64%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 2.21%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.73%Pretax return on assets
  • 7.93%Return on equity (ROE)
  • 7.93%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 55.56%Credit loss provision to net charge-offs
  • 10.58%Efficiency ratio
  • 73,412Assets per employee
  • 6.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 262.41%Noncurrent assets plus other real estate owned to assets
  • 0.35%Noncurrent loans to loans
  • 0.52%Net loans and leases to deposits
  • 60.48%Net loans and leases to core deposits
  • 68.00%Equity capital to assets
  • 9.00%Core capital (leverage) ratio
  • 8.89%Tier 1 risk-based capital ratio
  • 15.49%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $49,244Average earning assets
  • $4,224Average equity
  • $47,649Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09443The State Bank Of Blue Rapids21 Public Square, Blue Rapids, KS 66411August 02, 1871Full Service Brick and Mortar

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