The State Bank of Hildreth in Hildreth, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

The State Bank of Hildreth - Overview

  • General
  • FDIC Certificate #: 13723
    Status: Active
    Federal Reserve ID: 158750
    Bank Holding Company (Regulatory Top Holder): Hildreth State Company, Inc. (RSSDID: 1056545, Location: Hildreth, NE)
    Date Established: May 15, 1906
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 53297
    FDIC's unique #: 8578
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 22, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: June 16, 2010
    Last Data Update: June 16, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 133 Commercial Avenue St, Hildreth, NE 68947
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
    Change in Location
  • Financial Summary
  • Total assets: $26.4 mil
    Equity capital: $3.1 mil
    Deposits held in domestic offices: $21.7 mil
    Return on assets (ROA): 0.59% ($0.2 mil)
    Quarterly return on assets: 0.63% ($0.2 mil)
    Return on Equity (ROE): 5.13% ($0.2 mil)
    Quarterly return on equity: 5.23% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.62% ($163.6 mil)
    Quarterly Pretax return on assets: 0.66% ($174.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $26,391Total assets
  • $1,842Cash and due from depository institutions
  • $34Interest-bearing balances
  • $1,013Securities
  • $4,200Federal funds sold & reverse repurchase agreements
  • $17,306Net loans & leases
  • $386Loan loss allowance
  • $0Trading account assets
  • $205Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $26,391Life insurance assets
  • $1,825All other assets
  • $23,287Total liabilities and capital
  • $21,723Total liabilities
  • $16,604Total deposits
  • $21,723Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,500Trading liabilities
  • $0Other borrowed funds
  • $64Subordinated debt
  • $3,104All other liabilities
  • $3,104Total equity capital
  • $3,104Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $2,200Surplus
  • $704Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $411Income earned, not collected on loans
  • $0Earning assets
  • $386Long-term assets (5+ years)
  • $22,553Average Assets, year-to-date
  • $1,171Average Assets, quarterly
  • $26,909Volatile liabilities
  • $26,093Insider loans
  • $21,587FHLB advances
  • $26,162Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,087Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,048Restructured Loans and leases
  • $124Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,151Total interest income
  • $240Total interest expense
  • $911Net interest income
  • $0Provision for loan and lease losses
  • $36Total noninterest income
  • $0Fiduciary activities
  • $29Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7Additional noninterest income
  • $780Total noninterest expense
  • $526Salaries and employee benefits
  • $49Premises and equipment expense
  • $205Additional noninterest expense
  • $167Pre-tax net operating income
  • $0Securities gains (losses)
  • $7Applicable income taxes
  • $160Income before extraordinary items
  • $0Extraordinary gains - net
  • $160Net income attributable to bank
  • $0Net charge-offs
  • $160Cash dividends
  • $26Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.76%Yield on earning assets
  • 0.99%Cost of funding earning assets
  • 3.77%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 3.23%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.62%Pretax return on assets
  • 5.13%Return on equity (ROE)
  • 0.32%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 6.42%Efficiency ratio
  • 82,365Assets per employee
  • 3.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 93.75%Loss allowance to loans
  • 2.18%Loss allowance to noncurrent loans
  • 93.92%Noncurrent assets plus other real estate owned to assets
  • 1.56%Noncurrent loans to loans
  • 2.32%Net loans and leases to deposits
  • 79.67%Net loans and leases to core deposits
  • 84.41%Equity capital to assets
  • 11.76%Core capital (leverage) ratio
  • 11.80%Tier 1 risk-based capital ratio
  • 14.30%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $26,909Average earning assets
  • $3,121Average equity
  • $24,163Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08578The State Bank Of Hildreth133 Commercial Avenue St, Hildreth, NE 68947May 15, 1906Full Service Brick and Mortar

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