The State Bank of Jerseyville in Jerseyville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2001

  • The State Bank of Jerseyville in Jerseyville, Illinois (IL)
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The State Bank of Jerseyville - Overview

  • General
  • FDIC Certificate #: 11749
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank (#12229)
    Federal Reserve ID: 363844
    Date Established: January 01, 1890
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    OTS Docket #: 12551
    FDIC's unique #: 7513
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 2001
    Last Structure Change Process Date: January 03, 2002
    Last Data Update: January 03, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 117-121 South State Street, Jerseyville, IL 62052
    County: Jersey
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $175.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $168,057Total assets
  • $3,865Cash and due from depository institutions
  • $11Interest-bearing balances
  • $26,858Securities
  • $58Federal funds sold & reverse repurchase agreements
  • $133,322Net loans & leases
  • $1,376Loan loss allowance
  • $0Trading account assets
  • $1,242Bank premises and fixed assets
  • $0Other real estate owned
  • $769Goodwill and other intangibles
  • $0Life insurance assets
  • $1,943All other assets
  • $168,057Total liabilities and capital
  • $155,782Total liabilities
  • $138,636Total deposits
  • $125,418Interest-bearing deposits
  • $138,636Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,971Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $14,000Other borrowed funds
  • $0Subordinated debt
  • $1,175All other liabilities
  • $12,275Total equity capital
  • $12,275Total bank equity capital
  • $12,275Perpetual preferred stock
  • $0Common stock
  • $624Surplus
  • $5,882Undivided profits
  • Memoranda
  • $5,769Noncurrent loans and leases
  • $13,829Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,173Earning assets
  • $0Long-term assets (5+ years)
  • $1,149Average Assets, year-to-date
  • $160,249Average Assets, quarterly
  • $7,909Volatile liabilities
  • $163,034Insider loans
  • $166,706FHLB advances
  • $33,295Loans and leases held for sale
  • $3,235Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $13,829Total unused commitments
  • $0Restructured Loans and leases
  • $1,376Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $12,559Total interest income
  • $6,979Total interest expense
  • $5,580Net interest income
  • $475Provision for loan and lease losses
  • $796Total noninterest income
  • $63Fiduciary activities
  • $388Service charges on deposit accounts
  • $0Trading account gains & fees
  • $345Additional noninterest income
  • $3,624Total noninterest expense
  • $2,015Salaries and employee benefits
  • $450Premises and equipment expense
  • $1,159Additional noninterest expense
  • $2,277Pre-tax net operating income
  • $0Securities gains (losses)
  • $818Applicable income taxes
  • $1,459Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,459Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $513Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.10%Yield on earning assets
  • 4.50%Cost of funding earning assets
  • 3.60%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 2.34%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 1.40%Pretax return on assets
  • 12.55%Return on equity (ROE)
  • 10.40%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 92.59%Credit loss provision to net charge-offs
  • 5.36%Efficiency ratio
  • 55,662Assets per employee
  • 2.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 17.14%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 117.31%Noncurrent assets plus other real estate owned to assets
  • 0.70%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 96.17%Net loans and leases to core deposits
  • 112.69%Equity capital to assets
  • 7.30%Core capital (leverage) ratio
  • 6.97%Tier 1 risk-based capital ratio
  • 9.56%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $163,034Average earning assets
  • $11,622Average equity
  • $155,009Average loans

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