The State Bank of Oskaloosa in Oskaloosa, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The State Bank of Oskaloosa - Overview

  • General
  • FDIC Certificate #: 16205
    Status: Active
    Federal Reserve ID: 335757
    Date Established: August 01, 1887
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 10406
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: August 03, 1944
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 518 Liberty Street, Oskaloosa, KS 66066
    County: Jefferson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $28.7 mil
    Equity capital: $2.4 mil
    Deposits held in domestic offices: $26.2 mil
    Return on assets (ROA): 0.07% ($0.0 mil)
    Quarterly return on assets: 0.18% ($0.1 mil)
    Return on Equity (ROE): 0.83% ($0.0 mil)
    Quarterly return on equity: 2.17% ($0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.07% ($20.1 mil)
    Quarterly Pretax return on assets: 0.18% ($51.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $28,657Total assets
  • $17,824Cash and due from depository institutions
  • $17,457Interest-bearing balances
  • $2,500Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $7,748Net loans & leases
  • $90Loan loss allowance
  • $0Trading account assets
  • $367Bank premises and fixed assets
  • $102Other real estate owned
  • $0Goodwill and other intangibles
  • $28,657Life insurance assets
  • $116All other assets
  • $26,259Total liabilities and capital
  • $26,236Total liabilities
  • $19,522Total deposits
  • $26,236Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $23Subordinated debt
  • $2,398All other liabilities
  • $2,398Total equity capital
  • $2,398Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $600Surplus
  • $1,198Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $53Long-term assets (5+ years)
  • $27,705Average Assets, year-to-date
  • $4,181Average Assets, quarterly
  • $30,045Volatile liabilities
  • $28,807Insider loans
  • $9,339FHLB advances
  • $29,862Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,398Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $61Restructured Loans and leases
  • $425Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $722Total interest income
  • $123Total interest expense
  • $599Net interest income
  • $0Provision for loan and lease losses
  • $240Total noninterest income
  • $0Fiduciary activities
  • $203Service charges on deposit accounts
  • $0Trading account gains & fees
  • $37Additional noninterest income
  • $819Total noninterest expense
  • $494Salaries and employee benefits
  • $89Premises and equipment expense
  • $236Additional noninterest expense
  • $20Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $20Income before extraordinary items
  • $0Extraordinary gains - net
  • $20Net income attributable to bank
  • $0Net charge-offs
  • $20Cash dividends
  • -$6Sale, conversion, retirement of capital stock, net
  • $48Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.48%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 2.06%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 2.81%Noninterest expense to earning assets
  • 0.07%Net operating income to assets
  • 0.07%Return on assets (ROA)
  • 0.07%Pretax return on assets
  • 0.83%Return on equity (ROE)
  • -1.16%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 97,616Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 240.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 29.53%Net loans and leases to core deposits
  • 29.92%Equity capital to assets
  • 8.37%Core capital (leverage) ratio
  • 8.03%Tier 1 risk-based capital ratio
  • 25.68%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $30,045Average earning assets
  • $2,414Average equity
  • $29,114Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010406The State Bank Of Oskaloosa518 Liberty Street, Oskaloosa, KS 66066August 01, 1887Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The State Bank of Oskaloosa.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents