The State Bank of Oskaloosa in Oskaloosa, Kansas (KS)

Show street view No street view available for this location

The State Bank of Oskaloosa routing number info

Table of contents:
The State Bank of Oskaloosa
GeneralFDIC Certificate #: 16205
Status: Active
Federal Reserve ID: 335757
Date Established: August 01, 1887
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 10406
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: August 03, 1944
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 518 Liberty Street, Oskaloosa, KS 66066
County: Jefferson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Topeka, KS (#45820)
CBSA Metro Statistical Area: Topeka, KS (#45820)
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $28.7 mil
Equity capital: $2.4 mil
Deposits held in domestic offices: $26.2 mil
Return on assets (ROA): 0.07% ($0.0 mil)
Quarterly return on assets: 0.18% ($0.1 mil)
Return on Equity (ROE): 0.83% ($0.0 mil)
Quarterly return on equity: 2.17% ($0.0 mil)
Net income: $0.0 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.07% ($20.1 mil)
Quarterly Pretax return on assets: 0.18% ($51.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)10
Total assets$28,657
Cash and due from depository institutions$17,824
Interest-bearing balances$17,457
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$7,748
Loan loss allowance $90
Trading account assets$0
Bank premises and fixed assets$367
Other real estate owned$102
Goodwill and other intangibles$0
All other assets$116
Life insurance assets$28,657
Total liabilities and capital$26,259
Total liabilities$26,236
Total deposits$19,522
Interest-bearing deposits$26,236
Deposits held in domestic offices$94
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $23
All other liabilities $2,398
Total equity capital$2,398
Total bank equity capital$2,398
Perpetual preferred stock$0
Common stock$600
Undivided profits $1,198
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $53
Average Assets, year-to-date $27,705
Average Assets, quarterly $4,181
Volatile liabilities $30,045
Insider loans $28,807
FHLB advances $9,339
Loans and leases held for sale $29,862
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,398
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $61
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $722
Total interest expense $123
Net interest income $599
Provision for loan and lease losses $0
Total noninterest income $240
Fiduciary activities $0
Service charges on deposit accounts $203
Trading account gains & fees $0
Additional noninterest income $37
Total noninterest expense $819
Salaries and employee benefits $494
Premises and equipment expense $89
Additional noninterest expense $236
Pre-tax net operating income $20
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $20
Extraordinary gains - net $0
Net income attributable to bank $20
Net charge-offs $0
Cash dividends $20
Sale, conversion, retirement of capital stock, net -$6
Net operating income $48
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.48%
Cost of funding earning assets 0.42%
Net interest margin 2.06%
Noninterest income to earning assets 0.82%
Noninterest expense to earning assets 2.81%
Net operating income to assets 0.07%
Return on assets (ROA) 0.07%
Pretax return on assets 0.07%
Return on equity (ROE) 0.83%
Retained earnings to average equity (YTD only) -1.16%
Net charge-offs to loans -0.07%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$97,616
Cash dividends to net income (YTD only)2.87%
Condition Ratios (%)
Loss allowance to loans 240.00%
Loss allowance to noncurrent loans 1.15%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.36%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 29.53%
Equity capital to assets 29.92%
Core capital (leverage) ratio 8.37%
Tier 1 risk-based capital ratio 8.03%
Total risk-based capital ratio 25.68%
Average assets$27
Average earning assets$30,045
Average equity $2,414
Average loans $29,114
Back to page top, Back to table top

1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010406The State Bank Of Oskaloosa518 Liberty Street, Oskaloosa, KS 66066August 01, 1887Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The State Bank of Oskaloosa.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.