The State Bank of Wynnewood in Wynnewood, Oklahoma (OK)

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The State Bank of Wynnewood routing number info

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The State Bank of Wynnewood
GeneralFDIC Certificate #: 4232
Status: Active
Federal Reserve ID: 952257
Bank Holding Company (Regulatory Top Holder): Garvin County Bancshares, Inc. (RSSDID: 2438205, Location: Wynnewood, OK)
Date Established: August 01, 1910
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 2776
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 02, 2007
Last Structure Change Process Date: October 02, 2007
Last Data Update: October 02, 2007
Data Source Date: April 05, 2012
LocationAddress: 109 South Dean A. Mcgee Street, Wynnewood, OK 73098
County: Garvin
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial SummaryTotal assets: $72.2 mil
Equity capital: $10.3 mil
Deposits held in domestic offices: $61.8 mil
Return on assets (ROA): 1.94% ($1.4 mil)
Quarterly return on assets: 1.76% ($1.3 mil)
Return on Equity (ROE): 14.67% ($1.5 mil)
Quarterly return on equity: 12.73% ($1.3 mil)
Net income: $1.4 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.94% ($1,401.0 mil)
Quarterly Pretax return on assets: 1.76% ($1,271.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$72,218
Cash and due from depository institutions$1,336
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$62
Net loans & leases$42,904
Loan loss allowance $617
Trading account assets$0
Bank premises and fixed assets$206
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$2,120
Life insurance assets$72,217
Total liabilities and capital$61,921
Total liabilities$61,846
Total deposits$46,070
Interest-bearing deposits$61,846
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $75
All other liabilities $10,296
Total equity capital$10,296
Total bank equity capital$10,296
Perpetual preferred stock$0
Common stock$150
Undivided profits $8,496
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $581
Average Assets, year-to-date $68,556
Average Assets, quarterly $19,557
Volatile liabilities $69,657
Insider loans $73,289
FHLB advances $51,043
Loans and leases held for sale $73,716
Unused loan commitments $1,122
Tier 1 (core) risk-based capital $1,122
Tier 2 risk-based capital $9,068
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $4,373
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,536
Total interest expense $540
Net interest income $2,996
Provision for loan and lease losses $20
Total noninterest income $461
Fiduciary activities $0
Service charges on deposit accounts $334
Trading account gains & fees $0
Additional noninterest income $127
Total noninterest expense $2,083
Salaries and employee benefits $1,176
Premises and equipment expense $248
Additional noninterest expense $659
Pre-tax net operating income $1,354
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $1,354
Extraordinary gains - net $0
Net income attributable to bank $1,354
Net charge-offs $0
Cash dividends $1,354
Sale, conversion, retirement of capital stock, net $11
Net operating income $345
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.35%
Cost of funding earning assets 0.82%
Net interest margin 4.53%
Noninterest income to earning assets 0.70%
Noninterest expense to earning assets 3.15%
Net operating income to assets 1.94%
Return on assets (ROA) 1.94%
Pretax return on assets 1.94%
Return on equity (ROE) 14.67%
Retained earnings to average equity (YTD only) 10.93%
Net charge-offs to loans 0.03%
Credit loss provision to net charge-offs 181.82%
Efficiency ratio124.91%
Assets per employee$60,255
Cash dividends to net income (YTD only)4.01%
Condition Ratios (%)
Loss allowance to loans 25.48%
Loss allowance to noncurrent loans 1.42%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 69.37%
Equity capital to assets 72.49%
Core capital (leverage) ratio 14.26%
Tier 1 risk-based capital ratio 12.30%
Total risk-based capital ratio 17.77%
Average assets$19
Average earning assets$69,657
Average equity $9,232
Average loans $66,151
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1 Oklahoma Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02776The State Bank Of Wynnewood109 South Dean A. Mcgee Street, Wynnewood, OK 73098August 01, 1910Full Service Brick and Mortar
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