The State Bank of Wynnewood in Wynnewood, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The State Bank of Wynnewood - Overview

  • General
  • FDIC Certificate #: 4232
    Status: Active
    Federal Reserve ID: 952257
    Bank Holding Company (Regulatory Top Holder): Garvin County Bancshares, Inc. (RSSDID: 2438205, Location: Wynnewood, OK)
    Date Established: August 01, 1910
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2776
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 02, 2007
    Last Structure Change Process Date: October 02, 2007
    Last Data Update: October 02, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 109 South Dean A. Mcgee Street, Wynnewood, OK 73098
    County: Garvin
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $72.2 mil
    Equity capital: $10.3 mil
    Deposits held in domestic offices: $61.8 mil
    Return on assets (ROA): 1.94% ($1.4 mil)
    Quarterly return on assets: 1.76% ($1.3 mil)
    Return on Equity (ROE): 14.67% ($1.5 mil)
    Quarterly return on equity: 12.73% ($1.3 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.94% ($1,401.0 mil)
    Quarterly Pretax return on assets: 1.76% ($1,271.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $72,218Total assets
  • $1,336Cash and due from depository institutions
  • $0Interest-bearing balances
  • $25,590Securities
  • $62Federal funds sold & reverse repurchase agreements
  • $42,904Net loans & leases
  • $617Loan loss allowance
  • $0Trading account assets
  • $206Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $72,217Life insurance assets
  • $2,120All other assets
  • $61,921Total liabilities and capital
  • $61,846Total liabilities
  • $46,070Total deposits
  • $61,846Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $75Subordinated debt
  • $10,296All other liabilities
  • $10,296Total equity capital
  • $10,296Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $1,650Surplus
  • $8,496Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $581Long-term assets (5+ years)
  • $68,556Average Assets, year-to-date
  • $19,557Average Assets, quarterly
  • $69,657Volatile liabilities
  • $73,289Insider loans
  • $51,043FHLB advances
  • $73,716Loans and leases held for sale
  • $1,122Unused loan commitments
  • $1,122Tier 1 (core) risk-based capital
  • $9,068Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,373Restructured Loans and leases
  • $878Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,536Total interest income
  • $540Total interest expense
  • $2,996Net interest income
  • $20Provision for loan and lease losses
  • $461Total noninterest income
  • $0Fiduciary activities
  • $334Service charges on deposit accounts
  • $0Trading account gains & fees
  • $127Additional noninterest income
  • $2,083Total noninterest expense
  • $1,176Salaries and employee benefits
  • $248Premises and equipment expense
  • $659Additional noninterest expense
  • $1,354Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,354Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,354Net income attributable to bank
  • $0Net charge-offs
  • $1,354Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $345Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.35%Yield on earning assets
  • 0.82%Cost of funding earning assets
  • 4.53%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • 1.94%Net operating income to assets
  • 1.94%Return on assets (ROA)
  • 1.94%Pretax return on assets
  • 14.67%Return on equity (ROE)
  • 10.93%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 181.82%Credit loss provision to net charge-offs
  • 124.91%Efficiency ratio
  • 60,255Assets per employee
  • 4.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.48%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 69.37%Net loans and leases to core deposits
  • 72.49%Equity capital to assets
  • 14.26%Core capital (leverage) ratio
  • 12.30%Tier 1 risk-based capital ratio
  • 17.77%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $69,657Average earning assets
  • $9,232Average equity
  • $66,151Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02776The State Bank Of Wynnewood109 South Dean A. Mcgee Street, Wynnewood, OK 73098August 01, 1910Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The State Bank of Wynnewood.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents