The State National Bank of Marlow in Marlow, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 24, 1995

  • The State National Bank of Marlow in Marlow, Oklahoma (OK)
  • Show street view No street view available for this location

The State National Bank of Marlow - Overview

  • General
  • FDIC Certificate #: 4142
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: BancFirst (#27476)
    Federal Reserve ID: 90953
    Date Established: September 08, 1908
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 9578
    FDIC's unique #: 2703
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 24, 1995
    Last Structure Change Process Date: April 13, 1995
    Last Data Update: June 19, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Marlow, OK 73055
    County: Stephens
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Duncan, OK (#20340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $102.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $40Total assets
  • $102,411Cash and due from depository institutions
  • $3,479Interest-bearing balances
  • $0Securities
  • $46,775Federal funds sold & reverse repurchase agreements
  • $7,650Net loans & leases
  • $42,362Loan loss allowance
  • $373Trading account assets
  • $0Bank premises and fixed assets
  • $510Other real estate owned
  • $445Goodwill and other intangibles
  • $1,190Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $102,411Total liabilities
  • $86,183Total deposits
  • $85,862Interest-bearing deposits
  • $77,077Deposits held in domestic offices
  • 85862.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $321Total equity capital
  • $321Total bank equity capital
  • $16,228Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $300Undivided profits
  • Memoranda
  • $15,628Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $755Income earned, not collected on loans
  • $552Earning assets
  • $96,787Long-term assets (5+ years)
  • $19,841Average Assets, year-to-date
  • $101,477Average Assets, quarterly
  • $101,508Volatile liabilities
  • $18,262Insider loans
  • $477FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $779Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,483Total risk weighted assets
  • $48,306Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,730Total interest expense
  • $2,736Net interest income
  • $3,994Provision for loan and lease losses
  • $21Total noninterest income
  • $407Fiduciary activities
  • $0Service charges on deposit accounts
  • $289Trading account gains & fees
  • $0Additional noninterest income
  • $118Total noninterest expense
  • $2,193Salaries and employee benefits
  • $1,185Premises and equipment expense
  • $151Additional noninterest expense
  • $857Pre-tax net operating income
  • $2,187Securities gains (losses)
  • -$132Applicable income taxes
  • $698Income before extraordinary items
  • $1,357Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,357Net charge-offs
  • $52Cash dividends
  • $18Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.93%Cost of funding earning assets
  • 2.82%Net interest margin
  • 4.11%Noninterest income to earning assets
  • 0.42%Noninterest expense to earning assets
  • 2.26%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 1.34%Pretax return on assets
  • 2.03%Return on equity (ROE)
  • 8.66%Retained earnings to average equity (YTD only)
  • 8.54%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 40.38%Efficiency ratio
  • 49,830Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1.33%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 49.40%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 1.77%Net loans and leases to deposits
  • 49.34%Net loans and leases to core deposits
  • 62.67%Equity capital to assets
  • 15.85%Core capital (leverage) ratio
  • 16.27%Tier 1 risk-based capital ratio
  • 34.12%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $101,477Average earning assets
  • $15,674Average equity
  • $97,143Average loans

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