The State National Bank of Maysville in Maysville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 1994

The State National Bank of Maysville in Maysville, Kentucky (KY)
Show street view No street view available for this location

The State National Bank of Maysville - Overview

General
FDIC Certificate #: 2709
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Trans Financial Bank, National Association (#2732)
Federal Reserve ID: 652717
Date Established: March 27, 1882
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Interstate: No)
OTS Docket #: 9831
FDIC's unique #: 1751
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 1994
Last Structure Change Process Date: May 06, 1994
Last Data Update: May 06, 1994
Data Source Date: April 05, 2012
Location
Address: 33 West Second Street, Maysville, KY 41056
County: Mason
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Maysville, KY (#32500)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $104.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$50Total assets
$104,504Cash and due from depository institutions
$3,051Interest-bearing balances
$100Securities
$29,843Federal funds sold & reverse repurchase agreements
$4,487Net loans & leases
$64,613Loan loss allowance
$893Trading account assets
$0Bank premises and fixed assets
$1,026Other real estate owned
$16Goodwill and other intangibles
$1,468Life insurance assets
$0All other assets
$0Total liabilities and capital
$104,504Total liabilities
$96,436Total deposits
$95,871Interest-bearing deposits
$82,677Deposits held in domestic offices
95871.00%% insured (estimated)
$90Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$42Subordinated debt
$0All other liabilities
$523Total equity capital
$523Total bank equity capital
$8,068Perpetual preferred stock
$0Common stock
$756Surplus
$1,568Undivided profits
Memoranda
$5,744Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$327Income earned, not collected on loans
$505Earning assets
$99,043Long-term assets (5+ years)
$11,344Average Assets, year-to-date
$98,828Average Assets, quarterly
$102,540Volatile liabilities
$11,808Insider loans
$572FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$10,720Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,068Total risk weighted assets
$68,247Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$6,878Total interest expense
$2,758Net interest income
$4,120Provision for loan and lease losses
$160Total noninterest income
$954Fiduciary activities
$0Service charges on deposit accounts
$437Trading account gains & fees
$0Additional noninterest income
$517Total noninterest expense
$3,000Salaries and employee benefits
$1,176Premises and equipment expense
$390Additional noninterest expense
$1,434Pre-tax net operating income
$1,914Securities gains (losses)
$19Applicable income taxes
$498Income before extraordinary items
$1,435Extraordinary gains - net
$60Net income attributable to bank
$1,495Net charge-offs
$208Cash dividends
$1,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.37%Cost of funding earning assets
2.95%Net interest margin
4.41%Noninterest income to earning assets
1.02%Noninterest expense to earning assets
3.21%Net operating income to assets
1.44%Return on assets (ROA)
1.51%Pretax return on assets
2.02%Return on equity (ROE)
18.99%Retained earnings to average equity (YTD only)
6.29%Net charge-offs to loans
0.33%Credit loss provision to net charge-offs
76.92%Efficiency ratio
59,125Assets per employee
2.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.89%Loss allowance to loans
1.36%Loss allowance to noncurrent loans
273.09%Noncurrent assets plus other real estate owned to assets
0.33%Noncurrent loans to loans
0.50%Net loans and leases to deposits
67.40%Net loans and leases to core deposits
76.82%Equity capital to assets
7.72%Core capital (leverage) ratio
7.89%Tier 1 risk-based capital ratio
11.82%Total risk-based capital ratio
Memoranda
$13Average assets
$98,828Average earning assets
$7,874Average equity
$93,378Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The State National Bank of Maysville.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.