The Stone Fort National Bank of Nacogdoches in Nacogdoches, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1998

  • The Stone Fort National Bank of Nacogdoches in Nacogdoches, Texas (TX)
  • Show street view No street view available for this location

The Stone Fort National Bank of Nacogdoches - Overview

  • General
  • FDIC Certificate #: 3357
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 949060
    Date Established: Febuary 14, 1903
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 2177
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 10, 1998
    Last Structure Change Process Date: October 06, 1998
    Last Data Update: October 06, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 East Main Street, Nacogdoches, TX 75961
    County: Nacogdoches
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Nacogdoches, TX (#34860)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $157.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 58Total employees (full-time equivalent)
  • $155,982Total assets
  • $6,100Cash and due from depository institutions
  • $106Interest-bearing balances
  • $49,651Securities
  • $1,980Federal funds sold & reverse repurchase agreements
  • $92,173Net loans & leases
  • $2,476Loan loss allowance
  • $0Trading account assets
  • $3,144Bank premises and fixed assets
  • $144Other real estate owned
  • $581Goodwill and other intangibles
  • $0Life insurance assets
  • $2,209All other assets
  • $155,982Total liabilities and capital
  • $141,058Total liabilities
  • $140,392Total deposits
  • $115,778Interest-bearing deposits
  • $140,392Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $666All other liabilities
  • $14,924Total equity capital
  • $14,924Total bank equity capital
  • $14,924Perpetual preferred stock
  • $0Common stock
  • $2,700Surplus
  • $8,660Undivided profits
  • Memoranda
  • $3,564Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $456Earning assets
  • $0Long-term assets (5+ years)
  • $932Average Assets, year-to-date
  • $143,910Average Assets, quarterly
  • $37,268Volatile liabilities
  • $159,836Insider loans
  • $156,709FHLB advances
  • $18,851Loans and leases held for sale
  • $9,890Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $13,047Total unused commitments
  • $0Restructured Loans and leases
  • $102,415Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $11,359Total interest income
  • $4,711Total interest expense
  • $6,648Net interest income
  • $0Provision for loan and lease losses
  • $1,273Total noninterest income
  • $5Fiduciary activities
  • $951Service charges on deposit accounts
  • $0Trading account gains & fees
  • $317Additional noninterest income
  • $4,421Total noninterest expense
  • $1,838Salaries and employee benefits
  • $750Premises and equipment expense
  • $1,833Additional noninterest expense
  • $3,500Pre-tax net operating income
  • -$7Securities gains (losses)
  • $1,093Applicable income taxes
  • $2,400Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,400Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$42Sale, conversion, retirement of capital stock, net
  • $1,900Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.78%Yield on earning assets
  • 3.23%Cost of funding earning assets
  • 4.55%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 3.03%Noninterest expense to earning assets
  • 1.50%Net operating income to assets
  • 1.50%Return on assets (ROA)
  • 2.19%Pretax return on assets
  • 16.64%Return on equity (ROE)
  • 3.47%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,132Assets per employee
  • 2.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.17%Loss allowance to loans
  • 2.62%Loss allowance to noncurrent loans
  • 542.98%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.48%Net loans and leases to deposits
  • 65.65%Net loans and leases to core deposits
  • 75.84%Equity capital to assets
  • 9.57%Core capital (leverage) ratio
  • 9.13%Tier 1 risk-based capital ratio
  • 13.99%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $159,836Average earning assets
  • $14,420Average equity
  • $146,065Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Stone Fort National Bank of Nacogdoches.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents