The Tattnall Bank in Reidsville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 04, 2009

  • The Tattnall Bank in Reidsville, Georgia (GA)
  • Show street view No street view available for this location

The Tattnall Bank - Overview

  • General
  • FDIC Certificate #: 12080
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Heritage Bank of the South (#50028)
    Federal Reserve ID: 644936
    Date Established: October 22, 1900
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 14034
    FDIC's unique #: 7677
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 04, 2009
    Last Structure Change Process Date: December 07, 2009
    Last Data Update: December 07, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 104 West Main Street, Reidsville, GA 30453
    County: Tattnall
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Savannah
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $49.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $67,082Total assets
  • $2,341Cash and due from depository institutions
  • $317Interest-bearing balances
  • $11,117Securities
  • $3,464Federal funds sold & reverse repurchase agreements
  • $44,789Net loans & leases
  • $1,600Loan loss allowance
  • $0Trading account assets
  • $1,184Bank premises and fixed assets
  • $2,880Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,307All other assets
  • $67,082Total liabilities and capital
  • $63,949Total liabilities
  • $61,918Total deposits
  • $56,384Interest-bearing deposits
  • $61,918Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,395Other borrowed funds
  • $0Subordinated debt
  • $636All other liabilities
  • $3,133Total equity capital
  • $3,133Total bank equity capital
  • $3,133Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $4,165Undivided profits
  • Memoranda
  • $-1,832Noncurrent loans and leases
  • $1,863Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,985Earning assets
  • $0Long-term assets (5+ years)
  • $887Average Assets, year-to-date
  • $59,687Average Assets, quarterly
  • $12,164Volatile liabilities
  • $68,540Insider loans
  • $69,253FHLB advances
  • $16,165Loans and leases held for sale
  • $3,640Unused loan commitments
  • $1,395Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,863Total unused commitments
  • $0Restructured Loans and leases
  • $662Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $4,644Total interest income
  • $2,346Total interest expense
  • $2,298Net interest income
  • $1,516Provision for loan and lease losses
  • $353Total noninterest income
  • $0Fiduciary activities
  • $428Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$75Additional noninterest income
  • $2,525Total noninterest expense
  • $1,546Salaries and employee benefits
  • $259Premises and equipment expense
  • $720Additional noninterest expense
  • -$1,390Pre-tax net operating income
  • $12Securities gains (losses)
  • $0Applicable income taxes
  • -$1,378Income before extraordinary items
  • -$280Extraordinary gains - net
  • -$1,658Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,004Sale, conversion, retirement of capital stock, net
  • $200Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.54%Yield on earning assets
  • 3.81%Cost of funding earning assets
  • 3.73%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 4.10%Noninterest expense to earning assets
  • -2.03%Net operating income to assets
  • -2.42%Return on assets (ROA)
  • -2.42%Pretax return on assets
  • -39.40%Return on equity (ROE)
  • -44.15%Retained earnings to average equity (YTD only)
  • 2.01%Net charge-offs to loans
  • 151.00%Credit loss provision to net charge-offs
  • 0.13%Efficiency ratio
  • 95,247Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -12.06%Loss allowance to loans
  • 3.45%Loss allowance to noncurrent loans
  • 53.60%Noncurrent assets plus other real estate owned to assets
  • 8.74%Noncurrent loans to loans
  • 6.43%Net loans and leases to deposits
  • 72.34%Net loans and leases to core deposits
  • 97.89%Equity capital to assets
  • 4.67%Core capital (leverage) ratio
  • 4.41%Tier 1 risk-based capital ratio
  • 5.87%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $68,540Average earning assets
  • $4,208Average equity
  • $61,610Average loans

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