The Third National Bank of Sedalia in city_name, state_name

The Third National Bank of Sedalia in Sedalia, Missouri (MO)
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The Third National Bank of Sedalia routing number info

The Third National Bank of Sedalia - Overview

General
FDIC Certificate #: 4569
Status: Active
Federal Reserve ID: 611451
Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
Date Established: January 01, 1883
WWW: http://www.thirdnationalbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Domestic: 7, Interstate: No)
FDIC's unique #: 3027
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 01, 2011
Last Structure Change Process Date: October 05, 2011
Last Data Update: October 05, 2011
Data Source Date: April 05, 2012
Location
Address: 301 West Broadway, Sedalia, MO 65301
County: Pettis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Sedalia, MO (#42740)
CBSA Micro Statistical Area: Yes
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $401.0 mil
Equity capital: $37.1 mil
Deposits held in domestic offices: $355.7 mil
Return on assets (ROA): 1.20% ($4.8 mil)
Quarterly return on assets: 0.96% ($3.8 mil)
Return on Equity (ROE): 13.29% ($4.9 mil)
Quarterly return on equity: 9.27% ($3.4 mil)
Net income: $4.0 mil
Quarterly Net income: $0.9 mil
Pretax return on assets: 1.81% ($7,257.5 mil)
Quarterly Pretax return on assets: 1.37% ($5,493.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
103Total employees (full-time equivalent)
$400,967Total assets
$35,479Cash and due from depository institutions
$27,674Interest-bearing balances
$119,366Securities
$6,111Federal funds sold & reverse repurchase agreements
$227,479Net loans & leases
$4,054Loan loss allowance
$0Trading account assets
$2,442Bank premises and fixed assets
$388Other real estate owned
$4,181Goodwill and other intangibles
$400,967Life insurance assets
$5,521All other assets
$363,905Total liabilities and capital
$355,680Total liabilities
$276,777Total deposits
$355,680Interest-bearing deposits
$86Deposits held in domestic offices
4592.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,870Trading liabilities
$0Other borrowed funds
$763Subordinated debt
$37,062All other liabilities
$37,062Total equity capital
$37,062Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$30,187Surplus
$6,675Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,384Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,119Income earned, not collected on loans
$0Earning assets
$2,176Long-term assets (5+ years)
$380,630Average Assets, year-to-date
$61,576Average Assets, quarterly
$333,009Volatile liabilities
$363,005Insider loans
$251,111FHLB advances
$410,736Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$31,903Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$37,750Restructured Loans and leases
$2,975Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$14,360Total interest income
$1,834Total interest expense
$12,526Net interest income
$1,127Provision for loan and lease losses
$3,905Total noninterest income
$0Fiduciary activities
$1,650Service charges on deposit accounts
$0Trading account gains & fees
$2,255Additional noninterest income
$9,248Total noninterest expense
$4,139Salaries and employee benefits
$857Premises and equipment expense
$4,252Additional noninterest expense
$6,056Pre-tax net operating income
-$20Securities gains (losses)
$2,025Applicable income taxes
$4,011Income before extraordinary items
$0Extraordinary gains - net
$4,011Net income attributable to bank
$0Net charge-offs
$4,011Cash dividends
$1,061Sale, conversion, retirement of capital stock, net
$4,050Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.51%Yield on earning assets
0.58%Cost of funding earning assets
3.93%Net interest margin
1.23%Noninterest income to earning assets
2.90%Noninterest expense to earning assets
1.21%Net operating income to assets
1.20%Return on assets (ROA)
1.81%Pretax return on assets
13.29%Return on equity (ROE)
-0.13%Retained earnings to average equity (YTD only)
0.54%Net charge-offs to loans
106.22%Credit loss provision to net charge-offs
6.77%Efficiency ratio
56,144Assets per employee
3.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
100.97%Loss allowance to loans
1.75%Loss allowance to noncurrent loans
129.98%Noncurrent assets plus other real estate owned to assets
0.87%Noncurrent loans to loans
1.35%Net loans and leases to deposits
63.96%Net loans and leases to core deposits
68.16%Equity capital to assets
9.24%Core capital (leverage) ratio
7.77%Tier 1 risk-based capital ratio
12.70%Total risk-based capital ratio
Memoranda
$14Average assets
$333,009Average earning assets
$30,189Average equity
$318,685Average loans

List of branches

7 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3027	The Third National Bank Of Sedalia	301 West Broadway, Sedalia, MO 65301	January 01, 1883	Full Service Brick and Mortar
1	203867	Motor Branch	400 West Broadway Street, Sedalia, MO 65301	January 29, 1964	Limited Service Facility
2	203868	Tnb Iii Branch	3000 West Broadway, Sedalia, MO 65301	September 25, 1974	Limited Service Facility
4	203870	South Limit Branch	2900 South Limit, Sedalia, MO 65301	July 08, 1998	Limited Service Facility
5	492956	Nelwood Drive Branch	2116 Nelwood Dr, Columbia, MO 65202	January 01, 2009	Full Service Cyber
6	1310	Motor Bank 7 Downtown Branch	101 South Ohio Street, Sedalia, MO 65301	June 25, 1913	Full Service Brick and Mortar
7	190458	Sedalia Facility	U.S. Highway 65 And 14th Street, Sedalia, MO 65301	March 10, 1975	Full Service Brick and Mortar

The Third National Bank of Sedalia in Sedalia, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Third National Bank of Sedalia - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Third National Bank of Sedalia in Sedalia, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

The Third National Bank of Sedalia - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Third National Bank of Sedalia in Sedalia, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches