The Third National Bank of Sedalia in Sedalia, Missouri (MO)



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The Third National Bank of Sedalia routing number info

Table of contents:
The Third National Bank of Sedalia
GeneralFDIC Certificate #: 4569
Status: Active
Federal Reserve ID: 611451
Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
Date Established: January 01, 1883
WWW: http://www.thirdnationalbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Domestic: 7, Interstate: No)
FDIC's unique #: 3027
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 01, 2011
Last Structure Change Process Date: October 05, 2011
Last Data Update: October 05, 2011
Data Source Date: April 05, 2012
LocationAddress: 301 West Broadway, Sedalia, MO 65301
County: Pettis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Sedalia, MO (#42740)
CBSA Micro Statistical Area: Yes
History of ChangesParticipated in Absorption/Consolidation/Merger
Financial SummaryTotal assets: $401.0 mil
Equity capital: $37.1 mil
Deposits held in domestic offices: $355.7 mil
Return on assets (ROA): 1.20% ($4.8 mil)
Quarterly return on assets: 0.96% ($3.8 mil)
Return on Equity (ROE): 13.29% ($4.9 mil)
Quarterly return on equity: 9.27% ($3.4 mil)
Net income: $4.0 mil
Quarterly Net income: $0.9 mil
Pretax return on assets: 1.81% ($7,257.5 mil)
Quarterly Pretax return on assets: 1.37% ($5,493.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)103
Total assets$400,967
Cash and due from depository institutions$35,479
Interest-bearing balances$27,674
Securities$119,366
Federal funds sold & reverse repurchase agreements$6,111
Net loans & leases$227,479
Loan loss allowance $4,054
Trading account assets$0
Bank premises and fixed assets$2,442
Other real estate owned$388
Goodwill and other intangibles$4,181
All other assets$5,521
Life insurance assets$400,967
Total liabilities and capital$363,905
Total liabilities$355,680
Total deposits$276,777
Interest-bearing deposits$355,680
Deposits held in domestic offices$86
% insured (estimated)4592.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,870
Other borrowed funds $0
Subordinated debt $763
All other liabilities $37,062
Total equity capital$37,062
Total bank equity capital$37,062
Perpetual preferred stock$0
Common stock$200
Surplus$30,187
Undivided profits $6,675
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,384
Income earned, not collected on loans $3,119
Earning assets $0
Long-term assets (5+ years) $2,176
Average Assets, year-to-date $380,630
Average Assets, quarterly $61,576
Volatile liabilities $333,009
Insider loans $363,005
FHLB advances $251,111
Loans and leases held for sale $410,736
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $31,903
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $37,750
Derivatives$2,975
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $14,360
Total interest expense $1,834
Net interest income $12,526
Provision for loan and lease losses $1,127
Total noninterest income $3,905
Fiduciary activities $0
Service charges on deposit accounts $1,650
Trading account gains & fees $0
Additional noninterest income $2,255
Total noninterest expense $9,248
Salaries and employee benefits $4,139
Premises and equipment expense $857
Additional noninterest expense $4,252
Pre-tax net operating income $6,056
Securities gains (losses) -$20
Applicable income taxes $2,025
Income before extraordinary items $4,011
Extraordinary gains - net $0
Net income attributable to bank $4,011
Net charge-offs $0
Cash dividends $4,011
Sale, conversion, retirement of capital stock, net $1,061
Net operating income $4,050
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.51%
Cost of funding earning assets 0.58%
Net interest margin 3.93%
Noninterest income to earning assets 1.23%
Noninterest expense to earning assets 2.90%
Net operating income to assets 1.21%
Return on assets (ROA) 1.20%
Pretax return on assets 1.81%
Return on equity (ROE) 13.29%
Retained earnings to average equity (YTD only) -0.13%
Net charge-offs to loans 0.54%
Credit loss provision to net charge-offs 106.22%
Efficiency ratio6.77%
Assets per employee$56,144
Cash dividends to net income (YTD only)3.89%
Condition Ratios (%)
Loss allowance to loans 100.97%
Loss allowance to noncurrent loans 1.75%
Noncurrent assets plus other real estate owned to assets 129.98%
Noncurrent loans to loans 0.87%
Net loans and leases to deposits1.35%
Net loans and leases to core deposits 63.96%
Equity capital to assets 68.16%
Core capital (leverage) ratio 9.24%
Tier 1 risk-based capital ratio 7.77%
Total risk-based capital ratio 12.70%
Memoranda
Average assets$14
Average earning assets$333,009
Average equity $30,189
Average loans $318,685
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7 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03027The Third National Bank Of Sedalia301 West Broadway, Sedalia, MO 65301January 01, 1883Full Service Brick and Mortar
1203867Motor Branch400 West Broadway Street, Sedalia, MO 65301January 29, 1964Limited Service Facility
2203868Tnb Iii Branch3000 West Broadway, Sedalia, MO 65301September 25, 1974Limited Service Facility
4203870South Limit Branch2900 South Limit, Sedalia, MO 65301July 08, 1998Limited Service Facility
5492956Nelwood Drive Branch2116 Nelwood Dr, Columbia, MO 65202January 01, 2009Full Service Cyber
61310Motor Bank 7 Downtown Branch101 South Ohio Street, Sedalia, MO 65301June 25, 1913Full Service Brick and Mortar
7190458Sedalia FacilityU.S. Highway 65 And 14th Street, Sedalia, MO 65301March 10, 1975Full Service Brick and Mortar
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