The Tipton State Bank in Tipton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • The Tipton State Bank in Tipton, Kansas (KS)
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The Tipton State Bank - Overview

  • General
  • FDIC Certificate #: 17796
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers State Bank (#4726)
    Federal Reserve ID: 360553
    Date Established: May 07, 1929
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11745
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 21, 1957
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: April 13, 1993
    Last Data Update: April 13, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1st And Main Street, Tipton, KS 67485
    County: Mitchell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $6.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $5Total assets
  • $6,542Cash and due from depository institutions
  • $390Interest-bearing balances
  • $100Securities
  • $2,551Federal funds sold & reverse repurchase agreements
  • $695Net loans & leases
  • $2,716Loan loss allowance
  • $63Trading account assets
  • $0Bank premises and fixed assets
  • $29Other real estate owned
  • $0Goodwill and other intangibles
  • $161Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $6,542Total liabilities
  • $6,043Total deposits
  • $5,970Interest-bearing deposits
  • $5,056Deposits held in domestic offices
  • 5970.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $29Subordinated debt
  • $0All other liabilities
  • $44Total equity capital
  • $44Total bank equity capital
  • $499Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $125Undivided profits
  • Memoranda
  • $299Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $60Income earned, not collected on loans
  • $77Earning assets
  • $6,062Long-term assets (5+ years)
  • $343Average Assets, year-to-date
  • $6,762Average Assets, quarterly
  • $6,346Volatile liabilities
  • $429Insider loans
  • $14FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $172Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $499Total risk weighted assets
  • $3,230Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $512Total interest expense
  • $223Net interest income
  • $289Provision for loan and lease losses
  • $24Total noninterest income
  • $27Fiduciary activities
  • $0Service charges on deposit accounts
  • $18Trading account gains & fees
  • $0Additional noninterest income
  • $9Total noninterest expense
  • $226Salaries and employee benefits
  • $145Premises and equipment expense
  • $23Additional noninterest expense
  • $58Pre-tax net operating income
  • $66Securities gains (losses)
  • $2Applicable income taxes
  • $13Income before extraordinary items
  • $55Extraordinary gains - net
  • $0Net income attributable to bank
  • $55Net charge-offs
  • $38Cash dividends
  • $18Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.18%Cost of funding earning assets
  • 3.56%Net interest margin
  • 4.62%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 3.61%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 0.81%Pretax return on assets
  • 1.01%Return on equity (ROE)
  • 11.25%Retained earnings to average equity (YTD only)
  • 7.57%Net charge-offs to loans
  • 1.30%Credit loss provision to net charge-offs
  • 63.16%Efficiency ratio
  • 71,519Assets per employee
  • 1.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.73%Loss allowance to loans
  • 2.27%Loss allowance to noncurrent loans
  • 105.00%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 2.16%Net loans and leases to deposits
  • 45.49%Net loans and leases to core deposits
  • 48.76%Equity capital to assets
  • 7.63%Core capital (leverage) ratio
  • 8.07%Tier 1 risk-based capital ratio
  • 15.45%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $6,762Average earning assets
  • $489Average equity
  • $6,256Average loans

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