The Twin-City State Bank in Kansas City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 19, 1994

  • The Twin-City State Bank in Kansas City, Kansas (KS)
  • Show street view No street view available for this location

The Twin-City State Bank - Overview

  • General
  • FDIC Certificate #: 11239
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 1011151
    Date Established: June 20, 1920
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 7172
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 19, 1994
    Last Structure Change Process Date: December 15, 1994
    Last Data Update: December 15, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1906 West 43rd Street, Kansas City, KS 66103
    County: Wyandotte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $91.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $37Total assets
  • $106,397Cash and due from depository institutions
  • $4,367Interest-bearing balances
  • $1,560Securities
  • $53,683Federal funds sold & reverse repurchase agreements
  • $5,800Net loans & leases
  • $39,879Loan loss allowance
  • $292Trading account assets
  • $0Bank premises and fixed assets
  • $678Other real estate owned
  • $742Goodwill and other intangibles
  • $1,248Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $106,397Total liabilities
  • $95,331Total deposits
  • $85,652Interest-bearing deposits
  • $75,650Deposits held in domestic offices
  • 85652.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $9,000Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $679Total equity capital
  • $679Total bank equity capital
  • $11,066Perpetual preferred stock
  • $0Common stock
  • $623Surplus
  • $1,000Undivided profits
  • Memoranda
  • $9,443Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $611Income earned, not collected on loans
  • $434Earning assets
  • $100,922Long-term assets (5+ years)
  • $25,083Average Assets, year-to-date
  • $105,215Average Assets, quarterly
  • $104,873Volatile liabilities
  • $21,161Insider loans
  • $122FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $810Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,066Total risk weighted assets
  • $50,328Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,054Total interest expense
  • $2,941Net interest income
  • $4,113Provision for loan and lease losses
  • $281Total noninterest income
  • $771Fiduciary activities
  • $8Service charges on deposit accounts
  • $454Trading account gains & fees
  • $0Additional noninterest income
  • $309Total noninterest expense
  • $2,912Salaries and employee benefits
  • $1,428Premises and equipment expense
  • $300Additional noninterest expense
  • $1,184Pre-tax net operating income
  • $1,691Securities gains (losses)
  • $187Applicable income taxes
  • $559Income before extraordinary items
  • $1,319Extraordinary gains - net
  • $109Net income attributable to bank
  • $1,428Net charge-offs
  • $212Cash dividends
  • $1,050Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.13%Cost of funding earning assets
  • 2.97%Net interest margin
  • 4.16%Noninterest income to earning assets
  • 0.78%Noninterest expense to earning assets
  • 2.94%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 1.89%Return on equity (ROE)
  • 13.02%Retained earnings to average equity (YTD only)
  • 3.45%Net charge-offs to loans
  • 0.54%Credit loss provision to net charge-offs
  • 132.55%Efficiency ratio
  • 59,623Assets per employee
  • 2.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.53%Loss allowance to loans
  • 0.73%Loss allowance to noncurrent loans
  • 47.79%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 1.52%Net loans and leases to deposits
  • 46.56%Net loans and leases to core deposits
  • 54.26%Equity capital to assets
  • 10.40%Core capital (leverage) ratio
  • 10.78%Tier 1 risk-based capital ratio
  • 21.99%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $105,215Average earning assets
  • $10,971Average equity
  • $98,904Average loans

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