The Union National Bank of Macomb in Macomb, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1997

  • The Union National Bank of Macomb in Macomb, Illinois (IL)
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The Union National Bank of Macomb - Overview

  • General
  • FDIC Certificate #: 3700
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MidAmerica National Bank (#3612)
    Federal Reserve ID: 385239
    Date Established: October 02, 1871
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 11843
    FDIC's unique #: 2369
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 30, 1997
    Last Structure Change Process Date: July 09, 1997
    Last Data Update: July 21, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 119 North Randolph Street, Macomb, IL 61455
    County: Mcdonough
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Macomb, IL (#31380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $103.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $56Total assets
  • $107,180Cash and due from depository institutions
  • $4,886Interest-bearing balances
  • $114Securities
  • $43,039Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $55,546Loan loss allowance
  • $956Trading account assets
  • $0Bank premises and fixed assets
  • $1,948Other real estate owned
  • $109Goodwill and other intangibles
  • $1,512Life insurance assets
  • $140All other assets
  • $0Total liabilities and capital
  • $107,180Total liabilities
  • $97,563Total deposits
  • $85,295Interest-bearing deposits
  • $74,492Deposits held in domestic offices
  • 85295.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $11,511Trading liabilities
  • $0Other borrowed funds
  • $127Subordinated debt
  • $0All other liabilities
  • $630Total equity capital
  • $630Total bank equity capital
  • $9,617Perpetual preferred stock
  • $0Common stock
  • $1,098Surplus
  • $5,190Undivided profits
  • Memoranda
  • $3,329Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $194Income earned, not collected on loans
  • $446Earning assets
  • $98,699Long-term assets (5+ years)
  • $5,097Average Assets, year-to-date
  • $104,765Average Assets, quarterly
  • $105,088Volatile liabilities
  • $14,456Insider loans
  • $1,238FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,934Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,273Total risk weighted assets
  • $70,596Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,283Total interest expense
  • $3,102Net interest income
  • $4,181Provision for loan and lease losses
  • $119Total noninterest income
  • $1,040Fiduciary activities
  • $273Service charges on deposit accounts
  • $331Trading account gains & fees
  • $0Additional noninterest income
  • $436Total noninterest expense
  • $3,180Salaries and employee benefits
  • $1,536Premises and equipment expense
  • $485Additional noninterest expense
  • $1,159Pre-tax net operating income
  • $1,922Securities gains (losses)
  • $34Applicable income taxes
  • $665Income before extraordinary items
  • $1,291Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,291Net charge-offs
  • $165Cash dividends
  • $3,999Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.49%Cost of funding earning assets
  • 3.19%Net interest margin
  • 4.30%Noninterest income to earning assets
  • 1.07%Noninterest expense to earning assets
  • 3.27%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 1.87%Return on equity (ROE)
  • 12.85%Retained earnings to average equity (YTD only)
  • -26.95%Net charge-offs to loans
  • 0.30%Credit loss provision to net charge-offs
  • 72.12%Efficiency ratio
  • 59,893Assets per employee
  • 1.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 309.76%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 492.78%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 65.12%Net loans and leases to core deposits
  • 67.35%Equity capital to assets
  • 8.97%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 13.14%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $104,765Average earning assets
  • $10,047Average equity
  • $97,175Average loans

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