The Valley State Bank in Roeland Park, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 01, 2008

  • The Valley State Bank in Roeland Park, Kansas (KS)
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The Valley State Bank - Overview

  • General
  • FDIC Certificate #: 20066
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Mission Bank (#23173)
    Federal Reserve ID: 364056
    Date Established: October 31, 1969
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 14680
    FDIC's unique #: 13783
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 31, 1969
    Last Structure Change Effective Date: Febuary 01, 2008
    Last Structure Change Process Date: Febuary 19, 2008
    Last Data Update: Febuary 19, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 5115 Roe Boulevard, Roeland Park, KS 66205
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $43.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $43,563Total assets
  • $695Cash and due from depository institutions
  • $5Interest-bearing balances
  • $8,922Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $32,520Net loans & leases
  • $199Loan loss allowance
  • $0Trading account assets
  • $418Bank premises and fixed assets
  • $0Other real estate owned
  • $68Goodwill and other intangibles
  • $0Life insurance assets
  • $940All other assets
  • $43,563Total liabilities and capital
  • $39,894Total liabilities
  • $29,691Total deposits
  • $25,362Interest-bearing deposits
  • $29,691Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,035Other borrowed funds
  • $0Subordinated debt
  • $168All other liabilities
  • $3,669Total equity capital
  • $3,669Total bank equity capital
  • $3,669Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,586Undivided profits
  • Memoranda
  • $1,783Noncurrent loans and leases
  • $4,658Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $373Earning assets
  • $0Long-term assets (5+ years)
  • $231Average Assets, year-to-date
  • $41,447Average Assets, quarterly
  • $4,509Volatile liabilities
  • $40,767Insider loans
  • $42,900FHLB advances
  • $16,358Loans and leases held for sale
  • $89Unused loan commitments
  • $10,035Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,658Total unused commitments
  • $0Restructured Loans and leases
  • $199Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $3,004Total interest income
  • $1,383Total interest expense
  • $1,621Net interest income
  • $0Provision for loan and lease losses
  • $69Total noninterest income
  • $0Fiduciary activities
  • $56Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13Additional noninterest income
  • $1,187Total noninterest expense
  • $560Salaries and employee benefits
  • $263Premises and equipment expense
  • $364Additional noninterest expense
  • $503Pre-tax net operating income
  • $0Securities gains (losses)
  • $21Applicable income taxes
  • $482Income before extraordinary items
  • $0Extraordinary gains - net
  • $482Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.75%Yield on earning assets
  • 3.57%Cost of funding earning assets
  • 4.18%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 13.66%Return on equity (ROE)
  • 5.16%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 68,284Assets per employee
  • 5.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.24%Loss allowance to loans
  • 0.61%Loss allowance to noncurrent loans
  • 53.35%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.14%Net loans and leases to deposits
  • 109.53%Net loans and leases to core deposits
  • 139.16%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 10.41%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $40,767Average earning assets
  • $3,529Average equity
  • $38,762Average loans

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