The Whiteville Bank in Whiteville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1997

  • The Whiteville Bank in Whiteville, Tennessee (TN)
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The Whiteville Bank - Overview

  • General
  • FDIC Certificate #: 10694
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Southwest Tennessee (#19393)
    Federal Reserve ID: 472054
    Date Established: January 01, 1900
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6861
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1997
    Last Structure Change Process Date: November 17, 1997
    Last Data Update: November 17, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Whiteville, TN 38075
    County: Hardeman
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $62.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $29Total assets
  • $61,178Cash and due from depository institutions
  • $1,982Interest-bearing balances
  • $100Securities
  • $15,427Federal funds sold & reverse repurchase agreements
  • $4,700Net loans & leases
  • $35,635Loan loss allowance
  • $419Trading account assets
  • $0Bank premises and fixed assets
  • $1,696Other real estate owned
  • $676Goodwill and other intangibles
  • $1,062Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $61,178Total liabilities
  • $56,674Total deposits
  • $56,161Interest-bearing deposits
  • $52,655Deposits held in domestic offices
  • 56161.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $513Total equity capital
  • $513Total bank equity capital
  • $4,504Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $100Undivided profits
  • Memoranda
  • $4,354Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $452Income earned, not collected on loans
  • $676Earning assets
  • $55,862Long-term assets (5+ years)
  • $10,350Average Assets, year-to-date
  • $57,521Average Assets, quarterly
  • $59,660Volatile liabilities
  • $12,737Insider loans
  • $174FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,368Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,515Total risk weighted assets
  • $38,887Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,697Total interest expense
  • $2,580Net interest income
  • $2,117Provision for loan and lease losses
  • $95Total noninterest income
  • $273Fiduciary activities
  • $0Service charges on deposit accounts
  • $192Trading account gains & fees
  • $0Additional noninterest income
  • $81Total noninterest expense
  • $1,413Salaries and employee benefits
  • $812Premises and equipment expense
  • $278Additional noninterest expense
  • $323Pre-tax net operating income
  • $882Securities gains (losses)
  • $29Applicable income taxes
  • $333Income before extraordinary items
  • $578Extraordinary gains - net
  • $0Net income attributable to bank
  • $578Net charge-offs
  • $110Cash dividends
  • $6Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.92%Cost of funding earning assets
  • 4.90%Net interest margin
  • 4.02%Noninterest income to earning assets
  • 0.52%Noninterest expense to earning assets
  • 2.68%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 1.58%Return on equity (ROE)
  • 13.80%Retained earnings to average equity (YTD only)
  • 13.66%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 86.36%Efficiency ratio
  • 59,121Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1.04%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 92.70%Noncurrent assets plus other real estate owned to assets
  • 1.84%Noncurrent loans to loans
  • 1.25%Net loans and leases to deposits
  • 63.45%Net loans and leases to core deposits
  • 82.06%Equity capital to assets
  • 7.36%Core capital (leverage) ratio
  • 7.61%Tier 1 risk-based capital ratio
  • 11.61%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $57,521Average earning assets
  • $4,189Average equity
  • $52,645Average loans

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