The Wymore State Bank in Wymore, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 28, 2002

  • The Wymore State Bank in Wymore, Nebraska (NE)
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The Wymore State Bank - Overview

  • General
  • FDIC Certificate #: 14818
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pinnacle Bank (#10634)
    Federal Reserve ID: 544250
    Date Established: October 15, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 13382
    FDIC's unique #: 9274
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 15, 1934
    Last Structure Change Effective Date: September 28, 2002
    Last Structure Change Process Date: October 02, 2002
    Last Data Update: October 02, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Seventh Street, Wymore, NE 68466
    County: Gage
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Beatrice, NE (#13100)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $12.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $12,937Total assets
  • $533Cash and due from depository institutions
  • $96Interest-bearing balances
  • $2,565Securities
  • $1,650Federal funds sold & reverse repurchase agreements
  • $7,724Net loans & leases
  • $204Loan loss allowance
  • $0Trading account assets
  • $141Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $324All other assets
  • $12,937Total liabilities and capital
  • $11,742Total liabilities
  • $11,121Total deposits
  • $9,288Interest-bearing deposits
  • $11,121Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $67Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $500Other borrowed funds
  • $0Subordinated debt
  • $54All other liabilities
  • $1,195Total equity capital
  • $1,195Total bank equity capital
  • $1,195Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $525Undivided profits
  • Memoranda
  • $570Noncurrent loans and leases
  • $653Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $329Earning assets
  • $0Long-term assets (5+ years)
  • $94Average Assets, year-to-date
  • $12,035Average Assets, quarterly
  • $4,402Volatile liabilities
  • $12,966Insider loans
  • $12,657FHLB advances
  • $2,962Loans and leases held for sale
  • $61Unused loan commitments
  • $500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $653Total unused commitments
  • $0Restructured Loans and leases
  • $113Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $1,009Total interest income
  • $418Total interest expense
  • $591Net interest income
  • $168Provision for loan and lease losses
  • $71Total noninterest income
  • $0Fiduciary activities
  • $55Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16Additional noninterest income
  • $372Total noninterest expense
  • $220Salaries and employee benefits
  • $34Premises and equipment expense
  • $118Additional noninterest expense
  • $122Pre-tax net operating income
  • $2Securities gains (losses)
  • $18Applicable income taxes
  • $106Income before extraordinary items
  • $0Extraordinary gains - net
  • $106Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $165Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.31%Yield on earning assets
  • 3.44%Cost of funding earning assets
  • 4.87%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 9.17%Return on equity (ROE)
  • 9.17%Retained earnings to average equity (YTD only)
  • 1.88%Net charge-offs to loans
  • 101.82%Credit loss provision to net charge-offs
  • 1.76%Efficiency ratio
  • 56,193Assets per employee
  • 2.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.57%Loss allowance to noncurrent loans
  • 62.01%Noncurrent assets plus other real estate owned to assets
  • 2.54%Noncurrent loans to loans
  • 4.15%Net loans and leases to deposits
  • 69.45%Net loans and leases to core deposits
  • 88.52%Equity capital to assets
  • 9.24%Core capital (leverage) ratio
  • 9.39%Tier 1 risk-based capital ratio
  • 12.94%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $12,966Average earning assets
  • $1,155Average equity
  • $12,138Average loans

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