The Yonkers Savings and Loan Association, FA in Yonkers, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 08, 2002

  • The Yonkers Savings and Loan Association, FA in Yonkers, New York (NY)
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The Yonkers Savings and Loan Association, FA - Overview

  • General
  • FDIC Certificate #: 29248
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: (#5915)
    Federal Reserve ID: 663571
    Date Established: January 01, 1888
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3169
    FDIC's unique #: 42082
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: December 28, 1935
    Last Structure Change Effective Date: May 08, 2002
    Last Structure Change Process Date: June 03, 2002
    Last Data Update: June 03, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Manor House Square, Yonkers, NY 10701
    County: Westchester
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $592.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 104Total employees (full-time equivalent)
  • $577,739Total assets
  • $42,624Cash and due from depository institutions
  • $40,846Interest-bearing balances
  • $106,755Securities
  • $5,027Federal funds sold & reverse repurchase agreements
  • $400,916Net loans & leases
  • $2,069Loan loss allowance
  • $0Trading account assets
  • $1,367Bank premises and fixed assets
  • $0Other real estate owned
  • $356Goodwill and other intangibles
  • $0Life insurance assets
  • $20,694All other assets
  • $577,739Total liabilities and capital
  • $538,869Total liabilities
  • $404,514Total deposits
  • $385,026Interest-bearing deposits
  • $404,514Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $66,512Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $62,972Other borrowed funds
  • $0Subordinated debt
  • $4,871All other liabilities
  • $38,870Total equity capital
  • $38,870Total bank equity capital
  • $38,870Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $17,317Undivided profits
  • Memoranda
  • $21,552Noncurrent loans and leases
  • $43,329Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $372Earning assets
  • $0Long-term assets (5+ years)
  • $2,477Average Assets, year-to-date
  • $553,544Average Assets, quarterly
  • $0Volatile liabilities
  • $554,056Insider loans
  • $573,540FHLB advances
  • $240,334Loans and leases held for sale
  • $259Unused loan commitments
  • $62,972Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $43,329Total unused commitments
  • $0Restructured Loans and leases
  • $2,069Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $37,179Total interest income
  • $23,197Total interest expense
  • $13,982Net interest income
  • $308Provision for loan and lease losses
  • $4,341Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,341Additional noninterest income
  • $13,529Total noninterest expense
  • $8,390Salaries and employee benefits
  • $2,731Premises and equipment expense
  • $2,408Additional noninterest expense
  • $4,486Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,499Applicable income taxes
  • $2,987Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,987Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.02%Yield on earning assets
  • 4.38%Cost of funding earning assets
  • 2.64%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 2.56%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.81%Pretax return on assets
  • 7.98%Return on equity (ROE)
  • 7.98%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 4400.00%Credit loss provision to net charge-offs
  • 684.86%Efficiency ratio
  • 73,836Assets per employee
  • 5.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.51%Loss allowance to noncurrent loans
  • 556.18%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 99.11%Net loans and leases to core deposits
  • 136.52%Equity capital to assets
  • 6.73%Core capital (leverage) ratio
  • 6.66%Tier 1 risk-based capital ratio
  • 13.13%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $554,056Average earning assets
  • $37,447Average equity
  • $529,487Average loans

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