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- Banks in Georgia (GA)
- Tifton Bank & Trust Company
Tifton Bank & Trust Company in Tifton, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of September 15, 1995
- Tifton Bank & Trust Company in Tifton, Georgia (GA)
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Tifton Bank & Trust Company - Overview
- General
- FDIC Certificate #: 27222
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Liberty Bank (#29568)
Federal Reserve ID: 1187850
Date Established: April 18, 1988
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 39154
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 18, 1988
Last Structure Change Effective Date: September 15, 1995
Last Structure Change Process Date: October 23, 1995
Last Data Update: October 23, 1995
Data Source Date: April 05, 2012 - Location
- Address: 300 Commerce Way, Tifton, GA 31794
County: Tift
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Albany Ga
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Tifton, GA (#45700)
CBSA Micro Statistical Area: Yes - Financial Summary
- Total assets: $53.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1994)
- Dollar figures in thousands
- 0Total employees (full-time equivalent)
- $20Total assets
- $53,629Cash and due from depository institutions
- $3,747Interest-bearing balances
- $1,194Securities
- $10,412Federal funds sold & reverse repurchase agreements
- $2,160Net loans & leases
- $35,461Loan loss allowance
- $404Trading account assets
- $0Bank premises and fixed assets
- $1,189Other real estate owned
- $6Goodwill and other intangibles
- $654Life insurance assets
- $0All other assets
- $0Total liabilities and capital
- $53,629Total liabilities
- $48,654Total deposits
- $48,315Interest-bearing deposits
- $42,242Deposits held in domestic offices
- 48315.00%% insured (estimated)
- $97Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $15Subordinated debt
- $0All other liabilities
- $324Total equity capital
- $324Total bank equity capital
- $4,975Perpetual preferred stock
- $0Common stock
- $2,000Surplus
- $1,600Undivided profits
- Memoranda
- $1,375Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $395Income earned, not collected on loans
- $453Earning assets
- $49,227Long-term assets (5+ years)
- $1,766Average Assets, year-to-date
- $51,492Average Assets, quarterly
- $53,302Volatile liabilities
- $9,063Insider loans
- $2,263FHLB advances
- $0Loans and leases held for sale
- $0Unused loan commitments
- $6,767Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $5,108Total risk weighted assets
- $36,944Total unused commitments
- $0Restructured Loans and leases
- $0Derivatives
Income and Expense (December 31, 1994)
- Dollar figures in thousands
- $0Total interest income
- $3,707Total interest expense
- $1,606Net interest income
- $2,101Provision for loan and lease losses
- $61Total noninterest income
- $378Fiduciary activities
- $0Service charges on deposit accounts
- $321Trading account gains & fees
- $0Additional noninterest income
- $57Total noninterest expense
- $2,005Salaries and employee benefits
- $762Premises and equipment expense
- $274Additional noninterest expense
- $969Pre-tax net operating income
- $413Securities gains (losses)
- $0Applicable income taxes
- $139Income before extraordinary items
- $274Extraordinary gains - net
- $0Net income attributable to bank
- $274Net charge-offs
- $57Cash dividends
- $140Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1994)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.00%Yield on earning assets
- 7.88%Cost of funding earning assets
- 3.41%Net interest margin
- 4.46%Noninterest income to earning assets
- 0.80%Noninterest expense to earning assets
- 4.26%Net operating income to assets
- 0.53%Return on assets (ROA)
- 0.53%Pretax return on assets
- 0.80%Return on equity (ROE)
- 5.40%Retained earnings to average equity (YTD only)
- 2.64%Net charge-offs to loans
- 0.17%Credit loss provision to net charge-offs
- 107.02%Efficiency ratio
- 80,879Assets per employee
- 2.68%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 51.09%Loss allowance to loans
- 1.13%Loss allowance to noncurrent loans
- 102.28%Noncurrent assets plus other real estate owned to assets
- 0.75%Noncurrent loans to loans
- 1.10%Net loans and leases to deposits
- 73.40%Net loans and leases to core deposits
- 90.34%Equity capital to assets
- 9.28%Core capital (leverage) ratio
- 9.82%Tier 1 risk-based capital ratio
- 13.83%Total risk-based capital ratio
- Memoranda
- $15Average assets
- $51,492Average earning assets
- $5,069Average equity
- $47,065Average loans
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- Banks in Georgia (GA)
- Tifton Bank & Trust Company
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