Tompkins State Bank in Avon, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Tompkins State Bank - Overview

  • General
  • FDIC Certificate #: 10849
    Status: Active
    Federal Reserve ID: 609832
    Bank Holding Company (Regulatory Top Holder): Tompkins Bancorp, Inc. (RSSDID: 1491388, Location: Avon, IL)
    Date Established: January 01, 1913
    WWW: http://www.tompkinsstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 6939
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 06, 2008
    Last Structure Change Process Date: December 22, 2008
    Last Data Update: December 22, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 S Main Street, Avon, IL 61415
    County: Fulton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Canton, IL (#15900)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $183.4 mil
    Equity capital: $19.3 mil
    Deposits held in domestic offices: $151.7 mil
    Return on assets (ROA): 0.86% ($1.6 mil)
    Quarterly return on assets: 0.37% ($0.7 mil)
    Return on Equity (ROE): 7.87% ($1.5 mil)
    Quarterly return on equity: 3.37% ($0.6 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.27% ($2,329.8 mil)
    Quarterly Pretax return on assets: 0.64% ($1,174.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $183,446Total assets
  • $4,918Cash and due from depository institutions
  • $21Interest-bearing balances
  • $58,605Securities
  • $6,170Federal funds sold & reverse repurchase agreements
  • $100,186Net loans & leases
  • $1,171Loan loss allowance
  • $0Trading account assets
  • $4,704Bank premises and fixed assets
  • $123Other real estate owned
  • $4,269Goodwill and other intangibles
  • $183,446Life insurance assets
  • $4,471All other assets
  • $164,120Total liabilities and capital
  • $151,740Total liabilities
  • $130,085Total deposits
  • $151,740Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 1012.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $1,368Subordinated debt
  • $19,326All other liabilities
  • $19,326Total equity capital
  • $19,326Total bank equity capital
  • $0Perpetual preferred stock
  • $800Common stock
  • $8,429Surplus
  • $10,097Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $258Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $858Income earned, not collected on loans
  • $0Earning assets
  • $1,612Long-term assets (5+ years)
  • $164,982Average Assets, year-to-date
  • $53,293Average Assets, quarterly
  • $179,405Volatile liabilities
  • $182,020Insider loans
  • $107,277FHLB advances
  • $178,693Loans and leases held for sale
  • $1,878Unused loan commitments
  • $1,878Tier 1 (core) risk-based capital
  • $15,208Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,275Restructured Loans and leases
  • $3,944Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,208Total interest income
  • $1,516Total interest expense
  • $6,692Net interest income
  • $120Provision for loan and lease losses
  • $706Total noninterest income
  • $0Fiduciary activities
  • $303Service charges on deposit accounts
  • $0Trading account gains & fees
  • $403Additional noninterest income
  • $6,587Total noninterest expense
  • $3,858Salaries and employee benefits
  • $856Premises and equipment expense
  • $1,873Additional noninterest expense
  • $691Pre-tax net operating income
  • $1,587Securities gains (losses)
  • $740Applicable income taxes
  • $1,538Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,538Net income attributable to bank
  • $0Net charge-offs
  • $1,538Cash dividends
  • $213Sale, conversion, retirement of capital stock, net
  • $1,042Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.08%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 4.14%Net interest margin
  • 0.44%Noninterest income to earning assets
  • 4.08%Noninterest expense to earning assets
  • 0.26%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 7.87%Return on equity (ROE)
  • 2.54%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 56.34%Credit loss provision to net charge-offs
  • 3.81%Efficiency ratio
  • 87,024Assets per employee
  • 3.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.75%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 136.48%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 66.02%Net loans and leases to core deposits
  • 72.95%Equity capital to assets
  • 10.53%Core capital (leverage) ratio
  • 8.51%Tier 1 risk-based capital ratio
  • 14.18%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $179,405Average earning assets
  • $19,535Average equity
  • $161,565Average loans

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06939Tompkins State Bank102 S Main Street, Avon, IL 61415January 01, 1913Full Service Brick and Mortar
    1223036Abingdon Branch204 North Monroe Street, Abingdon, IL 61410April 05, 1991Full Service Brick and Mortar
    5447413Galesburg Branch695 Knox Highway 10, Galesburg, IL 61401Febuary 01, 2006Full Service Brick and Mortar
    613530Galesburg Branch1380 North Henderson Street, Galesburg, IL 61401July 21, 1967Full Service Brick and Mortar

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