Tompkins Trust Company in Ithaca, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Tompkins Trust Company - Overview

  • General
  • FDIC Certificate #: 609
    Status: Active
    Federal Reserve ID: 433608
    Bank Holding Company (Regulatory Top Holder): Tompkins Financial Corporation (RSSDID: 2367921, Location: Ithaca, NY)
    Date Established: January 01, 1934
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Domestic: 15, Interstate: No)
    OTS Docket #: 10202
    FDIC's unique #: 407
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 28, 2007
    Last Structure Change Process Date: March 28, 2007
    Last Data Update: March 28, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 North Tioga Street, Ithaca, NY 14850
    County: Tompkins
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): Ithaca-Cortland, NY (#296)
    Core Based Statistical Area (CBSA): Ithaca, NY (#27060)
    CBSA Metro Statistical Area: Ithaca, NY (#27060)
  • Financial Summary
  • Total assets: $1,565.0 mil
    Equity capital: $112.3 mil
    Deposits held in domestic offices: $1,153.8 mil
    Return on assets (ROA): 1.33% ($20.8 mil)
    Quarterly return on assets: 1.41% ($22.1 mil)
    Return on Equity (ROE): 17.61% ($19.7 mil)
    Quarterly return on equity: 18.54% ($20.8 mil)
    Net income: $20.1 mil
    Quarterly Net income: $5.4 mil
    Pretax return on assets: 2.02% ($31,613.4 mil)
    Quarterly Pretax return on assets: 2.16% ($33,804.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 335Total employees (full-time equivalent)
  • $1,565,020Total assets
  • $21,236Cash and due from depository institutions
  • $99Interest-bearing balances
  • $603,332Securities
  • $58,214Federal funds sold & reverse repurchase agreements
  • $788,136Net loans & leases
  • $8,948Loan loss allowance
  • $15,025Trading account assets
  • $14,329Bank premises and fixed assets
  • $226Other real estate owned
  • $663Goodwill and other intangibles
  • $1,565,020Life insurance assets
  • $63,859All other assets
  • $1,451,344Total liabilities and capital
  • $1,153,833Total liabilities
  • $906,083Total deposits
  • $1,153,833Interest-bearing deposits
  • $57Deposits held in domestic offices
  • 126755.00%% insured (estimated)
  • $12,093Federal funds purchased & repurchase agreements
  • $118,200Trading liabilities
  • $0Other borrowed funds
  • $40,463Subordinated debt
  • $113,676All other liabilities
  • $112,338Total equity capital
  • $112,338Total bank equity capital
  • $0Perpetual preferred stock
  • $5,400Common stock
  • $40,884Surplus
  • $66,054Undivided profits
  • Memoranda
  • $1,338Noncurrent loans and leases
  • $78Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13,308Income earned, not collected on loans
  • $93Earning assets
  • $5,943Long-term assets (5+ years)
  • $1,464,806Average Assets, year-to-date
  • $726,958Average Assets, quarterly
  • $1,512,917Volatile liabilities
  • $1,536,337Insider loans
  • $912,041FHLB advances
  • $1,518,904Loans and leases held for sale
  • $27,829Unused loan commitments
  • $27,829Tier 1 (core) risk-based capital
  • $120,132Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $138,850Restructured Loans and leases
  • $5,449Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $61,202Total interest income
  • $11,842Total interest expense
  • $49,360Net interest income
  • $4,600Provision for loan and lease losses
  • $34,944Total noninterest income
  • $6,899Fiduciary activities
  • $3,335Service charges on deposit accounts
  • -$255Trading account gains & fees
  • $24,965Additional noninterest income
  • $49,193Total noninterest expense
  • $29,152Salaries and employee benefits
  • $5,272Premises and equipment expense
  • $14,769Additional noninterest expense
  • $30,511Pre-tax net operating income
  • $145Securities gains (losses)
  • $10,389Applicable income taxes
  • $20,267Income before extraordinary items
  • $0Extraordinary gains - net
  • $20,147Net income attributable to bank
  • $120Net charge-offs
  • $20,267Cash dividends
  • $5,655Sale, conversion, retirement of capital stock, net
  • $13,400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 0.84%Cost of funding earning assets
  • 3.48%Net interest margin
  • 2.47%Noninterest income to earning assets
  • 3.47%Noninterest expense to earning assets
  • 1.33%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 2.02%Pretax return on assets
  • 17.61%Return on equity (ROE)
  • 5.90%Retained earnings to average equity (YTD only)
  • 0.72%Net charge-offs to loans
  • 81.34%Credit loss provision to net charge-offs
  • 6.21%Efficiency ratio
  • 58,352Assets per employee
  • 4.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 66.51%Loss allowance to loans
  • 1.12%Loss allowance to noncurrent loans
  • 67.24%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.67%Net loans and leases to deposits
  • 68.31%Net loans and leases to core deposits
  • 70.75%Equity capital to assets
  • 7.18%Core capital (leverage) ratio
  • 7.91%Tier 1 risk-based capital ratio
  • 13.17%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $1,512,917Average earning assets
  • $114,407Average equity
  • $1,416,678Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $890,782Managed Assets
  • 1Number of Accounts
  • $799,739Personal trust and agency accounts
  • $352,567Employee benefit-defined contribution accounts
  • $21,120Employee benefit-defined benefit accounts
  • $47,784Other retirement accounts
  • $84,929Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $293,339Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1804Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $91,043Other retirement accounts
  • $88,419Corporate trust and agency accounts
  • $2,624Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 15 New York Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0407Tompkins Trust Company110 North Tioga Street, Ithaca, NY 14850January 01, 1934Full Service Brick and Mortar
    1182437Plaza Branch775 South Meadow Street, Ithaca, NY 14850March 25, 1957Full Service Brick and Mortar
    2182438Triphammer Branch2251 N Triphammer Rd, Lansing Township, NY 14850October 23, 1963Full Service Brick and Mortar
    3182439Trumansburg Branch2 West Main Street, Trumansburg, NY 14886August 01, 1936Full Service Brick and Mortar
    4182440West Seneca Street Branch701 West Seneca Street, Ithaca, NY 14850June 28, 1966Full Service Brick and Mortar
    5182441Dryden Branch139 North Street Extension, Dryden, NY 13053September 29, 1975Full Service Brick and Mortar
    6182442Public Accommodation Branch116 East Seneca Street, Ithaca, NY 14850October 12, 1977Limited Service Facility
    17182443Pyramid Mall BranchPyramid Mall, Space D7, 40 Catherwood Road, Ithaca, NY 14882December 22, 1980Full Service Brick and Mortar
    18182444East Hill Plaza Branch1012 Ellis Hollow Road, Ithaca, NY 14850March 20, 1985Full Service Brick and Mortar
    19182445Corners Community Branch903 Hanshaw Road, Ithaca, NY 14850September 05, 1985Full Service Brick and Mortar
    20182446Cornell Campus Store BranchCentral Avenue, Ithaca, NY 14850June 08, 1988Full Service Brick and Mortar
    21182447Kendall Branch2230 North Triphammer Road, Ithaca, NY 14850Febuary 05, 1996Full Service Brick and Mortar
    224766Odessa Branch100 West Main Street, Odessa, NY 14869September 03, 1930Full Service Brick and Mortar
    23365665Clinton Avenue Branch33 Clinton Avenue, Cortland, NY 13045December 02, 2002Full Service Brick and Mortar
    24430554Auburn Office Branch86 North Street, Auburn, NY 13021July 03, 2003Full Service Brick and Mortar

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