Tompkins Trust Company in Ithaca, New York (NY)



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Tompkins Trust Company routing number info

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Tompkins Trust Company
GeneralFDIC Certificate #: 609
Status: Active
Federal Reserve ID: 433608
Bank Holding Company (Regulatory Top Holder): Tompkins Financial Corporation (RSSDID: 2367921, Location: Ithaca, NY)
Date Established: January 01, 1934
WWW: http://www.tompkinstrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 15 (Domestic: 15, Interstate: No)
OTS Docket #: 10202
FDIC's unique #: 407
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization > 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 28, 2007
Last Structure Change Process Date: March 28, 2007
Last Data Update: March 28, 2007
Data Source Date: April 05, 2012
LocationAddress: 110 North Tioga Street, Ithaca, NY 14850
County: Tompkins
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Syracuse
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Combined Statistical Area (CSA): Ithaca-Cortland, NY (#296)
Core Based Statistical Area (CBSA): Ithaca, NY (#27060)
CBSA Metro Statistical Area: Ithaca, NY (#27060)
Financial SummaryTotal assets: $1,565.0 mil
Equity capital: $112.3 mil
Deposits held in domestic offices: $1,153.8 mil
Return on assets (ROA): 1.33% ($20.8 mil)
Quarterly return on assets: 1.41% ($22.1 mil)
Return on Equity (ROE): 17.61% ($19.7 mil)
Quarterly return on equity: 18.54% ($20.8 mil)
Net income: $20.1 mil
Quarterly Net income: $5.4 mil
Pretax return on assets: 2.02% ($31,613.4 mil)
Quarterly Pretax return on assets: 2.16% ($33,804.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)335
Total assets$1,565,020
Cash and due from depository institutions$21,236
Interest-bearing balances$99
Securities$603,332
Federal funds sold & reverse repurchase agreements$58,214
Net loans & leases$788,136
Loan loss allowance $8,948
Trading account assets$15,025
Bank premises and fixed assets$14,329
Other real estate owned$226
Goodwill and other intangibles$663
All other assets$63,859
Life insurance assets$1,565,020
Total liabilities and capital$1,451,344
Total liabilities$1,153,833
Total deposits$906,083
Interest-bearing deposits$1,153,833
Deposits held in domestic offices$57
% insured (estimated)126755.00%
Federal funds purchased & repurchase agreements $12,093
Trading liabilities$118,200
Other borrowed funds $0
Subordinated debt $40,463
All other liabilities $113,676
Total equity capital$112,338
Total bank equity capital$112,338
Perpetual preferred stock$0
Common stock$5,400
Surplus$40,884
Undivided profits $66,054
Memoranda
Noncurrent loans and leases $1,338
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $78
Income earned, not collected on loans $13,308
Earning assets $93
Long-term assets (5+ years) $5,943
Average Assets, year-to-date $1,464,806
Average Assets, quarterly $726,958
Volatile liabilities $1,512,917
Insider loans $1,536,337
FHLB advances $912,041
Loans and leases held for sale $1,518,904
Unused loan commitments $27,829
Tier 1 (core) risk-based capital $27,829
Tier 2 risk-based capital $120,132
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $138,850
Derivatives$5,449
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $61,202
Total interest expense $11,842
Net interest income $49,360
Provision for loan and lease losses $4,600
Total noninterest income $34,944
Fiduciary activities $6,899
Service charges on deposit accounts $3,335
Trading account gains & fees -$255
Additional noninterest income $24,965
Total noninterest expense $49,193
Salaries and employee benefits $29,152
Premises and equipment expense $5,272
Additional noninterest expense $14,769
Pre-tax net operating income $30,511
Securities gains (losses) $145
Applicable income taxes $10,389
Income before extraordinary items $20,267
Extraordinary gains - net $0
Net income attributable to bank $20,147
Net charge-offs $120
Cash dividends $20,267
Sale, conversion, retirement of capital stock, net $5,655
Net operating income $13,400
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.32%
Cost of funding earning assets 0.84%
Net interest margin 3.48%
Noninterest income to earning assets 2.47%
Noninterest expense to earning assets 3.47%
Net operating income to assets 1.33%
Return on assets (ROA) 1.33%
Pretax return on assets 2.02%
Return on equity (ROE) 17.61%
Retained earnings to average equity (YTD only) 5.90%
Net charge-offs to loans 0.72%
Credit loss provision to net charge-offs 81.34%
Efficiency ratio6.21%
Assets per employee$58,352
Cash dividends to net income (YTD only)4.67%
Condition Ratios (%)
Loss allowance to loans 66.51%
Loss allowance to noncurrent loans 1.12%
Noncurrent assets plus other real estate owned to assets 67.24%
Noncurrent loans to loans 0.86%
Net loans and leases to deposits1.67%
Net loans and leases to core deposits 68.31%
Equity capital to assets 70.75%
Core capital (leverage) ratio 7.18%
Tier 1 risk-based capital ratio 7.91%
Total risk-based capital ratio 13.17%
Memoranda
Average assets$14
Average earning assets$1,512,917
Average equity $114,407
Average loans $1,416,678
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$890,782
Number of Accounts1
Personal trust and agency accounts$799,739
Employee benefit-defined contribution accounts$352,567
Employee benefit-defined benefit accounts$21,120
Other retirement accounts$47,784
Corporate trust and agency accounts$84,929
Investment management agency accounts$0
Other fiduciary accounts$293,339
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts1804
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$91,043
Corporate trust and agency accounts$88,419
Other fiduciary accounts$2,624
Fiduciary accounts held in foreign offices$0
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15 New York Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0407Tompkins Trust Company110 North Tioga Street, Ithaca, NY 14850January 01, 1934Full Service Brick and Mortar
1182437Plaza Branch775 South Meadow Street, Ithaca, NY 14850March 25, 1957Full Service Brick and Mortar
2182438Triphammer Branch2251 N Triphammer Rd, Lansing Township, NY 14850October 23, 1963Full Service Brick and Mortar
3182439Trumansburg Branch2 West Main Street, Trumansburg, NY 14886August 01, 1936Full Service Brick and Mortar
4182440West Seneca Street Branch701 West Seneca Street, Ithaca, NY 14850June 28, 1966Full Service Brick and Mortar
5182441Dryden Branch139 North Street Extension, Dryden, NY 13053September 29, 1975Full Service Brick and Mortar
6182442Public Accommodation Branch116 East Seneca Street, Ithaca, NY 14850October 12, 1977Limited Service Facility
17182443Pyramid Mall BranchPyramid Mall, Space D7, 40 Catherwood Road, Ithaca, NY 14882December 22, 1980Full Service Brick and Mortar
18182444East Hill Plaza Branch1012 Ellis Hollow Road, Ithaca, NY 14850March 20, 1985Full Service Brick and Mortar
19182445Corners Community Branch903 Hanshaw Road, Ithaca, NY 14850September 05, 1985Full Service Brick and Mortar
20182446Cornell Campus Store BranchCentral Avenue, Ithaca, NY 14850June 08, 1988Full Service Brick and Mortar
21182447Kendall Branch2230 North Triphammer Road, Ithaca, NY 14850Febuary 05, 1996Full Service Brick and Mortar
224766Odessa Branch100 West Main Street, Odessa, NY 14869September 03, 1930Full Service Brick and Mortar
23365665Clinton Avenue Branch33 Clinton Avenue, Cortland, NY 13045December 02, 2002Full Service Brick and Mortar
24430554Auburn Office Branch86 North Street, Auburn, NY 13021July 03, 2003Full Service Brick and Mortar
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