Town & Country Bank in Bourbon, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 2000

  • Town & Country Bank in Bourbon, Missouri (MO)
  • Show street view No street view available for this location

Town & Country Bank - Overview

  • General
  • FDIC Certificate #: 8561
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Town & Country Bank (#13071)
    Federal Reserve ID: 765448
    Date Established: August 20, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 5467
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 31, 2000
    Last Structure Change Process Date: August 09, 2000
    Last Data Update: August 09, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Bourbon, MO 65441
    County: Crawford
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $79.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $65,943Total assets
  • $2,334Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,084Securities
  • $2,730Federal funds sold & reverse repurchase agreements
  • $42,567Net loans & leases
  • $347Loan loss allowance
  • $0Trading account assets
  • $2,503Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $725All other assets
  • $65,943Total liabilities and capital
  • $61,185Total liabilities
  • $60,808Total deposits
  • $53,240Interest-bearing deposits
  • $60,808Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $377All other liabilities
  • $4,758Total equity capital
  • $4,758Total bank equity capital
  • $4,758Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $2,830Undivided profits
  • Memoranda
  • $1,628Noncurrent loans and leases
  • $4,005Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $54Earning assets
  • $0Long-term assets (5+ years)
  • $243Average Assets, year-to-date
  • $60,381Average Assets, quarterly
  • $13,413Volatile liabilities
  • $57,078Insider loans
  • $63,485FHLB advances
  • $6,654Loans and leases held for sale
  • $349Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,005Total unused commitments
  • $0Restructured Loans and leases
  • $347Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $4,143Total interest income
  • $2,100Total interest expense
  • $2,043Net interest income
  • $61Provision for loan and lease losses
  • $376Total noninterest income
  • $0Fiduciary activities
  • $254Service charges on deposit accounts
  • $0Trading account gains & fees
  • $122Additional noninterest income
  • $1,851Total noninterest expense
  • $1,100Salaries and employee benefits
  • $331Premises and equipment expense
  • $420Additional noninterest expense
  • $507Pre-tax net operating income
  • $0Securities gains (losses)
  • $126Applicable income taxes
  • $381Income before extraordinary items
  • $0Extraordinary gains - net
  • $381Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 4.02%Cost of funding earning assets
  • 3.91%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 3.54%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.89%Pretax return on assets
  • 8.30%Return on equity (ROE)
  • 8.30%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 76,519Assets per employee
  • 1.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 642.59%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 70.00%Net loans and leases to core deposits
  • 78.60%Equity capital to assets
  • 7.22%Core capital (leverage) ratio
  • 7.99%Tier 1 risk-based capital ratio
  • 13.92%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $57,078Average earning assets
  • $4,592Average equity
  • $52,290Average loans

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