Traders State Bank in Glen Elder, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • Traders State Bank in Glen Elder, Kansas (KS)
  • Show street view No street view available for this location

Traders State Bank - Overview

  • General
  • FDIC Certificate #: 18091
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers State Bank (#4726)
    Federal Reserve ID: 853055
    Date Established: March 02, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12013
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 12, 1959
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: April 13, 1993
    Last Data Update: April 13, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: West Main And North Mill Streets, Glen Elder, KS 67446
    County: Mitchell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $14.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $14,955Cash and due from depository institutions
  • $667Interest-bearing balances
  • $0Securities
  • $9,266Federal funds sold & reverse repurchase agreements
  • $1,375Net loans & leases
  • $3,215Loan loss allowance
  • $150Trading account assets
  • $0Bank premises and fixed assets
  • $97Other real estate owned
  • $110Goodwill and other intangibles
  • $225Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $14,955Total liabilities
  • $13,127Total deposits
  • $12,946Interest-bearing deposits
  • $11,725Deposits held in domestic offices
  • 12946.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $181Total equity capital
  • $181Total bank equity capital
  • $1,828Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $400Undivided profits
  • Memoranda
  • $1,328Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14Income earned, not collected on loans
  • $77Earning assets
  • $13,856Long-term assets (5+ years)
  • $370Average Assets, year-to-date
  • $14,347Average Assets, quarterly
  • $14,776Volatile liabilities
  • $751Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $217Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,828Total risk weighted assets
  • $4,407Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,106Total interest expense
  • $512Net interest income
  • $594Provision for loan and lease losses
  • -$501Total noninterest income
  • $29Fiduciary activities
  • $0Service charges on deposit accounts
  • $9Trading account gains & fees
  • $0Additional noninterest income
  • $20Total noninterest expense
  • $443Salaries and employee benefits
  • $257Premises and equipment expense
  • $41Additional noninterest expense
  • $145Pre-tax net operating income
  • $681Securities gains (losses)
  • $0Applicable income taxes
  • $154Income before extraordinary items
  • $527Extraordinary gains - net
  • $0Net income attributable to bank
  • $527Net charge-offs
  • -$121Cash dividends
  • $20Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.40%Cost of funding earning assets
  • 3.89%Net interest margin
  • 4.51%Noninterest income to earning assets
  • 0.22%Noninterest expense to earning assets
  • 3.37%Net operating income to assets
  • 3.67%Return on assets (ROA)
  • 3.67%Pretax return on assets
  • 4.75%Return on equity (ROE)
  • 36.69%Retained earnings to average equity (YTD only)
  • 35.30%Net charge-offs to loans
  • -3.54%Credit loss provision to net charge-offs
  • 414.05%Efficiency ratio
  • 71,108Assets per employee
  • 1.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.80%Loss allowance to loans
  • 4.46%Loss allowance to noncurrent loans
  • 1071.43%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 24.83%Net loans and leases to core deposits
  • 26.36%Equity capital to assets
  • 12.22%Core capital (leverage) ratio
  • 12.36%Tier 1 risk-based capital ratio
  • 41.48%Total risk-based capital ratio
  • Memoranda
  • $43Average assets
  • $14,347Average earning assets
  • $1,436Average equity
  • $13,165Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Traders State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents