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- Banks in Kentucky (KY)
- Traditional Bank of Kentucky, Inc.
Traditional Bank of Kentucky, Inc. in Lexington, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of October 02, 2000
- Traditional Bank of Kentucky, Inc. in Lexington, Kentucky (KY)
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Traditional Bank of Kentucky, Inc. - Overview
- General
- FDIC Certificate #: 34151
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Traditional Bank, Inc. (#2711)
Federal Reserve ID: 2392857
Date Established: April 01, 1996
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 13668
FDIC's unique #: 56296
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 01, 1996
Last Structure Change Effective Date: October 02, 2000
Last Structure Change Process Date: December 22, 2000
Last Data Update: December 22, 2000
Data Source Date: April 05, 2012 - Location
- Address: 3720 Palomar Centre Drive, Lexington, KY 40507
County: Fayette
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Dallas
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Lexington, KY (#4280)
Combined Statistical Area (CSA): Lexington-Fayette-Frankfort-Richmond, KY (#336)
Core Based Statistical Area (CBSA): Lexington-Fayette, KY (#30460)
CBSA Metro Statistical Area: Lexington-Fayette, KY (#30460) - Financial Summary
- Total assets: $94.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 21Total employees (full-time equivalent)
- $72,710Total assets
- $16,217Cash and due from depository institutions
- $12,676Interest-bearing balances
- $1,864Securities
- $0Federal funds sold & reverse repurchase agreements
- $53,243Net loans & leases
- $453Loan loss allowance
- $0Trading account assets
- $502Bank premises and fixed assets
- $366Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $518All other assets
- $72,710Total liabilities and capital
- $68,547Total liabilities
- $60,832Total deposits
- $52,601Interest-bearing deposits
- $60,832Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $7,258Other borrowed funds
- $0Subordinated debt
- $457All other liabilities
- $4,163Total equity capital
- $4,163Total bank equity capital
- $4,163Perpetual preferred stock
- $0Common stock
- $3,000Surplus
- $1,550Undivided profits
- Memoranda
- $-387Noncurrent loans and leases
- $7,761Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $0Earning assets
- $0Long-term assets (5+ years)
- $305Average Assets, year-to-date
- $67,783Average Assets, quarterly
- $7,327Volatile liabilities
- $58,470Insider loans
- $69,023FHLB advances
- $19,478Loans and leases held for sale
- $820Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $7,761Total unused commitments
- $0Restructured Loans and leases
- $453Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $4,123Total interest income
- $2,424Total interest expense
- $1,699Net interest income
- $240Provision for loan and lease losses
- $432Total noninterest income
- $0Fiduciary activities
- $135Service charges on deposit accounts
- $0Trading account gains & fees
- $297Additional noninterest income
- $1,691Total noninterest expense
- $765Salaries and employee benefits
- $304Premises and equipment expense
- $622Additional noninterest expense
- $200Pre-tax net operating income
- $0Securities gains (losses)
- $68Applicable income taxes
- $132Income before extraordinary items
- $0Extraordinary gains - net
- $132Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $103Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.52%Yield on earning assets
- 4.42%Cost of funding earning assets
- 3.10%Net interest margin
- 0.79%Noninterest income to earning assets
- 3.09%Noninterest expense to earning assets
- 0.23%Net operating income to assets
- 0.23%Return on assets (ROA)
- 0.34%Pretax return on assets
- 3.67%Return on equity (ROE)
- 3.67%Retained earnings to average equity (YTD only)
- 0.24%Net charge-offs to loans
- 233.01%Credit loss provision to net charge-offs
- 4.27%Efficiency ratio
- 79,352Assets per employee
- 3.46%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 0.84%Loss allowance to noncurrent loans
- 0.00%Noncurrent assets plus other real estate owned to assets
- 0.50%Noncurrent loans to loans
- 0.00%Net loans and leases to deposits
- 87.52%Net loans and leases to core deposits
- 115.04%Equity capital to assets
- 5.73%Core capital (leverage) ratio
- 6.13%Tier 1 risk-based capital ratio
- 8.40%Total risk-based capital ratio
- Memoranda
- $9Average assets
- $58,470Average earning assets
- $3,595Average equity
- $54,794Average loans
- bankencyclopedia.com
- Banks in Kentucky (KY)
- Traditional Bank of Kentucky, Inc.
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