Trans Financial Bank of Martin, National Association in Martin, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 24, 1995

  • Trans Financial Bank of Martin, National Association in Martin, Kentucky (KY)
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Trans Financial Bank of Martin, National Association - Overview

  • General
  • FDIC Certificate #: 16422
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Trans Financial Bank, National Association (#17127)
    Federal Reserve ID: 834018
    Date Established: May 11, 1946
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 11485
    FDIC's unique #: 10597
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 11, 1946
    Last Structure Change Effective Date: March 24, 1995
    Last Structure Change Process Date: May 03, 1995
    Last Data Update: May 03, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Martin, KY 41649
    County: Floyd
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Lexington
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $127.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $43Total assets
  • $127,459Cash and due from depository institutions
  • $5,599Interest-bearing balances
  • $5Securities
  • $44,699Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $73,622Loan loss allowance
  • $1,158Trading account assets
  • $0Bank premises and fixed assets
  • $1,752Other real estate owned
  • $227Goodwill and other intangibles
  • $1,560Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $127,459Total liabilities
  • $115,418Total deposits
  • $99,892Interest-bearing deposits
  • $85,439Deposits held in domestic offices
  • 99892.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $14,906Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $620Total equity capital
  • $620Total bank equity capital
  • $12,041Perpetual preferred stock
  • $0Common stock
  • $296Surplus
  • $4,000Undivided profits
  • Memoranda
  • $7,745Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,177Income earned, not collected on loans
  • $507Earning assets
  • $118,326Long-term assets (5+ years)
  • $20,406Average Assets, year-to-date
  • $126,584Average Assets, quarterly
  • $125,682Volatile liabilities
  • $32,558Insider loans
  • $2,632FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,570Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,482Total risk weighted assets
  • $76,414Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,643Total interest expense
  • $3,320Net interest income
  • $5,323Provision for loan and lease losses
  • $0Total noninterest income
  • $443Fiduciary activities
  • $0Service charges on deposit accounts
  • $274Trading account gains & fees
  • $0Additional noninterest income
  • $169Total noninterest expense
  • $2,941Salaries and employee benefits
  • $1,350Premises and equipment expense
  • $613Additional noninterest expense
  • $978Pre-tax net operating income
  • $2,825Securities gains (losses)
  • $30Applicable income taxes
  • $751Income before extraordinary items
  • $2,104Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,104Net charge-offs
  • $221Cash dividends
  • $3,255Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.28%Cost of funding earning assets
  • 2.80%Net interest margin
  • 4.48%Noninterest income to earning assets
  • 0.37%Noninterest expense to earning assets
  • 2.48%Net operating income to assets
  • 1.64%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 2.26%Return on equity (ROE)
  • 15.45%Retained earnings to average equity (YTD only)
  • -8.45%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 51,006Assets per employee
  • 2.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 154.71%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 98.39%Noncurrent assets plus other real estate owned to assets
  • 1.10%Noncurrent loans to loans
  • 1.57%Net loans and leases to deposits
  • 73.70%Net loans and leases to core deposits
  • 89.52%Equity capital to assets
  • 9.45%Core capital (leverage) ratio
  • 10.26%Tier 1 risk-based capital ratio
  • 16.33%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $126,584Average earning assets
  • $13,615Average equity
  • $118,736Average loans

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