Transportation Alliance Bank, Inc. in Ogden, Utah (UT)



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Transportation Alliance Bank, Inc. routing number info

Table of contents:
Transportation Alliance Bank, Inc.
GeneralFDIC Certificate #: 34781
Status: Active
Federal Reserve ID: 2736219
Date Established: October 01, 1998
WWW: http://www.tabbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 61554
Numeric code: 23
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: Yes
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 01, 1998
Last Structure Change Effective Date: January 31, 2011
Last Structure Change Process Date: January 31, 2011
Last Data Update: January 31, 2011
Data Source Date: April 05, 2012
LocationAddress: 4185 Harrison Boulevard, Suite 200, Ogden, UT 84403
County: Weber
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
Core Based Statistical Area (CBSA): Ogden-Clearfield, UT (#36260)
CBSA Metro Statistical Area: Ogden-Clearfield, UT (#36260)
Financial SummaryTotal assets: $852.1 mil
Equity capital: $82.1 mil
Deposits held in domestic offices: $714.5 mil
Return on assets (ROA): 1.47% ($12.5 mil)
Quarterly return on assets: 1.48% ($12.6 mil)
Return on Equity (ROE): 11.45% ($9.4 mil)
Quarterly return on equity: 13.56% ($11.1 mil)
Net income: $8.9 mil
Quarterly Net income: $2.7 mil
Pretax return on assets: 2.44% ($20,791.8 mil)
Quarterly Pretax return on assets: 2.44% ($20,791.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)221
Total assets$852,123
Cash and due from depository institutions$60,955
Interest-bearing balances$39,405
Securities$78,739
Federal funds sold & reverse repurchase agreements$7,370
Net loans & leases$642,881
Loan loss allowance $7,291
Trading account assets$0
Bank premises and fixed assets$3,626
Other real estate owned$864
Goodwill and other intangibles$164
All other assets$57,524
Life insurance assets$852,123
Total liabilities and capital$769,976
Total liabilities$714,488
Total deposits$713,468
Interest-bearing deposits$714,488
Deposits held in domestic offices$92
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$20,662
Other borrowed funds $0
Subordinated debt $34,826
All other liabilities $82,147
Total equity capital$82,147
Total bank equity capital$82,147
Perpetual preferred stock$0
Common stock$10
Surplus$30,936
Undivided profits $51,201
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $9,073
Earning assets $0
Long-term assets (5+ years) $4,041
Average Assets, year-to-date $768,395
Average Assets, quarterly $142,395
Volatile liabilities $602,867
Insider loans $742,927
FHLB advances $709,258
Loans and leases held for sale $712,778
Unused loan commitments $15,027
Tier 1 (core) risk-based capital $11,276
Tier 2 risk-based capital $81,983
Total risk weighted assets $0
Total unused commitments $3,751
Restructured Loans and leases $13,309
Derivatives$12,213
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $46,851
Total interest expense $6,474
Net interest income $40,377
Provision for loan and lease losses $4,666
Total noninterest income $15,161
Fiduciary activities $0
Service charges on deposit accounts $1,917
Trading account gains & fees $0
Additional noninterest income $13,244
Total noninterest expense $36,220
Salaries and employee benefits $14,525
Premises and equipment expense $851
Additional noninterest expense $20,844
Pre-tax net operating income $14,652
Securities gains (losses) $41
Applicable income taxes $5,811
Income before extraordinary items $8,882
Extraordinary gains - net $0
Net income attributable to bank $8,882
Net charge-offs $0
Cash dividends $8,882
Sale, conversion, retirement of capital stock, net $1,869
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets8.90%
Cost of funding earning assets 1.23%
Net interest margin 7.67%
Noninterest income to earning assets 2.88%
Noninterest expense to earning assets 6.88%
Net operating income to assets 1.47%
Return on assets (ROA) 1.47%
Pretax return on assets 2.44%
Return on equity (ROE) 11.45%
Retained earnings to average equity (YTD only) 11.45%
Net charge-offs to loans 0.40%
Credit loss provision to net charge-offs 249.65%
Efficiency ratio10.34%
Assets per employee$64,273
Cash dividends to net income (YTD only)3.86%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.12%
Noncurrent assets plus other real estate owned to assets 80.36%
Noncurrent loans to loans 1.17%
Net loans and leases to deposits1.40%
Net loans and leases to core deposits 89.98%
Equity capital to assets 120.54%
Core capital (leverage) ratio 9.64%
Tier 1 risk-based capital ratio 11.50%
Total risk-based capital ratio 11.56%
Memoranda
Average assets$13
Average earning assets$602,867
Average equity $77,544
Average loans $526,291
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1 Utah Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
061554Transportation Alliance Bank, Inc.4185 Harrison Boulevard, Suite 200, Ogden, UT 84403October 01, 1998Full Service Brick and Mortar
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