Transportation Alliance Bank, Inc. in Ogden, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

Transportation Alliance Bank, Inc. - Overview

  • General
  • FDIC Certificate #: 34781
    Status: Active
    Federal Reserve ID: 2736219
    Date Established: October 01, 1998
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 61554
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 01, 1998
    Last Structure Change Effective Date: January 31, 2011
    Last Structure Change Process Date: January 31, 2011
    Last Data Update: January 31, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 4185 Harrison Boulevard, Suite 200, Ogden, UT 84403
    County: Weber
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Ogden-Clearfield, UT (#36260)
    CBSA Metro Statistical Area: Ogden-Clearfield, UT (#36260)
  • Financial Summary
  • Total assets: $852.1 mil
    Equity capital: $82.1 mil
    Deposits held in domestic offices: $714.5 mil
    Return on assets (ROA): 1.47% ($12.5 mil)
    Quarterly return on assets: 1.48% ($12.6 mil)
    Return on Equity (ROE): 11.45% ($9.4 mil)
    Quarterly return on equity: 13.56% ($11.1 mil)
    Net income: $8.9 mil
    Quarterly Net income: $2.7 mil
    Pretax return on assets: 2.44% ($20,791.8 mil)
    Quarterly Pretax return on assets: 2.44% ($20,791.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 221Total employees (full-time equivalent)
  • $852,123Total assets
  • $60,955Cash and due from depository institutions
  • $39,405Interest-bearing balances
  • $78,739Securities
  • $7,370Federal funds sold & reverse repurchase agreements
  • $642,881Net loans & leases
  • $7,291Loan loss allowance
  • $0Trading account assets
  • $3,626Bank premises and fixed assets
  • $864Other real estate owned
  • $164Goodwill and other intangibles
  • $852,123Life insurance assets
  • $57,524All other assets
  • $769,976Total liabilities and capital
  • $714,488Total liabilities
  • $713,468Total deposits
  • $714,488Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $20,662Trading liabilities
  • $0Other borrowed funds
  • $34,826Subordinated debt
  • $82,147All other liabilities
  • $82,147Total equity capital
  • $82,147Total bank equity capital
  • $0Perpetual preferred stock
  • $10Common stock
  • $30,936Surplus
  • $51,201Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,073Income earned, not collected on loans
  • $0Earning assets
  • $4,041Long-term assets (5+ years)
  • $768,395Average Assets, year-to-date
  • $142,395Average Assets, quarterly
  • $602,867Volatile liabilities
  • $742,927Insider loans
  • $709,258FHLB advances
  • $712,778Loans and leases held for sale
  • $15,027Unused loan commitments
  • $11,276Tier 1 (core) risk-based capital
  • $81,983Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,751Total unused commitments
  • $13,309Restructured Loans and leases
  • $12,213Derivatives
  • $24,053Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $46,851Total interest income
  • $6,474Total interest expense
  • $40,377Net interest income
  • $4,666Provision for loan and lease losses
  • $15,161Total noninterest income
  • $0Fiduciary activities
  • $1,917Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,244Additional noninterest income
  • $36,220Total noninterest expense
  • $14,525Salaries and employee benefits
  • $851Premises and equipment expense
  • $20,844Additional noninterest expense
  • $14,652Pre-tax net operating income
  • $41Securities gains (losses)
  • $5,811Applicable income taxes
  • $8,882Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,882Net income attributable to bank
  • $0Net charge-offs
  • $8,882Cash dividends
  • $1,869Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.90%Yield on earning assets
  • 1.23%Cost of funding earning assets
  • 7.67%Net interest margin
  • 2.88%Noninterest income to earning assets
  • 6.88%Noninterest expense to earning assets
  • 1.47%Net operating income to assets
  • 1.47%Return on assets (ROA)
  • 2.44%Pretax return on assets
  • 11.45%Return on equity (ROE)
  • 11.45%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 249.65%Credit loss provision to net charge-offs
  • 10.34%Efficiency ratio
  • 64,273Assets per employee
  • 3.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.12%Loss allowance to noncurrent loans
  • 80.36%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 1.40%Net loans and leases to deposits
  • 89.98%Net loans and leases to core deposits
  • 120.54%Equity capital to assets
  • 9.64%Core capital (leverage) ratio
  • 11.50%Tier 1 risk-based capital ratio
  • 11.56%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $602,867Average earning assets
  • $77,544Average equity
  • $526,291Average loans

List of branches

  • 1 Utah Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    061554Transportation Alliance Bank, Inc.4185 Harrison Boulevard, Suite 200, Ogden, UT 84403October 01, 1998Full Service Brick and Mortar

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