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- Banks in Illinois (IL)
- Tremont Savings Bank
Tremont Savings Bank in Tremont, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of August 14, 2010
- Tremont Savings Bank in Tremont, Illinois (IL)
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Tremont Savings Bank - Overview
- General
- FDIC Certificate #: 31369
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Morton Community Bank (#18429)
Federal Reserve ID: 341972
Date Established: January 01, 1924
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 6821
FDIC's unique #: 44203
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: July 22, 1963
Last Structure Change Effective Date: August 14, 2010
Last Structure Change Process Date: August 24, 2010
Last Data Update: August 24, 2010
Data Source Date: April 05, 2012 - Location
- Address: 100 South Chestnut, Tremont, IL 61568
County: Tazewell
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
Core Based Statistical Area (CBSA): Peoria, IL (#37900)
CBSA Metro Statistical Area: Peoria, IL (#37900) - Financial Summary
- Total assets: $42.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
- Dollar figures in thousands
- 15Total employees (full-time equivalent)
- $43,463Total assets
- $3,537Cash and due from depository institutions
- $3,087Interest-bearing balances
- $7,456Securities
- $23Federal funds sold & reverse repurchase agreements
- $27,917Net loans & leases
- $215Loan loss allowance
- $0Trading account assets
- $2,142Bank premises and fixed assets
- $230Other real estate owned
- $58Goodwill and other intangibles
- $0Life insurance assets
- $2,100All other assets
- $43,463Total liabilities and capital
- $39,948Total liabilities
- $32,112Total deposits
- $29,239Interest-bearing deposits
- $32,112Deposits held in domestic offices
- 99.61%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $7,500Other borrowed funds
- $0Subordinated debt
- $336All other liabilities
- $3,515Total equity capital
- $3,515Total bank equity capital
- $3,515Perpetual preferred stock
- $0Common stock
- $270Surplus
- $900Undivided profits
- Memoranda
- $2,345Noncurrent loans and leases
- $2,252Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $560Earning assets
- $0Long-term assets (5+ years)
- $243Average Assets, year-to-date
- $38,483Average Assets, quarterly
- $18,412Volatile liabilities
- $44,212Insider loans
- $43,409FHLB advances
- $3,582Loans and leases held for sale
- $1,621Unused loan commitments
- $7,500Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $2,252Total unused commitments
- $0Restructured Loans and leases
- $215Derivatives
Income and Expense (December 31, 2009)
- Dollar figures in thousands
- $2,107Total interest income
- $922Total interest expense
- $1,185Net interest income
- $416Provision for loan and lease losses
- $251Total noninterest income
- $0Fiduciary activities
- $68Service charges on deposit accounts
- $0Trading account gains & fees
- $183Additional noninterest income
- $1,153Total noninterest expense
- $562Salaries and employee benefits
- $137Premises and equipment expense
- $454Additional noninterest expense
- -$133Pre-tax net operating income
- $80Securities gains (losses)
- -$6Applicable income taxes
- -$47Income before extraordinary items
- $0Extraordinary gains - net
- -$47Net income attributable to bank
- $0Net charge-offs
- -$47Cash dividends
- $531Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 2009)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 5.33%Yield on earning assets
- 2.33%Cost of funding earning assets
- 3.00%Net interest margin
- 0.64%Noninterest income to earning assets
- 2.92%Noninterest expense to earning assets
- -0.27%Net operating income to assets
- -0.11%Return on assets (ROA)
- -0.12%Pretax return on assets
- -1.31%Return on equity (ROE)
- -1.31%Retained earnings to average equity (YTD only)
- 1.80%Net charge-offs to loans
- 78.34%Credit loss provision to net charge-offs
- 0.53%Efficiency ratio
- 80,292Assets per employee
- 2.90%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 0.76%Loss allowance to noncurrent loans
- 38.39%Noncurrent assets plus other real estate owned to assets
- 1.82%Noncurrent loans to loans
- 1.99%Net loans and leases to deposits
- 86.94%Net loans and leases to core deposits
- 97.85%Equity capital to assets
- 8.09%Core capital (leverage) ratio
- 7.82%Tier 1 risk-based capital ratio
- 9.97%Total risk-based capital ratio
- Memoranda
- $11Average assets
- $44,212Average earning assets
- $3,591Average equity
- $39,504Average loans
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- Banks in Illinois (IL)
- Tremont Savings Bank
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