FDIC Certificate #: 8900 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Citizens Bank and Trust Company (#4533) Federal Reserve ID: 376853 Date Established: August 14, 1915 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) OTS Docket #: 12292 FDIC's unique #: 5689 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: January 01, 1998 Last Structure Change Process Date: Febuary 20, 1998 Last Data Update: Febuary 20, 1998 Data Source Date: April 05, 2012
Location
Address: 816 Main Street, Trenton, MO 64683 County: Grundy Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $65.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
24Total employees (full-time equivalent)
$65,225Total assets
$8,023Cash and due from depository institutions
$60Interest-bearing balances
$34,201Securities
$1,250Federal funds sold & reverse repurchase agreements
$20,698Net loans & leases
$210Loan loss allowance
$0Trading account assets
$283Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$770All other assets
$65,225Total liabilities and capital
$55,520Total liabilities
$54,837Total deposits
$47,245Interest-bearing deposits
$54,837Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$332Other borrowed funds
$0Subordinated debt
$351All other liabilities
$9,705Total equity capital
$9,705Total bank equity capital
$9,705Perpetual preferred stock
$0Common stock
$200Surplus
$1,200Undivided profits
Memoranda
$8,305Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$449Earning assets
$0Long-term assets (5+ years)
$340Average Assets, year-to-date
$56,209Average Assets, quarterly
$6,231Volatile liabilities
$62,212Insider loans
$63,064FHLB advances
$1,909Loans and leases held for sale
$20Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,209Total unused commitments
$0Restructured Loans and leases
$26,188Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$4,053Total interest income
$1,976Total interest expense
$2,077Net interest income
$0Provision for loan and lease losses
$266Total noninterest income
$0Fiduciary activities
$182Service charges on deposit accounts
$0Trading account gains & fees
$84Additional noninterest income
$1,493Total noninterest expense
$1,064Salaries and employee benefits
$99Premises and equipment expense
$330Additional noninterest expense
$850Pre-tax net operating income
$1Securities gains (losses)
$208Applicable income taxes
$643Income before extraordinary items
$0Extraordinary gains - net
$643Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$65Sale, conversion, retirement of capital stock, net
$418Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.07%Yield on earning assets
3.45%Cost of funding earning assets
3.62%Net interest margin
0.46%Noninterest income to earning assets
2.60%Noninterest expense to earning assets
1.03%Net operating income to assets
1.03%Return on assets (ROA)
1.37%Pretax return on assets
6.80%Return on equity (ROE)
2.38%Retained earnings to average equity (YTD only)
0.32%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
13.08%Efficiency ratio
63,722Assets per employee
2.72%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.01%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
46.77%Noncurrent assets plus other real estate owned to assets
0.69%Noncurrent loans to loans
2.15%Net loans and leases to deposits
37.74%Net loans and leases to core deposits
39.11%Equity capital to assets
14.88%Core capital (leverage) ratio
15.56%Tier 1 risk-based capital ratio
36.81%Total risk-based capital ratio
Memoranda
$38Average assets
$62,212Average earning assets
$9,461Average equity
$57,333Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Trenton Trust Company.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: