Tri-County Trust Company in Glasgow, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Tri-County Trust Company - Overview

  • General
  • FDIC Certificate #: 11465
    Status: Active
    Federal Reserve ID: 835659
    Bank Holding Company (Regulatory Top Holder): Bancshares Of Glasgow, Inc. (RSSDID: 1064979, Location: Glasgow, MO)
    Date Established: January 01, 1921
    WWW: http://www.tricountytrust.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 7325
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 19, 2011
    Last Structure Change Process Date: August 19, 2011
    Last Data Update: August 19, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 103 Commerce Street, Glasgow, MO 65254
    County: Howard
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Columbia, MO (#17860)
    CBSA Metro Statistical Area: Columbia, MO (#17860)
  • Financial Summary
  • Total assets: $50.2 mil
    Equity capital: $4.8 mil
    Deposits held in domestic offices: $45.3 mil
    Return on assets (ROA): 1.24% ($0.6 mil)
    Quarterly return on assets: 0.29% ($0.1 mil)
    Return on Equity (ROE): 13.70% ($0.7 mil)
    Quarterly return on equity: 3.04% ($0.2 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.24% ($622.7 mil)
    Quarterly Pretax return on assets: 0.29% ($145.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $50,217Total assets
  • $4,770Cash and due from depository institutions
  • $4,235Interest-bearing balances
  • $8,739Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $35,063Net loans & leases
  • $684Loan loss allowance
  • $0Trading account assets
  • $319Bank premises and fixed assets
  • $438Other real estate owned
  • $0Goodwill and other intangibles
  • $50,217Life insurance assets
  • $888All other assets
  • $45,388Total liabilities and capital
  • $45,261Total liabilities
  • $40,220Total deposits
  • $45,261Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $127Subordinated debt
  • $4,829All other liabilities
  • $4,829Total equity capital
  • $4,829Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $600Surplus
  • $4,029Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $337Income earned, not collected on loans
  • $0Earning assets
  • $554Long-term assets (5+ years)
  • $48,037Average Assets, year-to-date
  • $8,071Average Assets, quarterly
  • $50,017Volatile liabilities
  • $50,961Insider loans
  • $35,758FHLB advances
  • $51,572Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,598Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $897Restructured Loans and leases
  • $1,761Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,859Total interest income
  • $670Total interest expense
  • $2,189Net interest income
  • $205Provision for loan and lease losses
  • $107Total noninterest income
  • $0Fiduciary activities
  • $124Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$17Additional noninterest income
  • $1,435Total noninterest expense
  • $776Salaries and employee benefits
  • $126Premises and equipment expense
  • $533Additional noninterest expense
  • $656Pre-tax net operating income
  • -$34Securities gains (losses)
  • $0Applicable income taxes
  • $622Income before extraordinary items
  • $0Extraordinary gains - net
  • $622Net income attributable to bank
  • $0Net charge-offs
  • $622Cash dividends
  • $395Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.13%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 4.70%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.31%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 13.70%Return on equity (ROE)
  • 13.70%Retained earnings to average equity (YTD only)
  • 1.10%Net charge-offs to loans
  • 51.90%Credit loss provision to net charge-offs
  • 2.18%Efficiency ratio
  • 62,500Assets per employee
  • 4.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 202.97%Noncurrent assets plus other real estate owned to assets
  • 1.54%Noncurrent loans to loans
  • 0.94%Net loans and leases to deposits
  • 77.47%Net loans and leases to core deposits
  • 91.15%Equity capital to assets
  • 9.62%Core capital (leverage) ratio
  • 8.92%Tier 1 risk-based capital ratio
  • 12.86%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $50,017Average earning assets
  • $4,539Average equity
  • $46,613Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,592Managed Assets
  • 1Number of Accounts
  • $2,592Personal trust and agency accounts
  • $2,592Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 4Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07325Tri-County Trust Company103 Commerce Street, Glasgow, MO 65254January 01, 1921Full Service Brick and Mortar

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