Tri-County Trust Company in Glasgow, Missouri (MO)



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Tri-County Trust Company routing number info

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Tri-County Trust Company
GeneralFDIC Certificate #: 11465
Status: Active
Federal Reserve ID: 835659
Bank Holding Company (Regulatory Top Holder): Bancshares Of Glasgow, Inc. (RSSDID: 1064979, Location: Glasgow, MO)
Date Established: January 01, 1921
WWW: http://www.tricountytrust.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 7325
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 19, 2011
Last Structure Change Process Date: August 19, 2011
Last Data Update: August 19, 2011
Data Source Date: April 05, 2012
LocationAddress: 103 Commerce Street, Glasgow, MO 65254
County: Howard
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Columbia, MO (#17860)
CBSA Metro Statistical Area: Columbia, MO (#17860)
Financial SummaryTotal assets: $50.2 mil
Equity capital: $4.8 mil
Deposits held in domestic offices: $45.3 mil
Return on assets (ROA): 1.24% ($0.6 mil)
Quarterly return on assets: 0.29% ($0.1 mil)
Return on Equity (ROE): 13.70% ($0.7 mil)
Quarterly return on equity: 3.04% ($0.2 mil)
Net income: $0.6 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.24% ($622.7 mil)
Quarterly Pretax return on assets: 0.29% ($145.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)12
Total assets$50,217
Cash and due from depository institutions$4,770
Interest-bearing balances$4,235
Securities$8,739
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$35,063
Loan loss allowance $684
Trading account assets$0
Bank premises and fixed assets$319
Other real estate owned$438
Goodwill and other intangibles$0
All other assets$888
Life insurance assets$50,217
Total liabilities and capital$45,388
Total liabilities$45,261
Total deposits$40,220
Interest-bearing deposits$45,261
Deposits held in domestic offices$88
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $127
All other liabilities $4,829
Total equity capital$4,829
Total bank equity capital$4,829
Perpetual preferred stock$0
Common stock$200
Surplus$600
Undivided profits $4,029
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $337
Earning assets $0
Long-term assets (5+ years) $554
Average Assets, year-to-date $48,037
Average Assets, quarterly $8,071
Volatile liabilities $50,017
Insider loans $50,961
FHLB advances $35,758
Loans and leases held for sale $51,572
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $4,598
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $897
Derivatives$1,761
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,859
Total interest expense $670
Net interest income $2,189
Provision for loan and lease losses $205
Total noninterest income $107
Fiduciary activities $0
Service charges on deposit accounts $124
Trading account gains & fees $0
Additional noninterest income -$17
Total noninterest expense $1,435
Salaries and employee benefits $776
Premises and equipment expense $126
Additional noninterest expense $533
Pre-tax net operating income $656
Securities gains (losses) -$34
Applicable income taxes $0
Income before extraordinary items $622
Extraordinary gains - net $0
Net income attributable to bank $622
Net charge-offs $0
Cash dividends $622
Sale, conversion, retirement of capital stock, net $395
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.13%
Cost of funding earning assets 1.44%
Net interest margin 4.70%
Noninterest income to earning assets 0.23%
Noninterest expense to earning assets 3.08%
Net operating income to assets 1.31%
Return on assets (ROA) 1.24%
Pretax return on assets 1.24%
Return on equity (ROE) 13.70%
Retained earnings to average equity (YTD only) 13.70%
Net charge-offs to loans 1.10%
Credit loss provision to net charge-offs 51.90%
Efficiency ratio2.18%
Assets per employee$62,500
Cash dividends to net income (YTD only)4.18%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.91%
Noncurrent assets plus other real estate owned to assets 202.97%
Noncurrent loans to loans 1.54%
Net loans and leases to deposits0.94%
Net loans and leases to core deposits 77.47%
Equity capital to assets 91.15%
Core capital (leverage) ratio 9.62%
Tier 1 risk-based capital ratio 8.92%
Total risk-based capital ratio 12.86%
Memoranda
Average assets$14
Average earning assets$50,017
Average equity $4,539
Average loans $46,613
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$2,592
Number of Accounts1
Personal trust and agency accounts$2,592
Employee benefit-defined contribution accounts$2,592
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts4
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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1 Missouri Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
07325Tri-County Trust Company103 Commerce Street, Glasgow, MO 65254January 01, 1921Full Service Brick and Mortar
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