Trigg County Farmers Bank in Cadiz, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 14, 2000

  • Trigg County Farmers Bank in Cadiz, Kentucky (KY)
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Trigg County Farmers Bank - Overview

  • General
  • FDIC Certificate #: 10135
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 975649
    Date Established: January 14, 1890
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 9784
    FDIC's unique #: 6486
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 14, 2000
    Last Structure Change Process Date: September 07, 2000
    Last Data Update: September 07, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 38 Main Street, Cadiz, KY 42211
    County: Trigg
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Clarksville, TN-KY (#17300)
    CBSA Metro Statistical Area: Clarksville, TN-KY (#17300)
  • Financial Summary
  • Total assets: $93.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $92,980Total assets
  • $3,926Cash and due from depository institutions
  • $168Interest-bearing balances
  • $30,946Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $56,147Net loans & leases
  • $777Loan loss allowance
  • $0Trading account assets
  • $584Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,377All other assets
  • $92,980Total liabilities and capital
  • $84,655Total liabilities
  • $71,018Total deposits
  • $62,040Interest-bearing deposits
  • $71,018Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,175Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,662Other borrowed funds
  • $0Subordinated debt
  • $800All other liabilities
  • $8,325Total equity capital
  • $8,325Total bank equity capital
  • $8,325Perpetual preferred stock
  • $0Common stock
  • $625Surplus
  • $5,375Undivided profits
  • Memoranda
  • $2,325Noncurrent loans and leases
  • $4,978Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $372Earning assets
  • $0Long-term assets (5+ years)
  • $599Average Assets, year-to-date
  • $87,261Average Assets, quarterly
  • $33,290Volatile liabilities
  • $93,200Insider loans
  • $92,479FHLB advances
  • $12,026Loans and leases held for sale
  • $813Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,978Total unused commitments
  • $0Restructured Loans and leases
  • $777Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,864Total interest income
  • $3,332Total interest expense
  • $3,532Net interest income
  • $0Provision for loan and lease losses
  • $560Total noninterest income
  • $0Fiduciary activities
  • $385Service charges on deposit accounts
  • $0Trading account gains & fees
  • $175Additional noninterest income
  • $2,086Total noninterest expense
  • $1,131Salaries and employee benefits
  • $231Premises and equipment expense
  • $724Additional noninterest expense
  • $2,006Pre-tax net operating income
  • $1Securities gains (losses)
  • $518Applicable income taxes
  • $1,489Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,489Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $1,050Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.76%Yield on earning assets
  • 3.77%Cost of funding earning assets
  • 3.99%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 2.36%Noninterest expense to earning assets
  • 1.60%Net operating income to assets
  • 1.60%Return on assets (ROA)
  • 2.15%Pretax return on assets
  • 17.61%Return on equity (ROE)
  • 5.19%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 20.06%Efficiency ratio
  • 50,978Assets per employee
  • 3.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 70.52%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 208.87%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 79.06%Net loans and leases to core deposits
  • 90.32%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 9.36%Tier 1 risk-based capital ratio
  • 13.69%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $93,200Average earning assets
  • $8,455Average equity
  • $88,433Average loans

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