Trigg County Farmers Bank in Cadiz, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 14, 2000

  • Trigg County Farmers Bank in Cadiz, Kentucky (KY)
  • Show street view No street view available for this location

Trigg County Farmers Bank - Overview

  • General
  • FDIC Certificate #: 10135
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 975649
    Date Established: January 14, 1890
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 9784
    FDIC's unique #: 6486
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 14, 2000
    Last Structure Change Process Date: September 07, 2000
    Last Data Update: September 07, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 38 Main Street, Cadiz, KY 42211
    County: Trigg
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Clarksville, TN-KY (#17300)
    CBSA Metro Statistical Area: Clarksville, TN-KY (#17300)
  • Financial Summary
  • Total assets: $93.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $92,980Total assets
  • $3,926Cash and due from depository institutions
  • $168Interest-bearing balances
  • $30,946Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $56,147Net loans & leases
  • $777Loan loss allowance
  • $0Trading account assets
  • $584Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,377All other assets
  • $92,980Total liabilities and capital
  • $84,655Total liabilities
  • $71,018Total deposits
  • $62,040Interest-bearing deposits
  • $71,018Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,175Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,662Other borrowed funds
  • $0Subordinated debt
  • $800All other liabilities
  • $8,325Total equity capital
  • $8,325Total bank equity capital
  • $8,325Perpetual preferred stock
  • $0Common stock
  • $625Surplus
  • $5,375Undivided profits
  • Memoranda
  • $2,325Noncurrent loans and leases
  • $4,978Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $372Earning assets
  • $0Long-term assets (5+ years)
  • $599Average Assets, year-to-date
  • $87,261Average Assets, quarterly
  • $33,290Volatile liabilities
  • $93,200Insider loans
  • $92,479FHLB advances
  • $12,026Loans and leases held for sale
  • $813Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,978Total unused commitments
  • $0Restructured Loans and leases
  • $777Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,864Total interest income
  • $3,332Total interest expense
  • $3,532Net interest income
  • $0Provision for loan and lease losses
  • $560Total noninterest income
  • $0Fiduciary activities
  • $385Service charges on deposit accounts
  • $0Trading account gains & fees
  • $175Additional noninterest income
  • $2,086Total noninterest expense
  • $1,131Salaries and employee benefits
  • $231Premises and equipment expense
  • $724Additional noninterest expense
  • $2,006Pre-tax net operating income
  • $1Securities gains (losses)
  • $518Applicable income taxes
  • $1,489Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,489Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $1,050Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.76%Yield on earning assets
  • 3.77%Cost of funding earning assets
  • 3.99%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 2.36%Noninterest expense to earning assets
  • 1.60%Net operating income to assets
  • 1.60%Return on assets (ROA)
  • 2.15%Pretax return on assets
  • 17.61%Return on equity (ROE)
  • 5.19%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 20.06%Efficiency ratio
  • 50,978Assets per employee
  • 3.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 70.52%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 208.87%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 79.06%Net loans and leases to core deposits
  • 90.32%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 9.36%Tier 1 risk-based capital ratio
  • 13.69%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $93,200Average earning assets
  • $8,455Average equity
  • $88,433Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Trigg County Farmers Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents