Trust Company Bank of Coffee County in Douglas, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1994

  • Trust Company Bank of Coffee County in Douglas, Georgia (GA)
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Trust Company Bank of Coffee County - Overview

  • General
  • FDIC Certificate #: 16284
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank, South Georgia, National Association (#16331)
    Federal Reserve ID: 604538
    Date Established: July 05, 1945
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 10472
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 05, 1945
    Last Structure Change Effective Date: July 01, 1994
    Last Structure Change Process Date: July 11, 1994
    Last Data Update: July 11, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: South Peterson Avenue, Douglas, GA 31533
    County: Coffee
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Albany Ga
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Douglas, GA (#20060)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $119.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $66Total assets
  • $114,913Cash and due from depository institutions
  • $6,328Interest-bearing balances
  • $0Securities
  • $27,489Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $77,802Loan loss allowance
  • $1,403Trading account assets
  • $0Bank premises and fixed assets
  • $1,391Other real estate owned
  • $98Goodwill and other intangibles
  • $1,805Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $114,913Total liabilities
  • $104,627Total deposits
  • $98,706Interest-bearing deposits
  • $77,557Deposits held in domestic offices
  • 98706.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $5,496Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $425Total equity capital
  • $425Total bank equity capital
  • $10,286Perpetual preferred stock
  • $0Common stock
  • $1,650Surplus
  • $3,000Undivided profits
  • Memoranda
  • $5,636Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $976Income earned, not collected on loans
  • $943Earning assets
  • $105,291Long-term assets (5+ years)
  • $22,297Average Assets, year-to-date
  • $116,082Average Assets, quarterly
  • $114,590Volatile liabilities
  • $13,420Insider loans
  • $4,562FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $9,467Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,663Total risk weighted assets
  • $77,783Total unused commitments
  • $0Restructured Loans and leases
  • $5,000Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,250Total interest expense
  • $2,846Net interest income
  • $5,404Provision for loan and lease losses
  • $470Total noninterest income
  • $1,338Fiduciary activities
  • $0Service charges on deposit accounts
  • $891Trading account gains & fees
  • $0Additional noninterest income
  • $447Total noninterest expense
  • $4,585Salaries and employee benefits
  • $2,217Premises and equipment expense
  • $501Additional noninterest expense
  • $1,867Pre-tax net operating income
  • $1,687Securities gains (losses)
  • $0Applicable income taxes
  • $303Income before extraordinary items
  • $1,384Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,384Net charge-offs
  • $795Cash dividends
  • $1,500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.78%Cost of funding earning assets
  • 2.68%Net interest margin
  • 5.09%Noninterest income to earning assets
  • 1.26%Noninterest expense to earning assets
  • 4.32%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 1.45%Return on equity (ROE)
  • 13.95%Retained earnings to average equity (YTD only)
  • -1.17%Net charge-offs to loans
  • 1.02%Credit loss provision to net charge-offs
  • 59.12%Efficiency ratio
  • 68,007Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 108.38%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 143.75%Noncurrent assets plus other real estate owned to assets
  • 0.93%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 78.82%Net loans and leases to core deposits
  • 85.70%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 8.48%Tier 1 risk-based capital ratio
  • 12.42%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $116,082Average earning assets
  • $9,920Average equity
  • $106,075Average loans

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