U. S. Bank of Idaho in city_name, state_name - Detailed Financial Reports, Location

U. S. Bank of Idaho in Boise, Idaho (ID)
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U. S. Bank of Idaho - Overview

General
FDIC Certificate #: 2848
Status: Inactive
Closing history: Corrections
Acquiring institution: United States National Bank of Oregon (#2916)
Federal Reserve ID: 605469
Date Established: March 10, 1867
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 102 (Interstate: No)
OTS Docket #: 11939
FDIC's unique #: 1862
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 13, 1997
Last Structure Change Process Date: June 19, 1997
Last Data Update: July 01, 1998
Data Source Date: April 05, 2012
Location
Address: 101 South Capitol Boulevard, Boise, ID 83702
County: Ada
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Boise City, ID (#1080)
Core Based Statistical Area (CBSA): Boise City-Nampa, ID (#14260)
CBSA Metro Statistical Area: Boise City-Nampa, ID (#14260)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $3,616.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$1,485Total assets
$3,823,744Cash and due from depository institutions
$334,240Interest-bearing balances
$6Securities
$714,121Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$2,652,387Loan loss allowance
$51,219Trading account assets
$0Bank premises and fixed assets
$47,904Other real estate owned
$905Goodwill and other intangibles
$73,850Life insurance assets
$337All other assets
$0Total liabilities and capital
$3,823,744Total liabilities
$3,592,363Total deposits
$3,168,849Interest-bearing deposits
$2,322,353Deposits held in domestic offices
3168849.00%% insured (estimated)
$77Federal funds purchased & repurchase agreements
$150,444Trading liabilities
$0Other borrowed funds
$183,179Subordinated debt
$70,000All other liabilities
$19,891Total equity capital
$19,891Total bank equity capital
$231,381Perpetual preferred stock
$0Common stock
$15,371Surplus
$201,730Undivided profits
Memoranda
$14,280Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$9,464Income earned, not collected on loans
$24,635Earning assets
$3,366,514Long-term assets (5+ years)
$989,141Average Assets, year-to-date
$4,246,223Average Assets, quarterly
$3,820,033Volatile liabilities
$540,449Insider loans
$74,466FHLB advances
$0Loans and leases held for sale
$2,151Unused loan commitments
$1,849,688Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$227,975Total risk weighted assets
$3,241,986Total unused commitments
$0Restructured Loans and leases
$537,791Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$310,751Total interest expense
$138,513Net interest income
$172,238Provision for loan and lease losses
$7,247Total noninterest income
$49,037Fiduciary activities
$9,284Service charges on deposit accounts
$25,165Trading account gains & fees
$81Additional noninterest income
$14,507Total noninterest expense
$137,492Salaries and employee benefits
$61,352Premises and equipment expense
$30,076Additional noninterest expense
$46,064Pre-tax net operating income
$76,536Securities gains (losses)
$1,402Applicable income taxes
$23,763Income before extraordinary items
$54,175Extraordinary gains - net
$0Net income attributable to bank
$54,175Net charge-offs
$10,190Cash dividends
$165,500Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.25%Cost of funding earning assets
3.68%Net interest margin
4.57%Noninterest income to earning assets
1.30%Noninterest expense to earning assets
3.65%Net operating income to assets
1.25%Return on assets (ROA)
1.28%Pretax return on assets
1.84%Return on equity (ROE)
16.67%Retained earnings to average equity (YTD only)
-34.26%Net charge-offs to loans
0.37%Credit loss provision to net charge-offs
71.12%Efficiency ratio
62,131Assets per employee
2.57%Cash dividends to net income (YTD only)
Condition Ratios (%)
305.49%Loss allowance to loans
1.89%Loss allowance to noncurrent loans
541.20%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.35%Net loans and leases to deposits
83.70%Net loans and leases to core deposits
90.95%Equity capital to assets
6.05%Core capital (leverage) ratio
5.97%Tier 1 risk-based capital ratio
7.03%Total risk-based capital ratio
Memoranda
$10Average assets
$4,246,223Average earning assets
$324,956Average equity
$3,765,131Average loans

U. S. Bank of Idaho in Boise, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches

U. S. Bank of Idaho - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

U. S. Bank of Idaho in Boise, Idaho (ID)Overview, Financial Summary, Detailed Financial Reports, Branches

U. S. Bank of Idaho - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

U. S. Bank of Idaho in Boise, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches