UMB Russell State Bank in Russell, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1994

  • UMB Russell State Bank in Russell, Kansas (KS)
  • Show street view No street view available for this location

UMB Russell State Bank - Overview

  • General
  • FDIC Certificate #: 17727
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB National Bank of America (#4768)
    Federal Reserve ID: 533254
    Date Established: March 27, 1889
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11684
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 07, 1957
    Last Structure Change Effective Date: July 01, 1994
    Last Structure Change Process Date: July 15, 1994
    Last Data Update: July 15, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 507 Main Street, Russell, KS 67665
    County: Russell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $79.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $37Total assets
  • $87,313Cash and due from depository institutions
  • $1,505Interest-bearing balances
  • $0Securities
  • $58,646Federal funds sold & reverse repurchase agreements
  • $1,225Net loans & leases
  • $21,616Loan loss allowance
  • $329Trading account assets
  • $0Bank premises and fixed assets
  • $945Other real estate owned
  • $0Goodwill and other intangibles
  • $1,010Life insurance assets
  • $2,366All other assets
  • $0Total liabilities and capital
  • $87,313Total liabilities
  • $77,085Total deposits
  • $67,152Interest-bearing deposits
  • $62,124Deposits held in domestic offices
  • 67152.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $9,147Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $786Total equity capital
  • $786Total bank equity capital
  • $10,228Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $9,170Undivided profits
  • Memoranda
  • $58Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $57Income earned, not collected on loans
  • $257Earning assets
  • $81,487Long-term assets (5+ years)
  • $10,039Average Assets, year-to-date
  • $86,501Average Assets, quarterly
  • $85,567Volatile liabilities
  • $12,919Insider loans
  • $706FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $9,331Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,787Total risk weighted assets
  • $29,574Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,690Total interest expense
  • $1,435Net interest income
  • $1,255Provision for loan and lease losses
  • $50Total noninterest income
  • $327Fiduciary activities
  • $0Service charges on deposit accounts
  • $123Trading account gains & fees
  • $0Additional noninterest income
  • $204Total noninterest expense
  • $1,592Salaries and employee benefits
  • $779Premises and equipment expense
  • $190Additional noninterest expense
  • $623Pre-tax net operating income
  • -$60Securities gains (losses)
  • $4Applicable income taxes
  • -$39Income before extraordinary items
  • -$17Extraordinary gains - net
  • $0Net income attributable to bank
  • -$17Net charge-offs
  • $23Cash dividends
  • $500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 3.33%Cost of funding earning assets
  • 1.78%Net interest margin
  • 1.55%Noninterest income to earning assets
  • 0.40%Noninterest expense to earning assets
  • 1.97%Net operating income to assets
  • -0.02%Return on assets (ROA)
  • -0.02%Pretax return on assets
  • -0.06%Return on equity (ROE)
  • -0.19%Retained earnings to average equity (YTD only)
  • -5.66%Net charge-offs to loans
  • 0.11%Credit loss provision to net charge-offs
  • 217.39%Efficiency ratio
  • 96,144Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -2941.18%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 577.19%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 32.19%Net loans and leases to core deposits
  • 34.11%Equity capital to assets
  • 11.71%Core capital (leverage) ratio
  • 9.36%Tier 1 risk-based capital ratio
  • 26.33%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $86,501Average earning assets
  • $9,130Average equity
  • $80,833Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with UMB Russell State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents