UMB Security State Bank in Fort Scott, Kansas (KS)

Show street view No street view available for this location
Table of contents:
UMB Security State Bank
GeneralFDIC Certificate #: 18488
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank Kansas, National Association (#8109)
Federal Reserve ID: 657655
Date Established: March 10, 1962
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 12383
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 10, 1962
Last Structure Change Effective Date: May 02, 1994
Last Structure Change Process Date: May 23, 1994
Last Data Update: May 23, 1994
Data Source Date: April 05, 2012
LocationAddress: Fourth And National, Fort Scott, KS 66701
County: Bourbon
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial SummaryTotal assets: $41.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)
(Dollar figures in thousands)
Total employees (full-time equivalent)0
Total assets$25
Cash and due from depository institutions$41,727
Interest-bearing balances$2,467
Federal funds sold & reverse repurchase agreements$18,017
Net loans & leases$200
Loan loss allowance $17,139
Trading account assets$721
Bank premises and fixed assets$0
Other real estate owned$1,152
Goodwill and other intangibles$553
All other assets$1,589
Life insurance assets$610
Total liabilities and capital$0
Total liabilities$41,727
Total deposits$36,733
Interest-bearing deposits$36,462
Deposits held in domestic offices$32,063
% insured (estimated)36462.00%
Federal funds purchased & repurchase agreements $100
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $0
Total equity capital$271
Total bank equity capital$271
Perpetual preferred stock$4,994
Common stock$0
Undivided profits $4,688
Noncurrent loans and leases $81
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $864
Earning assets $173
Long-term assets (5+ years) $35,553
Average Assets, year-to-date $2,584
Average Assets, quarterly $42,053
Volatile liabilities $42,167
Insider loans $2,466
FHLB advances $10
Loans and leases held for sale $0
Unused loan commitments $0
Tier 1 (core) risk-based capital $1,064
Tier 2 risk-based capital $0
Total risk weighted assets $3,405
Total unused commitments $19,110
Restructured Loans and leases $0
Back to page top, Back to table top

Income and Expense (December 31, 1993)
(Dollar figures in thousands)
Total interest income $0
Total interest expense $1,379
Net interest income $676
Provision for loan and lease losses $703
Total noninterest income $0
Fiduciary activities $181
Service charges on deposit accounts $0
Trading account gains & fees $154
Additional noninterest income $0
Total noninterest expense $27
Salaries and employee benefits $779
Premises and equipment expense $340
Additional noninterest expense $107
Pre-tax net operating income $332
Securities gains (losses) $105
Applicable income taxes $29
Income before extraordinary items $44
Extraordinary gains - net $90
Net income attributable to bank $0
Net charge-offs $90
Cash dividends $146
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 1993)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets0.00%
Cost of funding earning assets 3.79%
Net interest margin 1.86%
Noninterest income to earning assets 1.93%
Noninterest expense to earning assets 0.50%
Net operating income to assets 2.14%
Return on assets (ROA) 0.17%
Pretax return on assets 0.21%
Return on equity (ROE) 0.32%
Retained earnings to average equity (YTD only) 2.22%
Net charge-offs to loans 2.22%
Credit loss provision to net charge-offs 0.73%
Efficiency ratio0.00%
Assets per employee$79,412
Cash dividends to net income (YTD only)1.67%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 4.04%
Noncurrent assets plus other real estate owned to assets 83.45%
Noncurrent loans to loans 3.40%
Net loans and leases to deposits4.84%
Net loans and leases to core deposits 47.01%
Equity capital to assets 50.41%
Core capital (leverage) ratio 11.97%
Tier 1 risk-based capital ratio 8.29%
Total risk-based capital ratio 17.82%
Average assets$19
Average earning assets$42,053
Average equity $4,062
Average loans $36,417
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with UMB Security State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.