UMB Security State Bank in Fort Scott, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 02, 1994

  • UMB Security State Bank in Fort Scott, Kansas (KS)
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UMB Security State Bank - Overview

  • General
  • FDIC Certificate #: 18488
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank Kansas, National Association (#8109)
    Federal Reserve ID: 657655
    Date Established: March 10, 1962
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12383
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 10, 1962
    Last Structure Change Effective Date: May 02, 1994
    Last Structure Change Process Date: May 23, 1994
    Last Data Update: May 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Fourth And National, Fort Scott, KS 66701
    County: Bourbon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $41.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $25Total assets
  • $41,727Cash and due from depository institutions
  • $2,467Interest-bearing balances
  • $197Securities
  • $18,017Federal funds sold & reverse repurchase agreements
  • $200Net loans & leases
  • $17,139Loan loss allowance
  • $721Trading account assets
  • $0Bank premises and fixed assets
  • $1,152Other real estate owned
  • $553Goodwill and other intangibles
  • $610Life insurance assets
  • $1,589All other assets
  • $0Total liabilities and capital
  • $41,727Total liabilities
  • $36,733Total deposits
  • $36,462Interest-bearing deposits
  • $32,063Deposits held in domestic offices
  • 36462.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $271Total equity capital
  • $271Total bank equity capital
  • $4,994Perpetual preferred stock
  • $0Common stock
  • $225Surplus
  • $4,688Undivided profits
  • Memoranda
  • $81Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $864Income earned, not collected on loans
  • $173Earning assets
  • $35,553Long-term assets (5+ years)
  • $2,584Average Assets, year-to-date
  • $42,053Average Assets, quarterly
  • $42,167Volatile liabilities
  • $2,466Insider loans
  • $10FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,064Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,405Total risk weighted assets
  • $19,110Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,379Total interest expense
  • $676Net interest income
  • $703Provision for loan and lease losses
  • $0Total noninterest income
  • $181Fiduciary activities
  • $0Service charges on deposit accounts
  • $154Trading account gains & fees
  • $0Additional noninterest income
  • $27Total noninterest expense
  • $779Salaries and employee benefits
  • $340Premises and equipment expense
  • $107Additional noninterest expense
  • $332Pre-tax net operating income
  • $105Securities gains (losses)
  • $29Applicable income taxes
  • $44Income before extraordinary items
  • $90Extraordinary gains - net
  • $0Net income attributable to bank
  • $90Net charge-offs
  • $146Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 3.79%Cost of funding earning assets
  • 1.86%Net interest margin
  • 1.93%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 2.14%Net operating income to assets
  • 0.17%Return on assets (ROA)
  • 0.21%Pretax return on assets
  • 0.32%Return on equity (ROE)
  • 2.22%Retained earnings to average equity (YTD only)
  • 2.22%Net charge-offs to loans
  • 0.73%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,412Assets per employee
  • 1.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.04%Loss allowance to noncurrent loans
  • 83.45%Noncurrent assets plus other real estate owned to assets
  • 3.40%Noncurrent loans to loans
  • 4.84%Net loans and leases to deposits
  • 47.01%Net loans and leases to core deposits
  • 50.41%Equity capital to assets
  • 11.97%Core capital (leverage) ratio
  • 8.29%Tier 1 risk-based capital ratio
  • 17.82%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $42,053Average earning assets
  • $4,062Average equity
  • $36,417Average loans

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