Union Bank of Illinois in Swansea, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2001

  • Union Bank of Illinois in Swansea, Illinois (IL)
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Union Bank of Illinois - Overview

  • General
  • FDIC Certificate #: 1038
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank (#12229)
    Federal Reserve ID: 634245
    Date Established: September 20, 1901
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Interstate: No)
    OTS Docket #: 12987
    FDIC's unique #: 691
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 2001
    Last Structure Change Process Date: January 03, 2002
    Last Data Update: January 03, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 4387 North Illinois, Swansea, IL 62221
    County: St. Clair
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $184.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 75Total employees (full-time equivalent)
  • $182,591Total assets
  • $5,554Cash and due from depository institutions
  • $16Interest-bearing balances
  • $33,145Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $135,681Net loans & leases
  • $1,618Loan loss allowance
  • $0Trading account assets
  • $6,070Bank premises and fixed assets
  • $207Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,934All other assets
  • $182,591Total liabilities and capital
  • $167,755Total liabilities
  • $159,215Total deposits
  • $139,797Interest-bearing deposits
  • $159,215Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,200Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,573Other borrowed funds
  • $0Subordinated debt
  • $1,767All other liabilities
  • $14,836Total equity capital
  • $14,836Total bank equity capital
  • $14,836Perpetual preferred stock
  • $0Common stock
  • $1,821Surplus
  • $10,595Undivided profits
  • Memoranda
  • $2,420Noncurrent loans and leases
  • $15,581Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,045Earning assets
  • $0Long-term assets (5+ years)
  • $863Average Assets, year-to-date
  • $168,842Average Assets, quarterly
  • $6,865Volatile liabilities
  • $181,532Insider loans
  • $185,665FHLB advances
  • $20,844Loans and leases held for sale
  • $1,778Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $15,581Total unused commitments
  • $0Restructured Loans and leases
  • $1,618Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $14,433Total interest income
  • $7,717Total interest expense
  • $6,716Net interest income
  • $893Provision for loan and lease losses
  • $1,491Total noninterest income
  • $4Fiduciary activities
  • $677Service charges on deposit accounts
  • $0Trading account gains & fees
  • $810Additional noninterest income
  • $5,624Total noninterest expense
  • $2,859Salaries and employee benefits
  • $1,124Premises and equipment expense
  • $1,641Additional noninterest expense
  • $1,690Pre-tax net operating income
  • $0Securities gains (losses)
  • $684Applicable income taxes
  • $1,006Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,006Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,469Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.71%Yield on earning assets
  • 4.66%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.90%Noninterest income to earning assets
  • 3.39%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 7.41%Return on equity (ROE)
  • 7.41%Retained earnings to average equity (YTD only)
  • 1.09%Net charge-offs to loans
  • 60.79%Credit loss provision to net charge-offs
  • 1.76%Efficiency ratio
  • 68,405Assets per employee
  • 2.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 154.83%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 0.76%Net loans and leases to deposits
  • 85.22%Net loans and leases to core deposits
  • 94.13%Equity capital to assets
  • 8.13%Core capital (leverage) ratio
  • 8.08%Tier 1 risk-based capital ratio
  • 10.15%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $181,532Average earning assets
  • $13,582Average equity
  • $165,761Average loans

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